My Weekly Reading Progress Report

5070

These are the best cities for first-time homebuyers

0 annotations

buying and selling homes

www.greenentrepreneur.com

5417

Marijuana and reduced workplace fatalities.
Another study found that consumers, led my Millennials, are lowering alcohol use in areas where marijuana is legal.

Study Finds Fewer People Are Dying on the Job Where Marijuana Is Legal

2 annotations

homework and study tips

4481

支撐中國經濟“超預期”表現的，仍然是房地產。房價在2016前三季度同比增幅超過10%，一線城市更是同比暴漲超過30%
去泡沫”的另一個副產品，可能是人民幣貶值
伴隨著房地產的火熱，螺紋鋼、煤炭、鋅、鉛，甚至是玉米和大蒜，都出現了價格暴漲。作為典型的產能過剩行業，螺紋鋼和煤炭的飈漲，似乎可以被認為是去產能出現重大成效。但漲幅以及蔓延速度之快，卻反映出資金的凶猛
再接下來，我們要迎接“滯脹時代”

2017：擠泡沫、熬杠桿、慢改革 - FT中文網

4 annotations

4019

prism design + office coastline's runner camp merges a retail shoe store with a gym facility

0 annotations

bed and bath

www.designboom.com

4949

This is true no matter what challenge you’re facing. Having a mindset that focuses on growth, opportunity, and the possibility of achieving your goals can help guide you to success. Likewise, having a mindset that’s locked in limiting beliefs about wh
A money mindset is a belief that you currently have about money. Usually, money mindsets aren’t conscious. You don’t usually decide what money mindsets we have, or how they impact your financial behaviors.
Money mindsets are developed based on your experiences. In other words, your culture and identity have helped to shape how you view money as an adult.
A client, Danielle*, recently dealt with an unhealthy money mindset that was impacting her long-term ability to succeed. She was a first-generation college graduate, and she started out-earning her parents at age 26
The overwhelming belief that you don’t deserve the money you’re bringing home, even after working hard to earn a degree and to succeed in your career development, can bleed into all areas of your life - and cause you to put yourself in risky financial situations.
Being self-aware as you make financial decisions can help you to hit pause and take the full picture of your culture, background, and mindset into account before making a less-than-savvy money move. Remember: you have the power to acknowledge your background and your current money mindset, and choose to change them so that they serve you.
Think about how you feel about money. How do you use it in your life? How does managing your finances make you feel?How did your community view money growing up? Were they living with a fear that resources would dry up? Did they avoid discussing money with you as a kid?Look at your experience, education, and expertise and realize - you deserve the money you’re making. You deserve to live well, and to enjoy your life. If it helps, write yourself a sticky note and put it on the mirror - there’s nothing wrong with earning money, wanting to earn more money, and wanting to use it in a way that makes you happy and supports your goals.Think twice before giving money to family members, or people in your community. It can help to create a line-item in your budget that’s specifically for giving money away. This will help you to prioritize your other financial goals (like emergency savings, retirement savings, or paying off student loans), while still leaving some wiggle room to support the ones you love and care about. Once you spend everything in the “giving” portion of your budget, you can honestly say that you don’t have anything left to give.Set “fun” money goals for yourself. There’s a temptation among first-generation college grads to only set reasonable, safe financial goals. While it’s important to save for the future, it’s also important to enjoy the wealth you have now. Don’t be afraid to set a goal to save for a special vacation, a big purchase, or other non-essential things. As long as your purchases align with your values, and you’re saving and spending wisely, there’s no reason that you don’t deserve to enjoy the money you’ve earned.

How First-Generation College Graduates Can Approach Their Finances With a Healthy Mindset

7 annotations

children

4395

Tremendous loss to Taiwan
“Director Chi’s works have allowed us to see the beauty of Taiwan, and inspired others to join the efforts to conserve our land. His passing is a tremendous loss to Taiwan,” Tsai said.

'Tremendous loss to Taiwan': Acclaimed director believed killed in helicopter crash on assignment | Hong Kong Free Press HKFP

2 annotations

ecology

www.hongkongfp.com

5906

建議留意以銀行為主的金控股
近期外資對電子股保守，將資金轉進傳產股，其中，股價具低基期優勢的金融股買盤明顯回溫

〈熱門族群〉萬點落後補漲金融股最有潛力 - 財經 - 自由時報電子報

2 annotations

m.ltn.com.tw

5030

But he was testing out the prototype of a high-tech prosthetic arm with fingers that not only can move, they can move with his thoughts.
Keven Walgamott had a good "feeling" about picking up the egg without crushing it. What seems simple for nearly everyone else can b
We changed the way we are sending that information to the brain so that it matches the human body. And by matching the human body, we were able to see improved benefits," George says. "We're making more biologically realistic signal

Motorized prosthetic arm can sense touch, move with your thoughts -- ScienceDaily

3 annotations

body art

www.sciencedaily.com

4418

'Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace...'
During the five years over which the share price declined, Ship Finance International's earnings per share (EPS) dropped by 6.3% each year
What About Dividends?As well as measuring the share price return, investors should also consider the total shareholder return (TSR). The TSR incorporates the value of any spin-offs or discounted capital raisings, along with any dividends, based on the assumption that the dividends are reinvested. It's fair to say that the TSR gives a more complete picture for stocks that pay a dividend. As it happens, Ship Finance International's TSR for the last 5 years was 24%, which exceeds the share price

Investors Who Bought Ship Finance International (NYSE:SFL) Shares Five Years Ago Are Now Down 28%

3 annotations

investing

4506

「超級食物」、「奇蹟之藥」或維他命之類的主張，每個月都在變，讓大眾不再相信它們。這個過程暗中破壞了我們視科學為專業的信心。它讓科學變成偽科學。
文摘自《改變未來的祕密交易》，大是文化出版
1903年，20世紀首位媒體大亨諾思克利夫子爵（Lord Northcliffe）發現了他旗下的報紙蘊藏著權力：「每次投票權擴大，都會讓報紙權力更大、政客權力更小。
科學成為假新聞事業的一部分，與新聞攜手漠視事實，只為了更精彩的報導：「殺手級咖啡」、「殺手茶」、「奇蹟咖啡」、「奇蹟茶」，以及「喝咖啡或喝茶，就可以緩和香菸的有害作用」。

超級食物傷身、奇蹟之藥救命？BBC最敢爆料記者揭露科學界騙局｜數位時代

4 annotations

www.bnext.com.tw

4570

This year’s index also includes a new, higher benchmark. It requires employers to offer their employees at least one health insurance plan that includes transgender-inclusive coverage.
This is the ninth consecutive year that the educational arm of nation’s largest civil rights organization working to achieve equality for lesbian, gay, bisexual, transgender and queer (LGBTQ) people has recognized the medical center for advancing LGBTQ equity among its patients and employees.
cal Center and our entire health system are dedicated to inclusion because it benefits the health and well-being of patients and employees alike,” said Chao-Yin Chen, professor of pharmacology and chair of the health system’s LGBTQ+ advisory council. “Everything we’re doing is aimed at reducing the long-standing health disparities that the LGBTQ community
centered philosophy of care,” said Adrienne S. Lawson, director of Institutional Culture, Climate & Community Engagement. “We’re driven now more than ever to make sure patients, families, visitors and care team members are treated with t

UC Davis Medical Center earns national LGBTQ health care honors – Daily Democrat

4 annotations

gay life

www.dailydemocrat.com

4498

Total sales of $359.3 million was relatively in-line with analyst projections.
offerings. The company also benefited from price increases taken by franchisees, which helped to counteract persistent traffic weakness.
Dunkin’ Brands CEO David Hoffmann said in an interview with Yahoo Finance
The company lifted its full year earnings outlook to $3.02 to $3.05 a share from $2.94 to $2.99 a share previously.

Dunkin' CEO: Investments in the 70-year-old brand are 'starting to pay off'

4 annotations

company

4235

往前推算6個交易日。
「填權息」
觀察它過往填權息的速度，避免賺了股利，卻賠了價差。
「除權息基準日」
「除權息交易日」
「除權息行情」
公司配發的股利有兩種方式：「股票股利」與「現金股利」。
交易日的重要之處，在於想獲得除權息資格的話，必須在除權息交易日之前（不含交易日當天）買進。

學會這樣買股票，每年多領一筆「年中獎金」！｜經理人

8 annotations

4933

The Deals That Made The World: Reckless Ambition, Backroom Negotiations, and the Hidden Truths of Business, by Jacques Peretti
Meltdown: Why Our Systems Fail and What We Can Do About It, by Chris Clearfield and András Tilcsik.
identify and analyse a selection of deals that changed the way the world works
Alive at Work: The Neuroscience of Helping Your People Love What They Do, by Daniel Cable
Analysis of why things go wrong is always more exciting to read than praise for everything working out
In this lively book, the organisational behavioural expert suggests small changes and interventions by leaders to encourage employees to experiment and gain a sense of purpose
Our seeking systems create the natural impulse to explore our worlds, learn about our environments and extract meaning from our circumstances.”

FT business books of the month: March edition

7 annotations

radio

www.ft.com

4518

CVS Health and its Aetna health insurance unit say they will collaborate with a “social care coordination platform” called Unite Us as part of a coming series of initiatives the healthcare giant is rolling out to address social determinants of health.
ough the health plans run by Aetna and CVS have networks of doctors and hospitals they don’t generally have the access to “so
“Out of about 6,000 waking hours in a year, most people only spend a handful in a doctor’s office or hospital,
Initially, selected Aetna Medicaid health members in Louisville, Kentucky, will be able to access these new programs later this year. Meanwhile, such programs and services will be available to Aetna’s “Dual-Eligible Special Needs Plan members” who are eligible for both Medicaid and Medicare in Tampa, Fla. and southeastern Louisiana.
Research has shown that providing safe and secure housing options can help improve health outcomes, particularly for individuals with chronic health conditions,” Dr. Garth Graham, vice president of community health & impact at CVS Health and president of the Aetna Foundation.

CVS Health Launches Social Determinants Provider Network

5 annotations

men's health

4098

Brandon Copeland is paying attention to numbers on and off the field.
But the 28-year-old wasn’t there to take down notes and earn a grade — instead, Copeland was teaching a class financial literacy with Dr. Brian Peterson, the director of Penn’s Makuu Black Cultural Center, according to ESPN.
“I don’t care if you’re an engineering student, a nursing student, if you’re going to build rockets when you grow up or if you’re going to sweep floors,” Copeland, a native of Baltimore, told the outlet. “You’re going to have to use something in this class,” Copeland said. “And you can’t say that for every class at Penn. Every student. Every major.”
I was kind of shocked how good of a professor he was,” Jackson said. “I didn’t go in with any expectations, but he’s a very, very smart guy, and you can just tell it by listening to him. He knows what he’s talking about, and he’s obviously willing to learn.”

Brandon Copeland Saved 90 Percent of His Income, Teaches Finance Class | PEOPLE.com

4 annotations

investing

people.com

4301

Your patients want to schedule appointments when it is convenient for them. Unfortunately, this is not always at a time convenient for you. In the health and personal care industry, approximately 70% of online appointments are made between the hours of 8 PM and 3 AM. In the past, your only choice was to make yourself available after hours or risk losing business.
Your customers are busy. Obligations may come up and prevent them from keeping their appointments with you. With an event in their calendar and with email and SMS reminders, your patients will be less likely to miss an appointment.
With OnceHub, more appointments can be made and no-shows can be reduced, helping you operate your practice at optimal efficiency.

OnceHub | Scheduling solutions for health and medical

3 annotations

health and fitness

www.oncehub.com

3977

beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.60 per share a year ago. These figures are adjusted for non-recurring items.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $0.68 on $22.20 million in revenues for the coming quarter and $2.56 on $87.05 million in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well.

MutualFirst Financial (MFSF) Beats Q2 Earnings and Revenue Estimates

4 annotations

investing

4490

children are already able to grasp basic money concepts at age three, and by age seven, their money habits are already set.)
Let’s Go Shopping” was a game we played when they were in preschool.
One of the biggest mistakes I see parents making is offering unlimited funds to their children for non-essentials.
My wife and I make it a point to donate to charity or a nonprofit organization every once in a while. It sets a good example for our kids and discourages behaviors of selfishness and greed.

How this financial expert teaches his kids about money

4 annotations

children

Health And Medical Simulation Products Market 2019: Global Industry Share, Size, Share, Demand, Key Findings, Regional Analysis, Key Players Profiles, Future Prospects and Forecasts to 2026 - The Atlas Newspaper

4614

entrepreneur, Jeff closed down his lawn business after getting what turned out to be a life-changing tip from a customer about options trading
After 6 months, Jeff and the troops decided they wanted to live in New Hampshire—and there they’ve been ever since.

Dallas Man Turns $2,000 Investment Into $4.3 Million Company With Options Trading Gemini - RagingBull

2 annotations

investing

ragingbull.com

4226

Global “Health And Medical Simulation Products Market” Research Report 2019 provides the main players of Health And Medical Simulation Products industry, their share of the overall industry, product portfolio, organization profiles are canvassed in this report.
2019 Global Industry report is a significant resource for industry administrators, marketing, sales and product managers, specialists, experts and stakeholders searching for key industry information with clearly presented tables and graphs. covers the latest market statistics, industry growth driving factors, size, share, trends, as well as Forecast till 2026
North AmericaEuropeChinaJapanMiddle East & AfricaIndiaSouth America
market To deliberately profile the key players and completely break down their development methodologies.

4 annotations

business operations

atlasnewspaper.com

4317

A high diastolic number "really should not be ignored," he added. "We should not declare victory just because one number is under control. We need to pay attention to both."
Recognizing that the diastolic blood pressure also has to be controlled because it can increase risk for stroke is a good step forward in our management for blood pressure," said Dr. Nieca Goldberg, a cardiologist at NYU Langone Medical Center and medical director of the Joan H. Tisch Center for Women's Health, who was not involved with the research.
systolic and diastolic hypertension can be treated with the same kinds of medications, but some doctors may need to switch the medicines or doses to get patients below that 130/80 mmHg mark.

For healthy blood pressure, both numbers matter

3 annotations

disease

www.nbcnews.com

4512

One of the existential questions of the debate has been how to compensate health care providers if balance billing — which is what happens when patients are responsible for the costs not covered by their insurer — is prohibited.
This approach has been favored by groups representing employers and insurance plans but draws disdain from medical specialty provider groups. Those doctor organizations, which include specialists like emergency physicians and anesthesiologists, prefer arbitration, sometimes called “independent dispute resolution.
The House is taking a step in the right direction,” Cassidy said in an email. “We need to end up in a place that gives patients security while having a level playing field for providers, hospitals and insurers.”

Surprise Medical Bill Legislation Takes A Step Forward, But Will It Lead To A Step Back? | Kaiser Health News

3 annotations

government

khn.org

4539

health. If members had called any major medical association to testify, they would have heard how pot commercialization is not in the public’s interest.
disadvantaged communities. Let’s press pause and listen to the medical and scientific experts. A policy of legal pot is too far, too fast.

Committee hearing on marijuana policy overlooks science and medical experts | TheHill

2 annotations

health and fitness

thehill.com

4276

Biden would also empower Medicare to directly negotiate drug prices, allow the importation of prescription drugs from abroad and extend tax credits to help tens of millions of Americans buy lower-priced health insurance.

Biden unveils health care plan: Affordable Care Act 2.0 - POLITICO

1 annotations

drugs

www.politico.com

4194

區塊鏈技術是一套複雜的算法，讓所謂的加密貨幣（包括比特幣）無需中央賬本即可通過計算機網絡進行電子交易和驗證。
巴克萊(Barclays)、瑞信(Credit Suisse)、加拿大帝國商業銀行(CIBC)、滙豐(HSBC)、三菱日聯金融集團(MUFG)和道富(State Street)已聯手進一步研發“多功能結算幣”(utility settlement coin)，這種貨幣由瑞士的瑞銀(UBS)創建，旨在讓金融市場更有效率。

全球六大銀行擬聯手推出數字貨幣 - FT中文網

2 annotations

4790

I think what you need to remember about Nike is that they're an international brand. They're huge. They're all over the place. So even though part of their supply chain is going to be bought in China, that doesn't necessarily mean that the Chinese goods are going to have to be imported from the U.S. And I think that's kind of what has helped them mitigate the tariffs so far because say, you know, they could, they could have production out in Vietnam and that gets important to the U.S., but all the Chinese supply chain, that part of their supply chain can get distributed all across the rest of the world
Analysts expect Nike to report earnings per share of 66 cents on revenue of $10.15 billion.

Just Don't Worry About Trade? What China Means for Nike Earnings - TheStreet

2 annotations

company

www.thestreet.com

4344

New research reinforces the idea that the absence of certain bacteria in the gut can cause food allergy, a condition that affects millions of people. The study also suggests that replenishing key gut bacteria could offer a way to treat food allergy.

Could certain gut bacteria protect against food allergy?

1 annotations

food allergies

www.medicalnewstoday.com

4138

FedEx’s (FDX) top executive assailed current U.S. trade policy as more protectionist measures threaten to upend the courier company’s business plans and take a bite out of its bottom line.
“So clearly, we’ve been very disappointed over the last few years with the assumptions that we made on the growth in international trade, particularly with the Trump administration.”

FedEx CEO says trade war surprised him like a 'Mike Tyson' punch in the face

2 annotations

company

4214

A former senator and expert on retirement security noted that "we've sort of fallen into" a retirement system built around 401(k) plans but you would "run into tremendous resistance politically" if you tried to change it.
The senator advocates a series of measures, from improving access to retirement plans at work to modernizing Social Security that he says "would dramatically increase retirement income." Conrad added "the estimates are it would increase the retirement income in this country over the next 40 years by 50%."
In the months ahead, a number of partners of the Funding our Future campaign from across the political and business communities will appear on Yahoo Finance to discuss some of the challenges facing the U.S. retirement system

Former Sen. Kent Conrad: 401(k) plans were "never designed to be the retirement plan for America"

3 annotations

work

4634

預計在明年啟用的這種大型自動販賣機，將成為中國的消費主義、乃至全球崇尚即時滿足的時代精神的新象徵。
阿里巴巴計劃將自動販賣機插入其生態系統，這個系統包含融資和有關買家信用狀況的數據。
芝麻信用(Sesame Credit)
“買車跟買飲料一樣方便”
天貓(Tmall)電子商務平台
這種業務模式有助於降低成本，包括儲存以及保持汽車清潔和光鮮所需的人力。

天貓將在自動販賣機上賣汽車 - FT中文網

6 annotations

7965

Gold is another potential hedge that gives you a sound store of value just in case.
Make sure you don’t have too much invested in big technology stocks
Picking specific sectors to invest in is very tough right now.
Look instead for stocks with more attractive price-to-earnings ratios.
I disagree with those who say now is a good time to rotate out of the U.S. and into overseas markets. I say, not just yet.

The Best Move You Can Make with Your Investments in 2019 | Money

5 annotations

advertising and marketing

time.com

6845

, generally, the action of the leading stocks, which have been large growth names for some time, remains in good shape.
: Watch the major averages and the leading stocks. That’s it. Those two indicators have withstood the test of time,
But the averages and leaders do serve to keep one on the right side of the market.
Meanwhile, Apple AAPL, +0.40% Facebook FB, +1.21% Tesla, Paypal PYPL, -0.15% Alibaba BABA, +0.29% Salesforce.com CRM, +0.66% Baidu BIDU, +1.86% and Tencent Holdings TCEHY, +0.95% trade close to their highs.
. In most cases, a position should not be entered when price is extended, i.e. more than 5% past the top of its base for breakout buys.)
Tesla gives a good account of itself as it repairs its chart pattern following the June-July slide from $386 to $303. Price sits at $345. There has not been any high-volume selling in weeks. The $370 swing high of Aug. 9 offers a convenient way of entering the stock without taking the risk of it rolling over from here.
To sum, our two primary indicators, the price-volume behavior of the averages and the action of the leading stocks, point to the market’s direction being up.

These 2 simple indicators say stocks are headed up - MarketWatch

7 annotations

investing

7949

Multiple economists have lowered their forecasts for third-quarter GDP,
As far as hurricanes Harvey and Irma, there certainly have been consequential effects on people's lives
the product rollout Apple has scheduled for Thursday could well be the biggest event.
Apple shares could take a hit. In fact, venture capitalist and former Apple analyst Gene Munster last week predicted the stock could be teed up for a drop of 10 percent or more following its massive rise over the past year
In the most recent American Association of Individual Investors survey, just 29.3 percent are bullish, or of the belief that the market will be higher in six months.
Neutral impact. Most things will remain unchanged in the economy." "An opportunity for energy companies to raise prices. Financial/insurance industry will take a hit."

Stocks this week: Three things to watch as Irma rips through Florida

6 annotations

investing

7995

Peter Garnry said two weeks ago that global stocks were headed for a correction in the second half of the first quarter. While the head of equity strategy at Saxo Bank didn’t get the timing exactly, his alarm bells on the run-up in equity markets were on point.
, Garnry says the declines are likely to be short-lived
The S&P 500 Index fell 6.2 percent in two days, its biggest such decline since August 2015, after yields on 10-year Treasuries climbed to a four-year high of 2.84 percent
Still, Garnry says it’s too early to predict a bear market.

Strategist Who Called Stock Slump Says It Will Be Short-Lived - Bloomberg

4 annotations

investing

6647

許多人頻頻陷入財務困窘的根本原因在於：他們錯把債務當成資產買進。例如，賭上全部身家所買的房子，可能導致生活拮据；而再昂貴的跑車、再高檔的西裝，只要一離開店家，立刻就貶值。
要你扭轉用錢的習慣：先把收入用來建立自己的資產，像是投資股票、基金，再將股金、利息這些「多餘」的現金繼續用來投資，等到資本累積到一定程度之後，再來置產。
上進的上班族多半是這樣想的：只要把專業能力磨練得更強、努力工作，一定可以獲得升遷、提高收入，結果反而沒時間去搞懂理財知識和工具。這就是《富爸爸，窮爸爸》裡面提到的，「只有窮人和中產階級才會為了錢而工作，富人想的是如何讓錢為自己工作。」

窮人存錢消費，富人賺錢投資！一張圖看出金錢觀大不同｜經理人

3 annotations

6677

But along with some of the more unsavoury anecdotes - unwashed blankets and filthy drinking water, for example - emerged some interesting and even useful insights about air travel.
clinical study conducted by Lufthansa found that 'fluctuating air pressure of aircraft cabins makes passengers crave acidity and saltiness, which tomato juice satisfies'.
Some pilots get distracted by their laptops and cellphones during flight,' she wrote, adding: 'Pilots make mistakes all the time about airspeed, altitude, landing, etc. But they're corrected on time and therefore they never tell anyone about it.'
Your coffee is made of the same water coming out of the bathroom sinks. And most of them have a hundred times bacteria over the govt limits.'
Do not ever drink water on an aircraft that did not come from a packaged bottle.
Middle seats are the seats that fill up last on flights, so if you’re travelling in a pair, select window and aisle and have a good chance of having an empty middle seat if the flight is not full

Airline insiders reveal the industry's best-kept secrets on Quora | Daily Mail Online

6 annotations

transports

www.dailymail.co.uk

5601

I see a lot of peers, young people, that say, 'I have got to buy a house because I have got to get into the real estate market because it is a great investment.' And then they take all of their money and they put it in a house, and then they put all of their income and they put it towards their mortgage,"
Katchen says new homeowners end up having to limit the amount that they go out with friends or visit their families because they are cramped by making payments toward their house.
There are better investments than real estate, Katchen says:
For me, that is a terrible investment, because you are buying this thing but sacrificing your life to do it,
After a couple years working at the consulting company McKinsey, Katchen joined his two friends in 2011 to grow their Y Combinator-backed start-up 1000memories, which turned smart phones into photo scanners.
Katchen is not alone in suggesting that young people think twice about home ownership. "Why is the goal in America always to buy a house?" asks Ramit Sethi, personal finance guru and author of The New York Times best-selling book "I Will Teach You To Be Rich," in a blog post.

CEO who manages $1 billion: Buying a home can be a terrible investment

6 annotations

buying and selling homes

8016

台灣動物權保障有著2大難題：寵物棄養的數量及可繁殖的流浪動物數量。
「毛孩送行者」
The vet in Taiwan who 'euthanised' herself https://t.co/CToKYOCz2o pic.twitter.com/fdjN5dqPQH— BBC News Asia (@BBCNewsAsia) 2017年2月2日
但人們還是會棄養狗兒，他們有各式各樣的理由：狗太兇、狗不夠兇，狗太會吠、或是狗吠得不夠
人們也開始質疑，為何台灣對抗棄養動物的前線工作者會受到如此龐大的壓力。
執行安樂死的工作人員並沒有獲得心理諮商協助。事實上，為這些行業及其他領域提供心理治療，在台灣是聞所未聞。
4日起，動保法修正案正式實施，其規定包含，動物安樂死為非法、動保預算將增加40％至新台幣5億元、嚴格審查棄養案件，並對棄養飼主處高達新台幣約3880元的罰則。

台女獸醫死諫近1年　BBC細述台灣動保困境

7 annotations

today.line.me

7869

If you don’t change, you won’t survive the ever-changing business world. That doesn’t just include new technology or a new advertising model, but also the business model, which has always been the core of failures in businesses.
Cash flow is king.
Embrace change.
Buy and hold.
Mentally divide your financial strategy into two parts: positive cash flow and owning long-term wealth-creating assets. Don’t mix them together like many people do
Turnover is vanity. Profit is sanity. Cash flow is reality.

12 Life-Altering Financial Secrets From Top Wealth Creators

6 annotations

business and industrial

www.entrepreneur.com

7428

, shopping for a school should be the last step after fully understanding all financial resources available for college, such as savings accounts, 529 plans, each parent’s cash flow and savings, etc.
there are thousands more private scholarship and grant opportunities, and you should spend as much time as possible hunting them down
Picking or sticking with the wrong degree.
In fact, a study conducted by Finder revealed that nearly 2 in 5 Americans don’t think their college degree was worth the money.
ensure you evaluate all options and talk to career counselors,” McDermott said. “If you realize mid-study that you’ve made the wrong choice, remember it’s not too late to make a change.”

7 Biggest Money Mistakes Every College Student Should Avoid | HuffPost

5 annotations

personal finance

www.huffingtonpost.com

7434

whose weekly earnings exceed those of 90 percent of all full-time wage and salary workers, made at least $2,095 in a typical week last year, according to the report released Jan. 24. Those in the bottom 10 percent earned less than $415
Top wage earners last year made 5.05 times what their lowest-income counterparts took home, the widest gap in data going back to 1979,
The 2016 figures were reported by the Labor Department this week along with its fourth-quarter data from a survey of U.S. households.
While the economy has grown at a historically modest 2.1 percent rate on average in the current expansion that began in mid-2009
Whether paychecks also reflect less inequality in coming years is anyone’s guess.

U.S. Wage Disparity Took Another Turn for the Worse Last Year - Bloomberg

5 annotations

work

10272

low-income families are underrepresented on the programme,
The areas with the biggest “class gap” included Yorkshire and the Humber, the North East and the South West.
Youngsters from poor families took up only 10 per cent of apprenticeships,
Young people from better-off families are taking up most of the new apprenticeships
their training would not necessarily boost their job prospects. The commission found some evidence that apprenticeships were not “open to all”, with employers setting a minimum level of qualifications such as five good GCSEs in order to hire the best candidates. That risked excluding candidates who needed vital qualifications to progress in the workplace.
apprenticeships are open to those aged 16 and over, the majority of recent ones have been taken up by people aged 24

Government's £2bn-a-year apprentice scheme is disproportionately used by young people from wealthier families | The Independent

6 annotations

government

www.independent.co.uk

6487

wealthiest individuals are on a roll with billionaires in Asia
Led by China, the number of the region’s billionaires surpassed the U.S. for the first time.
In fact, the emergence of great wealth is bolstering art and sports more than ever before
A combination of geopolitical stability in Greater China, rising Chinese real estate prices, infrastructure spending, the growing middle class and buoyant commodity prices all joined together to boost wealth
self-made billionaires seeing their wealth rise faster than those who became rich through family ties
art prices have skyrocketed since early 2000s, more billionaires have turned to art both as a status symbol and an asset
American billionaires still control the most wealth

Asia Now Has More Billionaires Than the U.S. - Bloomberg

7 annotations

tourist destinations

7103

Default options like brokerage sweep accounts can have notoriously low yields, says Benz.
Don’t over look cash
the best available rates, according to MONEY’s annual Best Banks survey:
Another good option is putting money into CDs, especially if you’re looking for a low-risk cash account for retirement.

Streamline Your Portfolio And Earn More, In Three Easy Steps | Money

4 annotations

investing

money.com

7396

比特币中国突然宣布9月底停止所有交易业务后，比特币连续第七天下跌，至3426.92美元，为一年来持续最久的跌势
成为其一年来持续最久的跌势
比特币价格今年大幅飙升，报价曾高达5000美元，相比2016年底上涨五倍。这引起了散户和机构投资者的关注。最近对资金管理人进行的一项调查似乎表明，这是世界上最“拥挤”的交易。
基金经理杰弗里•冈拉克(Jeffrey Gundlach)表示他会躲得远远的

比特币下跌11% - FT中文网

4 annotations

7771

Working hours were shortened to 6 for the 68 nurses at the Svartedalen old people’s home, who got to keep the same salary level.
To cover for the reduction, the city had to hire 17 extra staff at a cost of about 12 million kronor
employees at Svartedalen residential home felt healthier, which reduced sick-leave absence
It’s far too expensive to carry out a general shortening of working hours within a reasonable time frame
It’s associated with higher costs
While historical data shows that the length of average working days has fallen in Sweden over the past century, there are currently no plans to establish six-hour working days at a national level.

Swedish Six-Hour Workday Runs Into Trouble: It’s Too Costly - Bloomberg

6 annotations

government

15429

41 percent of U.S. counties suffer from high levels of combined poverty and income inequality, up from just 29 percent back in 1989.
more than 70 percent of counties have either high levels of inequality, high levels of poverty, or both.
chart below shows the level of inequality by various types of counties
The combination of inequality and poverty increased from 22 percent to 46 percent of small and mid-sized counties and expanded from 35 percent to 44 percent of rural and non-metropolitan counties over that same time period.

Inequality and Poverty Overlap In More U.S. Counties - CityLab

4 annotations

society

www.citylab.com

8767

"I really want to clear my life to make it so that I have to make as few decisions as possible about anything except how to best serve this community," Zuckerberg said.
"My life couldn't be happier. In fact, it'd be worse if I had six or eight houses. So, I have everything I need to have, and I don't need any more because it doesn't make a difference after a point."
Premji also flies economy, drives secondhand cars, and always reminds employees to turn off the lights at the office.
The self-made billionaire packs a lunch of a sandwich and Gatorade before work every day and, until recently, he shared hotel rooms with colleagues during travel.
Like fellow billionaire Mark Zuckerberg, the Spanish fashion magnate maintains a simple uniform. His consists of a blue blazer, white shirt, and gray pants that he wears every day.

Habits of billionaires who choose to live frugally - Business Insider

5 annotations

business and industrial

8096

Iruma, north of Tokyo, launched a free service to help find residents who have strayed. A local company developed one-inch waterproof QR code stickers that can be affixed to a person’s fingernails or toenails. The stickers last about two weeks before deteriorating
In 2015, a record 12,208 Japanese people with dementia were reported missing
Related products, such as shoes equipped with a GPS device that send a family member a message if the wearer leaves a set area, are used in Japan and elsewhere.
With dementia sufferers a growing segment of this aging population, Prime Minister Shinzo Abe’s administration issued a plan in early 2015 that provides a framework for the country to cope with the condition. The “New Orange Plan” set aside increased funding and called for such measures as better early detection methods,
companies have marketed wristbands with GPS tracking for people with dementia.
Japan is already the world’s oldest society, and by 2035, one in three of its citizens will be 65 or over.

In Japan, Using Tech to Track Residents with Dementia - CityLab

6 annotations

tourist destinations

www.citylab.com

6228

在金融政策領域，沒有什麼問題比區塊鏈的影響更有爭議了
另一個時常出現的說法是區塊鏈會消滅現存的基礎設施。
更普遍地說，服務共享可能成為今後10年銀行業的核心關鍵。監管將扮演支持這一轉型的關鍵角色。
區塊鏈也許會帶來戲劇性的改革。一旦它做到這一點，將會出現輸家——就像證券交易所在經歷技術劇變時，場內交易員發現自己變得多餘那樣。不過，這並不意味着所有中介的末日。相反，它將振作贏家，
摩根士丹利(Morgan Stanley)近期一份報告列出了銀行業採用區塊鏈技術的十個潛在障礙。這些障礙中有半數需要政府當局合作才能克服。區塊鏈技術的普及有賴於法規，而大部分法規尚未出台。

區塊鏈革命一旦發生 - FT中文網

5 annotations

8209

The investment industry has made tremendous progress in the past few decades. Through the use of mutual funds, exchange traded funds (ETFs), online investing, and automated investment services, simple investment is now available for the average person.
the real issue is fear! There are a lot lies about investing people actually believe
The 2008 crash lasted for only 17 months. The market is up almost 380% in the nine years since the bottom of the crash.
When you invest money for the long-term – and that’s the only way you should – you’re playing the averages. And those always work in your favor.
, you should never invest in anything you can't explain to your grandmother.
people with lower incomes are less likely to invest. It's probably also a safe assumption people with a lot of debt also avoid it. But what about the rest?
If you simply ignored the crash, and held through it, not only would you not lose any money, but you'd actually be well ahead
If you invest in a diversified portfolio, which is the only way anyone should, there's historically no evidence you'll lose all your money.
By not investing, you’re not preparing for retirement. And when you reach retirement age, you may be dependent on others to take care of you
The Consequences of Not Investing
A well-stocked investment portfolio is one of the best protections against job loss and other financial disasters.

6 Lies About Investing People Actually Believe

11 annotations

investing

6804

If your tax rate is decreasing, consider changing your withholdings
“Tax-planning moves should be part of a larger financial plan
The professionals’ advice: Start the new year looking at your taxes not one deduction at a time, but from a comprehensive perspective.
If you’ve been putting off an expensive medical procedure, you may want to schedule some appointments in the coming year. For the 2017 and 2018 tax year, you can deduct out-of-pocket medical expenses that exceed 7.5 percent of your adjusted gross income

Start 2018 with a new strategy for your taxes - The Washington Post

4 annotations

business operations

www.washingtonpost.com

7270

11. Netherlands
This country boasts one of the highest literacy rates in the world

Countries with the best quality of life in the world

2 annotations

mathematics

uk.businessinsider.com

7078

法國員工重視個人自由，不太願意受約束，造成迪士尼服務規範在巴黎很難推動，服務更無法做到美國的要求
2016，東京迪士尼來客是3000萬人次；同年，巴黎園區遊客為1340萬人次。巴黎迪士尼更是一路走來坎坷，在1994年瀕臨破產。2002～2003年，雖然增設了迪士尼影城，票房也欠佳。2004年12月，巴黎迪士尼二度宣告破產，直到2016年損失約10億美元。
導入創新需符合在地文化，東京迪士尼成功轉移3脈絡
文化相近，為什麼當美國創新移到法國後卻格格不入？為什麼迪士尼在巴黎受到排斥，卻在東京大受歡迎呢？我們可以從3個脈絡分析其中的文化意涵。
法國人比較沒有伴手禮文化，法國父母也覺得紀念品不環保又浪費錢。日本人就算不玩遊樂設施，也喜歡到園區裡遊逛，法國人正好相反：他們不喜歡進入園區只能吃速食，還只能坐在被鐵釘固定住的長板凳，好像被美國人教訓該吃什麼，該如何生活。

為何迪士尼在巴黎瀕臨破產，在東京卻大受歡迎？｜經理人

5 annotations

7133

According to consultant Kathy Ruffing, the two wars account for about $2 trillion of the debt, including interest.
The U.S. spent heavily on the wars in Afghanistan
The U.S. is approaching $20 trillion in national debt
, it’s that both parties share responsibility for boosting the debt. Fighting wars, big tax cuts and economic stimulus packages have all added to the burden over the years.
debt held by the public would rise to 150% of the total economy in 2047 from the 77% it’s at now

Here’s how the U.S. got to $20 trillion in debt - MarketWatch

5 annotations

investing

10895

Career website Glassdoor Inc. has released its annual report on the best places to work based on employees who elected to anonymously submit a company review on its website over a 12-month time frame
Bain & Company Inc., has been in the top five since the list's inception in 2009 and has been No. 1 three times.
Airbnb has definitely dropped amongst the most ever,"
Airbnb continues to grow, and employees say it's now harder to find work-life balance, opportunities for advancement, and transparency from the top
Clorox Co., Forrester Research Inc., Keller Williams Realty Inc., Microsoft Corp., and Lululemon Athletica Inc. all made the list for the first time this year.
One SpaceX employee cited a sense of fulfillment and the ability to work on "exciting, fast paced projects" at Elon Musk's aerospace manufacturing company,

The 50 Best Places to Work, According to Glassdoor - Bloomberg

6 annotations

financial news

10274

At some point the economy is going to slow. We will have higher interest rates to go along with that, and that’s going to hurt valuations.”
“Right now I feel like everyone is so pessimistic and just so ‘glass is half empty’ that I would expect you could see the yield spread get a lot wider before we hit a bottom,” Chris Zaccarelli, chief investment officer at the Independent Advisor Alliance, said by phone. “On the other hand, I already think the sell-off has gone too far, so who’s to say?”
So where’s the floor? Below are four views that tackle the question from the perspective of valuation,
we believe there is short-term upside to the S&P 500.”
Growth will decelerate next year, but still far above zero as implied by the equity market, according to Goldman strategists led by David Kostin. The firm’s economists forecast a 2.5 percent increase in next year’s gross domestic product.

Where's the Bottom? Valuation Cases for an Unstable Stock Market - Bloomberg

5 annotations

programming languages

6988

新移民和老一代亞裔美國人在理念上的嚴重分歧
題目是：《關於新移民——給美國亞裔活動家的一封私信》。
新移民對已融入美國社會的亞裔美國人感到很憤怒。
我非常理解吳先生提到的國人常見的通病。比如，一些中國人開車惡習多多，夜間開車打遠光燈，開長途長時間占據快車道，霸著路不讓別人超車等。多數美國人開車比較禮讓，在超車後會自覺換到慢車道，以方便其他車通過，開遠光燈的很少。再比如很多中國的暴發戶，喜歡炫耀名牌和財富。凡此種種，就連很多中國人都不喜歡的行為，美國長大的吳先生覺得難以接受，完全可以理解。
新移民在許多問題上和本土亞裔美國人的理念截然不同：“從高等教育多元化，到‘非法’移民、同性戀權利、警察暴力、體罰、死刑等問題，不管你在組織什麽抗議活動，他們毫無例外地站在你的對立面。即使在環境問題上，他們也擔心對魚翅或某種瀕危物種的保護會影響到自己對山珍海味的熱愛

美國華裔教授一封信引發的軒然大波 - FT中文網

5 annotations

8107

投資的基本原則
《巴菲特的投資原則》
我們絕不對合夥人保證一定會有多少投資報酬。
道瓊工業指數（Dow-Jones Industry Average，簡稱道瓊指數）
的結果。
我們講年度投資損益時，是以資產的市值為準，也就是年底的資產市值與年初時比較的結果。
安全邊際（marginof safety）以及分散投資
反向分散投資策略（contrarian diversification strategy
要評斷投資績效，我認為最好是看5年的數字，不然至少也要看3年的數字。
複利作用
巴菲特三種主要「操作方法」，包括低估型投資、套利型投資和控制型投資

態度比智商更重要！巴菲特不變的投資基本原則｜財經時事｜投資理財｜2017-05-10｜天下雜誌出版｜天下雜誌

11 annotations

www.cw.com.tw

7961

平台應用正把商品和服務（單車、閑置卧室甚至太陽能）的所有者與大量潛在用戶連接在一起。傳統上關注於銷售商品的公司（包括服裝零售商和汽車製造商）現在正探索會員制和租賃選項。
，我們正進入一個新時代：消費者更重視使用而非擁有，更重視體驗而非資產。
當
科技集團正鼓勵消費者重新思考他們對一切事物的態度
每一個都代表着擁有的喜悅

共享經濟時代的贏家和輸家 - FT中文網

5 annotations

7290

Never let anyone own your schedule.”
Start by blocking times for specific activities,
You can then convert your calendar into a series of blocks
Schedule your calendar like a to-do-list.
your routine will probably change throughout the year. But, it’s better to have a plan that changes than no plan at all
You'll see how much time is actually spent producing results and how much time is wasted on unproductive thoughts, conversations and actions.”
blocking out time for working out, eating, walks and other important activities in my life. If I don't make time for them, other things will always get in the way.
Much like a meeting, they have a set and scheduled time for this task to be accomplished.
In my early days of freelancing I multitasked like it was going out of style. I eventually realized that doing more than one thing at a time is ineffective and stressful.
research now shows, the human brain isn’t capable of multitasking.
Batching is basically where you find similar tasks and then lump them all together to make a task-batch
To be honest, 30-minute meetings and 10-minute calls are ideal. A 10-minute phone call with a prospective client is more than enough for me to know what their needs ar
Still, just remember that it's impossible to get everything done. “Also remember that odds are good that 20 percent of your thoughts, conversations and activities produce 80 percent of your results,

Managing Your Schedule Like a Boss: Tips the Experts Never Tell You

13 annotations

children

www.entrepreneur.com

7259

對失業工人提供新技能培訓的常見政策解決方案並不總是像政策制定者所想的那麼有效。戈爾茨坦寫道：「事實證明，在簡斯維爾及其周邊地區，職業再培訓並不是一條通往更多工作機會或更好薪資待遇的路。
其他入圍圖書——題材從硅谷的性別歧視到iPhone的歷史——的作者們每人都獲得了1萬英鎊獎金。這些圖書是：戴維•恩里奇(David Enrich)所著的《蛛網
這部作品考察了2008年通用汽車(General Motors)決定關閉威斯康星州簡斯維爾的一家裝配廠造成的影響，追蹤了工廠工人及其家人、當地政治人士、地區工會和企業的命運。
羅聞全(Andrew Lo)所著的《適應性市場》
今年的英國《金融時報》/麥肯錫年度最佳商業圖書獎(Financial Times and McKinsey Business Book of the Year Award)，頒給了一部講述美國一家工廠關閉給當地社區造成的影響的著作

2017年度FT/麥肯錫最佳商業圖書獎公布 - FT中文網

5 annotations

《旅行青蛙》紅什麼》開發團隊透露4個特點　和一般遊戲大不同 - Smart自學網|財經好讀 - 好生活 - 居家休閒(旅行青蛙,旅かえる,幸運草,HIT-POINT)

7703

中國的用戶占了95%
，日本手遊《旅行青蛙》（旅かえる）真的稱得上洗版了
青蛙就會動不動出去旅行（或是選擇待在家），出去多久不明，最長可到4天，偶爾會寄照片回來，更好一點的，還會記得帶個伴手禮回家
遊戲設置很特別，玩家與青蛙不用對話，只需要每天種植和採集「幸運草」，用來購買青蛙的食物
4.只需要零碎時間就能玩，幫用戶排解無聊感
1.玩家角色轉為被動，等待青蛙給驚喜
3.目標客群明確，針對10歲～30歲女性製作易被分享的Q版設計

7 annotations

smart.businessweekly.com.tw

7358

將過去十年中國房地產調控歸納之為中國式的「房價-收入螺旋式上漲」的化解泡沫模式。在筆者看來，造成這種局面的因素眾多，其中，中國獨特的制度因素是難以忽視的重要原因
中國房地產市場走勢與政策的短期化態勢是十分明顯的
這樣的預期存在巨大風險的。筆者在另一本專欄文章《房地產國家牛市存八大風險》中提到的，一旦缺乏收入改善預期等基本面支撐，短期內過快過大房價上漲可能超出可承受範圍，增加經濟脆弱性與金融風險；而樓市香港化趨勢明顯，
中國社會已普遍堅信中國房價只漲不跌的神話，以及其背後獨特的制度因素如政府已為房地產背書，這種房地產螺旋式上漲是過去十幾年中國房地產市場的常態。
中國房地產市場與政策正處於十字路口。關於中國房地產未來，當下有兩種截然不同預期。一種認為，中國樓市正處在巨變的前夜，房產稅、租售同權、土地供給改革等將使得中國房地產市場告別短期波動劇烈，
究竟未來中國房地產政策與市場會如何演變？是巨變的前夜還是難逃屢控屢漲？

2018：巨變前夜的中國房地產？ - FT中文網

6 annotations

6612

it is starting to look like a bubble, and that should be making investors everywhere feel nervous. Why? Because it tells us that financial crazes are back. Because it will lead to overinvestment and wild speculation
An investment of $1,000 in bitcoin in 2010 would be worth more than $38 million today,
On another level, however, the bubble could matter a lot. Here are three reasons why it should be making investors, whether they have any cryptocurrencies in their portfolio or not, feel anxious.
It may well start to break out of a small techno world, and become a mainstream asset, like the dollar, or equities, gold or bonds.
Finally, if bitcoin crashes, it might not do that much damage. $30 billion can disappear without leaving much of a trace in the capital markets.
First, like any mania, it will lead to overinvestment, and that will lead to a misallocation of capital.

Three reasons to fear the coming crash in bitcoins - MarketWatch

6 annotations

investing

8320

受到這些不確定因素打擊。英鎊上週創下1.26美元的4個月新低。
以下是下週最重要的5件財經大事
除了基層勞工　3萬多外國人在台灣都做些什麼？（6/26 內政部公佈5月底合法居留外僑人數）
一共是69萬3千人。扣除近58萬的基層外勞和未工作的眷屬、小孩，真正在台灣工作的外籍人士只有3萬多人
連3個月走低　台灣景氣讓人憂心。（關鍵事件:6/27 國發會公佈5月景氣燈號）
台灣的景氣對策分數，從去年9月一路攀升到今年一月達到29分，眼看再多兩分就可以達到突破綠燈的臨界點，沒想到2 月開始連續3 個月走低
#4「雙梅」過招　英國脫歐內外煎熬。（關鍵事件:英國國會辯論脫歐及新政府組成）

財經週報：外國人都在台灣做些什麼？｜財經時事｜財經週報｜2017-06-25｜即時｜天下雜誌

7 annotations

www.cw.com.tw

8057

最重要的是一定要有自己的計畫，哪怕一個月只存個幾千塊也好，都一定要落實執行，直到養成了存錢的習慣，再加上一些投資技巧，存款的速度就會越來越快
從第一份薪水入帳後，他不管每個月拿到多少錢，都只留5000元不動，剩下的錢全部轉到別的帳戶，到了月底不夠用再自我調整
沒花完就累積到下個月轉出

1桶金不是夢！月薪4萬作業員 5年速存200萬「靠這招」

3 annotations

today.line.me

8041

2017年以来，中国对外贸易一改2015-2016长期同比负增长的状况，
2017年初中国出口的回暖主要得益于外需的增强，这主要表现为中国对“东盟10+6”成员国、美国、欧盟出口的增加
中国对“东盟10+6”成员国出口的增加，可能也间接反映了中国在全球产业链地位的逐步提升；

中国对外贸易为何回暖？ - FT中文网

3 annotations

6381

整合了施羅德投資團隊的集體智慧，整理出以下幾個主題：
我們看到的主要風險在於通貨膨脹的上揚
我們在多元資產投資組合中仍相對偏好股票
假設政策的制定者可以通過控制通貨膨脹來保持經濟復甦力道，我們不應該太過擔心全球債券的下方風險。當然，通貨膨脹的動向是重點。
事實證明，市場並沒有受到這些因素的影響，利率和市場波動都仍接近歷史低點，而股市則不斷創下新高。
在中國方面，評價面看起來並不便宜，房地產市場的去槓桿、以及原物料成本的上揚對企業利潤都是不利因素
抱持著謹慎樂觀的態度

施羅德投資集團執行長：2018年依舊適合投資 - 全球財經關鍵現場

7 annotations

schroders.cw.com.tw

7025

So what comes next? Is it a gentle slowdown or something more severe
, higher-yielding dividend-paying stocks have outperformed the market and have offered an attractive source of return.
Typically bull markets don’t die from old age. But they will die from either a recession or speculative excess. And right now we really don’t see either, although you start to see warning signs in both
We do expect growth to fade a bit as tariffs bite, and the impact of the tax cuts from this year won’t be as strong next year
We don’t follow Tesla. But part of the reason is, their debt’s junk rated. We wouldn’t look at it until it becomes investment grade
Our turnover is about 20% a year. And when we make an investment, we are really thinking about a five-year investment time horizon
. But there’s another, super-fast-growing part of the business, which is driven by APIs [application programming interfaces, platforms for building new software].
Many people are very pessimistic about trade and tariffs—they’re worried about contagion. All you need is some good news there, and you see probably a very rapid rebound and a much better price performance

Best Stocks 2019: Investing Tips and Advice from Experts | Fortune

8 annotations

investing

fortune.com

7042

He refers to psychology and behavior as it relates to greed versus fear
, I'll include a book that comes out in the first week of 2019
Mastering the Market Cycle: Getting the Odds on Your Side by Howard Marks
In Mastering the Market Cycle, Marks expounds on one of his "most important things" — studying market cycles and learning how to spot the next trend
, his commentary can be esoteric so I would recommend this book for a more advanced investor
Financial Independence (Getting to Point X): A Comprehensive Tax-Smart Wealth Management Guide 2nd Edition by John J. Vento
Vento walks you through all you need to achieve financial independence, or what he calls "getting to Point X." He covers every financial topic you can think of
Swedroe and Grogan's newest book Your Complete Guide to a Successful & Secure Retirement,

The 7 Best Money And Investing Books Of 2018

8 annotations

investing

6802

Online shoe startup Taft actually launched one during dinner
The old city center in Almansa, Spain, near the shoe factory.
Sewing is done manually, as shown here. The upper is then attached to the outsole using a process called Blake-stitch construction
Taft's traffic started spiking because of a favorable Reddit mention. "I realized if we missed that moment, we might not get it again," Kory says.

How a Viral Reddit Post Helped This Sock Entrepreneur Launch a $5.7 Million Shoe Business in a Day | Inc.com

4 annotations

running and jogging

www.inc.com

7187

我不認為有優劣之分，兩國的教育制度都適合各自的國情。當然，各有千秋。
，英國中小學教育基本寓學習於娛樂之中，對基礎知識的學習不像中國學校抓得那麼緊。
這樣的成績意味著，學生有可能考上一流大學。另外一個數字顯示，85％中學畢業的華裔學生都升入大學繼續學習，而其他族裔學生只有三分之二中學後進入大學。
那麼，除了這些明顯的原因，為什麼在英國華裔孩子的表現竟超過了英國本土孩子呢？是他們格外聰明刻苦，還是教育制度的原因？
不少來自發展中國家的家庭和孩子，特別是家境貧困的孩子，或許更珍惜他們在英國所享受的教育，他們希望充分利用優良的而且是免費的英式教育，從而進入大學，獲得高等教育文憑，

為何英國的華裔中小學生成績獨佔鰲頭 - BBC 中文网

5 annotations

www.bbc.com

6906

. The fourth biggest drop came on September 17, 2001, the first day of trading after the 9/11 terror attacks.
The Dow fell 1,175.21 points, the largest one-day point drop in history.
The previous holder of that dubious honor was September 29, 2008, when the Dow dropped 777.68 points after the first version of the TARP bailout program failed in Congress.
The drop extends losses from last Friday, when the index fell 665.75 points, the seventh largest one-day drop ever.
It's worth noting that these are point drops and not percentage drops. As the Dow has gotten steadily higher over the last several decades, larger point drops translate into smaller percentage drops.

Largest stock market drops in history - Business Insider

5 annotations

investing

7351

最後一個億萬富翁吸收資訊的秘訣，就是他們願意花大錢及時間以閱讀更優質、更大量的內容。洛裴滋指出，當要為買書、買內容而花錢，億萬富翁的眼睛連眨都不會眨一下，而這和財富多寡無關，一般人也不該畏懼在這件事上投資。「世上有兩種行為不會讓你破產，一是從事慈善，二是投資知識，」洛裴滋說，學得越多、得到的也越多，因此不妨像億萬富翁一樣、大筆投資知識。
每天閱讀一本書、並在線上讀書會中推薦值得閱讀的書，練就一身功夫
許多億萬富翁都把閱讀視為他們致勝的優勢。巴菲特（Warren Buffett）就曾透露自己每天閱讀500頁，知識才會如利息一般累積
總結自己一生所學的《美國製造》（Made in America），就是一本值得閱讀的書。
你絕不會在他們的書架上找到「格雷的五十道陰影」或八卦雜誌

巴菲特每天看500頁的書！向億萬富翁學4個閱讀好習慣｜經理人

5 annotations

7232

Mixpanel, an analytics startup valued at nearly $1 billion, measures user engagement for mobile and Web apps.
Influencer marketing is indeed one of the hottest industries for launching a business in 2018,
5. Power to the People
We knew that this is part of a bigger problem, which is the inequality that black people face,
6 Hottest Industries for Millennial Entrepreneurs
Entrepreneurs under 30 are increasingly creating products and services for social-media influencers, from email marketing to user engagement metrics and other software.
Take Derrius Quarles, the co-founder and CTO of the Chicago and Brooklyn-based personal finance platform Breaux Capital. Since launching in 2016, his business has connected more than 1,000 men of color to its social network
The conceit is similar to that of TONL, a stock photography company born from the Black Lives Matter movement, which expects to book $188,000 in revenue this year serving up imagery that represents black and brown people

6 Hottest Industries for Millennial Entrepreneurs | Inc.com

8 annotations

society

www.inc.com

6611

They are not like AT&T, GM, or Exxon Mobil, requiring lots of capital to produce earnings. We have become an asset-light economy.
As a professional money manager and a Berkshire shareholder myself, it struck me: Had anyone heard their guru suggesting that they look forward rather than behind?
The next day, Buffett repeated his view in a CNBC interview and noted the lack of attention they had received.
A New Era of Value Investing
Buffett's comments received only passing mention in the press.

Buffett and 'Asset-Light' Investing | Seeking Alpha

5 annotations

investing

seekingalpha.com

6954

This book details the lives of three generations of extremely powerful women living in a rapidly changing China
Wild Swans: Three Daughters of China,' by Jung Chang
fascinating, moving, and filled with lessons of resilience and bravery."
Goldman Sachs just published its fourth-annual fall reading list.
'The Unbanking of America: How the New Middle Class Survives,' by Lisa Servon
Well-researched book about the population that is underserved in today's banking system and what we can do to change it

Goldman Sachs fall reading list 2018: The books you should be reading - Business Insider

6 annotations

religion and spirituality

7128

, trust me when I say that the right shifts to your mental routines will eventually have an impact.
the wealthy avoid making financial decisions when they're emotionally charged
"If you cannot control your emotions, you cannot control your money." --Warren Buffett
Spend at least an hour each day learning something random outside your job description.
Whether it's avoiding binge-shopping online or staying invested in your 401(k), realize that harnessing your emotions will reap big returns
on a busy day, most of us are guilty of jumping right into our emails, instead of prioritizing and figuring out which tasks will most grow our business or career.
Richard Branson used a specific decision-making tool, known as a decision stream,

Elle Kaplan: 7 mental hacks will make you wealthy and successful

7 annotations

business and industrial

7980

While benchmark Brent crude has fallen more than 9 percent over the past week, the Stoxx Europe 600 Oil & Gas index has retreated just 3.9 percent
p
investors they can now easily withstand such crude-price corrections.
. “The resilience is mainly linked to the fact that oil companies have an oil cash breakeven as low as $50 per barrel and their budget and share-buyback plans are based on $60
Oil stocks are decoupling from oil owing to the strong free cash flow,” said Christyan Malek,

Why Investors in Oil Companies Don't Care About Crude's Drop - Bloomberg

5 annotations

energy

6612

周四，全球股市連續第三天觸及歷史高點。2018年的首個交易周在去年上漲的基礎上進一步攀升
但青睞新興市場股票的格蘭瑟姆表示，融漲可能會在今年告終——「很可能在未來6個月到2年之間
周四華爾街開盤後，道瓊斯工業平均指數(Dow Jones Industrial Average)攀升至25000點上方，而標普500指數(S&P 500)以0.4%的漲幅在創紀錄區間進一步推進
「我們預計，2018年全球同步增長將延續2017年後三個季度高於趨勢線的增速。」
格蘭瑟姆(Jeremy Grantham)曾正確預測網絡股泡沫和房地產泡沫，他表示：「作為一個見證過股市巨大泡沫的歷史學家，我也認識到目前有跡象顯示，我們正進入這一持續已經很久的牛市的沖頂回落或融漲階段。

全球股市以創紀錄高度迎來2018年 - FT中文網

5 annotations

6719

home prices rose 5.9 percent year-over-year in the mont
US home price gains reached a 31-month high in January, according to the S&P/Case-Shiller U.S. National Home Price Index.
20 largest cities, three reached their all-time highs in January: Seattle, Portland, and Denver
Housing and home prices continue on a generally positive upward trend
small increase in interest rates isn't expected to dampen home buying

US home prices rise 5.9 percent to 31-month high in Jan: S&P CoreLogic Case-Shiller

5 annotations

energy

4708

save more money
In this book, Orman offers tips for paying off debt,
Financial expert and New York Times best-selling author Suze Orman's "The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Spot Worrying" explains how people's relationships with money are influenced by their emotions.
this revised and updated version, Ramsey distills his two decades of financial counseling experience into a seven-step plan
'The Total Money Makeover: A Proven Plan for Financial Fitness' by Dave Ramsey
Although "Think and Grow Rich" was originally published in 1937, its wisdom has stood the test of time.
author Napoleon Hill presents his laws of financial success, which are drawn from his analysis of the lives of millionaires like Andrew Carnegie and Henry Ford.
After conducting extensive research and interviewing hundreds of women who earn six-figure salaries, Barbara Stanny boiled down their insights to seven key strategies

Books that will help you save more money - Business Insider

8 annotations

business and industrial

6935

中国物流业规模达2.2万亿美元左右（全球物流业规模为9万亿美元）
在中国，每单配送费平均为13元人民币（合1.9美元），而美国是5至10美元
由于人们对效率低下的国家邮政系统感到失望，这才诞生了菜鸟
部分物流公司自称为科技公司，这意味着它们在IT系统、大数据、自动化和最后一英里配送——比如说使用无人机和无人驾驶车辆送货——方面投入大量资金。
菜鸟首席技术官王文斌表示，即使IT系统得到了改善，中国快递公司也仍落后于美国的联合包裹服务公司(UPS)和联邦快递(FedEx)等同行
快递业务——基本上就是电商配送——的规模去年达到435亿美元，是物流业中增长最快的细分市场

菜鸟网络引领中国快递业跨越式发展 - FT中文网

6 annotations

8470

That’s why I’ve compiled a few tips I wish I knew when I was in my 20s.
There’s a big notion that only those with a lot of money should invest in stocks or mutual funds. In fact, a recent study by Bankrate showed that just one in three millennials are investing.
it’s never a bad idea to use investments as a way of saving. Some good sources to check out are Acorns and Stash.
While most people would consider themselves pretty financially savvy, I'd say that can be attributed to the fact that no wants to admit they're bad with money.
, 72 percent of millennials have less than $1,000 in savings.
even if you can afford that, it’s still not your best investment. First, cars are depreciating assets, meaning as soon as you drive off the lot, it’s automatically worth less than what you paid.

10 Pieces of Financial Advice I Wish I Knew in My 20s

6 annotations

school

www.entrepreneur.com

6137

管理金錢的第一步是列出財務數字，包括平日收支狀況、投資成果等等，重新校正自己對於資金運用的認知
擬定一套財務計畫
先掌握具體的財務狀況
當你透過訂定計畫思考自己「想要」什麼樣的生活，你對於財富的想像，就不會只限制在滿足基本生存條件的範圍裡，而會想盡一切努力，達成你真正渴望的目標
財務成功和失敗的最大差別，就在於管理金錢的能力。
最基本的做法是先設定一個明確的用錢標準，不符合標準的投資，連一塊錢也不要拿出來

別等「有錢」才開始理財！5 個薪水支配技巧，月入 30K 也能輕鬆存錢｜經理人

6 annotations

2629

Iran, which had been reluctant to reduce output so soon after returning to international markets, agreed to a token increase. The deal will reduce global production by almost 2%. Oil prices jumped in response. See article.
The Bank of England’s latest stress tests for British banks found that Barclays, Royal Bank of Scotland and Standard Chartered had “some capital inadequacies
The OECD gave the thumbs up to Donald Trump’s plan to boost infrastructure spending, saying it would boost America’s economy, which is projected to grow by 2.3% next year
But the organisation also warned that “an increase in protectionism could risk impairing already weak growth
America’s economic growth rate in the third quarter was revised to an annualised 3.2%, up from an initial estimate of 2.9%

Business this week | The Economist

5 annotations

976

When you look at the data of what keeps employees satisfied long term, it is always the core, traditional benefits," says Chamberlain. Those include retirement benefits, great health insurance and a paid time off policy.
Automation and data analysis will expand further into the U.S. job market in 2017,
The big change that we are going to see from automation is not mass unemployment. What we are going to see is that people need to up-skill regularly.
By contrast, Silicon Valley futurists predict that automation is going to lead to widespread unemployment
The pace of growth in the gig economy is going to slow, he says. "There has been a lot of growth in recent years because there has been low-hanging fruit for gig work,

The robot revolution revs up, the gig economy slows down and 3 other job trends to expect in 2017

5 annotations

business operations

1038

設計師不二良設計的台北燈節主燈小奇雞於今天正式亮燈

微博

1 annotations

m.weibo.cn

728

The U.S. economy, as measured by gross domestic product, is by far the largest in the world at $18.04 trillion
. The region, denoted in yellow in the chart, contributed 33.84% to the global GDP.
. China, the closest thing the U.S. has for a competitor, is No. 2 with a GDP of $11 trillion, while Japan is a distant third with $4.38 trillion.
the U.S. accounts for about a quarter of the global economy,
The chart also highlights the chasm between wealthy and poor countries. South America’s four largest economies — Brazil, Argentina, Venezuela and Colombia — only add up to 4% of the global GDP, while Africa’s three biggest — South Africa, Egypt and Nigeria — account for around 1.5%.
“Asia’s economic center of gravity is in the east, with China, Japan and South Korea together generating almost as much GDP as the U.S

The absolute dominance of the U.S. economy, in one chart - MarketWatch

6 annotations

work

1666

The response from progressives was immediate and outraged. What is Simon & Schuster — reputable, legitimate book publisher Simon & Schuster — doing giving money to the guy who declared his birthday World Patriarchy Day? (
one that's flourished in the last decade especially. And as alt-right discourse becomes increasingly normalized within the conservative political sphere,

Milo Yiannopoulos’s book deal with Simon & Schuster, explained - Vox

2 annotations

books and literature

www.vox.com

681

大批支持者自拍與她合照。攝：Barbara Kinney/Hillary Clinton campaign
這種對「領袖」的認同儀式，最終也是為了自我認同，「到此一遊」的方式最終是不是幻象？

從希拉莉的自拍群像說起：是影像的民主還是迷失？ | 端傳媒 Initium Media

2 annotations

theinitium.com

910

Lyft was downloaded more times over a day than Uber on the Apple app store for the first time
Facing a marked slowing of sales in America and forecasting a loss for this year, Fitbit decided to cut 6% of its workforce.
Fitbit struggles to compete in a saturated market for wearable devices.
Mr Trump attacked alleged currency manipulators, taking aim at China, Germany and Japan for what he claimed were deliberate attempts to keep their currencies low in order to gain a trade advantage.
Apple cheered investors when it reported a rise in revenue for the last three months of 2016, dispelling worries about a wobble in sales.
Lyft is planning to expand to another 100 American cities this year.

Business this week | The Economist

6 annotations

business and industrial

1402

It wouldn’t seem out of place imagining a conceptual boat design powered by Tesla Motors innovation, now would it? The E-Vision Granturismo Boat concept runs on Tesla’s Lithium Ion batteries

Look! It’s a Tesla Boat! | Yanko Design

1 annotations

visual art and design

www.yankodesign.com

705

The Mexican peso fell to a new low against the dollar after Fiat Chrysler warned it might have to shut factories
share prices of drug companies plunged following Donald Trump’s comment that they “are getting away with murder” in what they charge the government for medicine.
Volkswagen pleaded guilty to criminal charges in America related to its cheating in emissions tests on diesel cars and a subsequent cover-up,
the vice-chairman of Samsung Electronics and heir apparent for the top job, was questioned
Investigators are looking at ties between Korea’s chaebol and politicians, and at claims that the president ordered the state’s pension fund to vote for the merger of two Samsung businesses
Publishers can legally use software to detect if an online reader is using an adblocker and can ask them to switch it off,
Privacy groups have argued that the detection software is illegal and requires readers’ consent before being enabled.

Business this week | The Economist

7 annotations

business and industrial

1393

Spain is about to pass 300 days without a government.
There’s no sense of panic, however. A CIS survey this month showed Spaniards’ chief worry — by far — is the country’s 20 per cent unemployment rate.
It’s true that a country can maintain itself without a government. The problem is if it goes on for too long,’’ said Pin
Meanwhile, Spain is one of the European Union’s fastest-growing economies. The International Monetary Fund says Spain will grow 3.1 per cent this yea
There are clouds on the horizon, however.
The problem will be in 2017, because there’s no budget yet and public investments,
the main issue is investor confidenc

Spain Hasn't Had A Government In 300 Days And Economy Is Booming | Huffington Post

7 annotations

government

m.huffpost.com

934

Luxottica, an Italian maker of fashionable eyeware, agreed to merge with Essilor, a French company that produces lenses. The €46bn ($49bn) transaction is one of the biggest cross-border deals in the EU to date.
A surge in trading after the election of Donald Trump helped America’s big banks reap big profits in the fourth quarter
Rolls-Royce settled claims dating from 1989 to 2013 that it had bribed officials in various countries in order to win contracts. The engineering company will pay penalties totalling £671m ($809m) to regulators in America, Brazil and Britain.
America’s Federal Trade Commission lodged an antitrust lawsuit against Qualcomm, accusing it of abusing its commanding position in the semiconductor market to impose stringent licensing terms on patents for chips in mobile phones.
Fiat Chrysler Automobiles’ share price was left bruised by an allegation from America’s Environmental Protection Agency that it had used software in 104,000 diesel cars to let them exceed legal limits
, Saudi Arabia said it would soon start accepting tenders for an expansion of solar and wind power in the country that will cost up to $50bn. The collapse of the oil price two years ago tore a hole in the kingdom’s finances. It now hopes to get 30% of its power from renewables by 2030.

Business this week | The Economist

6 annotations

business and industrial

1188

1. Rising Income and wealth disparity 2. Changing climate 3. Increasing polarization of societies 4. Rising cyber dependency 5. Ageing population
WEF surveyed 750 risk experts and found that rising income and wealth disparity were cited as the most important trends in determining global developments
Social polarisation and climate change were cited as second and third most
It found that of the 12 emerging technologies examined in the report, artificial intelligence and robotics had the greatest potential benefits
We live in disruptive times where technological progress also creates challenges.
Without proper governance and re-skilling of workers, technology will eliminate jobs faster than it creates them. “
The top 5 trends that will determine the future of the global economy

Rising inequality behind Brexit and Donald Trump victory is top global threat for the next decade, says WEF | The Independent

7 annotations

society

www.independent.co.uk

1399

I like the job. But financially, it’s not doing it for me.”This according to Steve Rogers, a 61-year-old driver who told BuzzFeed News that he’s been on the platform about a year. His experience jibes roughly with the data Uber gathered on Detroit, where the typical full-time driver barely earned more than Michigan’s current minimum wage of $8.50 per hour.
In early 2015, a study commissioned by Uber found that drivers in 20 cities, including New York, Los Angeles, San Francisco, and Boston, were grossing around $17 an hour
Based on these calculations, it’s possible to estimate that Uber drivers in late 2015 earned approximately $13.17 per hour after expenses in the Denver market (which includes all of Colorado), $10.75 per hour after expenses in the Houston area, and $8.77 per hour after expenses in the Detroit market, less than any earnings figure previously released by the company.
But the $17-an-hour figure was based on data from 2014, when Uber rates in most cities were higher than they were in late 2015. It was also based on gross earnings and did not account for driver expenses

Uber Data And Leaked Docs Provide A Look At How Much Uber Drivers Make - BuzzFeed News

4 annotations

energy

www.buzzfeed.com

720

Identify, document and plan for risks as part of developing strategic alternatives.
Think about the difference between being assertive and being aggressive.
The trick to being assertive is to share your views, but not to force them. Assertive leaders are effective because they look for win-win solutions and show respect for others
Learn to see advantages in changing situations and new developments.
Remember that you do not need to undertake opportunities alone. Make it a collaborative effort by asking valued employees to help you out.
In Conference Board’s 2015 CEO Challenge study, 943 CEOs ranked “human capital” and “innovation” as their top two long-term challenges to driving business growth.
XBInsight has collected competency data on nearly 5,000 leaders across a wide range of industries
most innovative CEOs don’t ignore risks – they manage them
Set a time limit for analyzing a particular situation to avoid overthinking decisions.
Create a learning environment or community to encourage the free flow of new knowledge and perspectives
Stimulate new thinking by examining mistakes and setbacks as opportunities to learn
On the other hand, “supporting” and “contemplative” individuals tend not to be innovative leaders. They need more organizational encouragement and structure to help them bring their out-of-the-box ideas to the table.

The 5 Skills That Innovative Leaders Have in Common

12 annotations

business and industrial

hbr.org

1408

kicked off
Riddance
shred
from scratch
literally, in the new year.
controversial

Public says 'Good Riddance' to 2016 with 10th annual event in Times Square | abc7ny.com

6 annotations

art and entertainment

abc7ny.com

722

Toxic Sales
a toxic high-pressure sales culture at the bank drove some workers to deceive customers and open unauthorized accounts
As far as what happened to Erik — the big athletic former Wells Fargo banker said after working for the bank for a little more than a year he was having physical reactions to the amount of stress he was under, "upset stomach, nerves, eye-twitching." So his quit his job. "It just got to a point where it was like, I just can't handle this man."
Bulls***," says one former employee who we'll call Worker #1. She doesn't want to use her name for fear that talking to NPR will prevent her from getting a job at another bank.
checking account many other types of products too — credit cards, home loans, lines of credit, etc. Of course, there's nothing wrong with that in principle. But Worker #1 says in practice Wells Fargo pushed it beyond reason.
During a sales push called "Jump into January" former employees say they were expected to sell 20 products a day. That just seemed impossible to Worker #1, and she says the pressure on her and her co-workers to sell was disturbingly intense. "We were all miserable, and it was just soul crushing to walk in every day."
If you don't meet your solutions you're not a team player. If you're bringing down the team then you will be fired and it will be on your permanent record."

Former Wells Fargo Employees Describe Toxic Sales Culture, Even At HQ : NPR

7 annotations

business and industrial

www.npr.org

772

Four men were charged in America with hacking 500m Yahoo accounts in 2014, one of the biggest breaches of internet security to date. Two of the men are agents of Russia’s intelligence service.
the Federal Reserve lifted the range for its benchmark interest rate by a quarter of a percentage point to between 0.75% and 1%, and said there would be more rises to come this year
Oil prices fell by 10% over a week,
offered
Elon Musk offered to solve an energy crisis in South Australia that has led to blackouts
, Intel accelerated its drive into the market for autonomous cars by agreeing to pay $15.3bn for Mobileye, an Israeli company

Business this week | The Economist

6 annotations

business and industrial

1196

15 jobs offer the best work-life balance
recruiting site Glassdoor recently analyzed — and ranked — the professions best for employees who don't want to let their jobs completely own their free time and life,
One thing we've noticed is work-life balance is on the decline,"
One of the big problems is technology, and the 24/7 nature of email, she added: "People don't feel like they can unplug from their job."

Stressed out? These 15 jobs offer the best work-life balance.

4 annotations

health and fitness

mic.com

835

The resulting low mortgage rates have helped encourage home purchases and boosted housing prices. However, home prices have risen about twice as fast as incomes over the past 12 months.
One measure of the economy, the unemployment rate, appears to be tied to home prices

America’s fastest growing (and shrinking) housing markets

2 annotations

work

www.usatoday.com

639

an independent ad-fraud researcher, said the recent changes are unlikely to force fake-news sites out of business. Because ad-tech firms make money when ads are shown
Well-known brands' appearance on fake-news sites reflects the complexity of online advertising, where computers can place a different ad each time a user clicks on a webpage
Ads from companies such as Choice Hotels, SoundCloud and Bose Corp. appear on sites with false or misleading news. Those companies are among thousands of brands that could appear on such sites based on a user's browsing history or demographics.
Last month, AppNexus pulled its ads from the right-wing news site Breitbart because of what it said was hate speech on the site. Some big brands, including food company Kellog Co. and insurer Allstate Corp., have blocked their ads from appearing on Breitbart. Breitbart didn't respond to a request for comment.
SoundCloud said it hasn't tried to block its ads from "fake or parody news sites" but is now exploring whether it should. Choice Hotels and Bose didn't respond to requests for comment.

Fake-News Sites Inadvertently Funded by Big Brands - NASDAQ.com

5 annotations

www.nasdaq.com

701

a recent slowdown in consumer spending, which has hurt growth, is likely temporary.
U.S. consumer confidence surged to a more than 16-year high in March
It looks likely that the recent spending data were held down by some temporary factors related to unusually mild weather and a delay in tax refund issuance
Recovery is what the survey indicates and, more to the point, the answers on jobs and income are rooted in current experience not expectations for what Trump will or won't do," said Steven Blitz, chief U.S. economist at TS Lombard.

Consumer confidence hits 16-year high in boost to economy | Reuters

4 annotations

work

www.reuters.com

1339

It assesses, from the perspective of central banks, where we are and where we are going, as well as the outlook for the global economy and markets
Bernanke’s book reflects the elusive quest for higher and more inclusive growth in the global economy.
and the need for an appropriate, more comprehensive policy response -- run through Martin Ford’s analysis in “Rise of the Robots.”
John Kay pushes us to question how the industry has approached and performed its basic function of intermediating savings and other loanable funds to productive activities.

Books to Get You Through the Age of Uncertainty - Bloomberg View

4 annotations

books and literature

749

Is the hot new camera app hiding something? That was the question bubbling up this week
The IMEI numbers are still collected in the Android version, which is legitimately bad news, as they could be used to spoof phones and hijack accounts
Meitu was full of unusual code, potentially exposing sensitive information to strange third-party servers in China.
The concerns boil down to a number of specific activities, spotted among a mess of borrowed and overlapping code.
The app attempts to pull a number of identifiers for a phone, including IMEI and MAC address, and even though no ads are shown within the app itself, it ties in with a number of third-party analytics systems that could be used for ad targeting.
the underlying code is part of a larger suite of iOS tools lifted from a Facebook developer toolkit, and there’s no indication hidden frameworks are being used more broadly by the app.

Meitu has a tracking problem, not a spying problem - The Verge

6 annotations

movies and tv

www.theverge.com

1200

What Is Maximum Wage And How Does It Work?

What Is Maximum Wage And How Does It Work? - YouTube

1 annotations

www.youtube.com

1183

Mexico conducted the first auction of rights to drill for oil and gas in its deepwater reserves in the Gulf of Mexico
The political uncertainty following the referendum raises particular questions about the ability of Monte dei Paschi di Siena, the most troubled of Italy’s banks, to complete its capital-raising plan
Oil prices surged following the deal announced by OPEC members to cut production, pushing Brent crude above $55 a barrel for the first time in more than a year.
India’s central bank unexpectedly left its main interest rate on hold at 6.25%.
The sta
A consortium of investors led by Macquarie, an Australian investment firm, Allianz, a German one, and including the sovereign-wealth funds of China and Qatar, agreed to buy a 61% stake in the gas-distribution network run by National Grid in Britain. The deal values the business at £13.8bn ($17.5bn).

Business this week | The Economist

6 annotations

business and industrial

952

The best cities for job seekers
In terms of technology jobs, Austin, Seattle, Durham and Raleigh boast many opportunities. The latter two are near the 7,000-acre Research Triangle Park, which employs more than 46,000 high-tech workers
Durham is a health care hub, too, with Duke University and Health System employing tens of thousands. Nashville and Atlanta also are home to many health care companies.
The population in Minneapolis is particularly young, with nearly 22 percent of residents ages 20 to 29.

Here are the 10 best cities for job seekers in 2017

4 annotations

job search

mashable.com

1153

what few of us realize is how the misguided financial practices and philosophies that nearly toppled the global financial system have come to infiltrate ALL American businesses, putting us on a collision course for another
annual survey of book recommendations compiled by Bloomberg.
Makers and Takers: The Rise of Finance and the Fall of American Business by Rana Foroohar
only about 15 % of all the money in our market system actually ends up in the real economy – the rest stays within the closed loop of finance itself.
analysis of a culture in crisis—that of white working-class Americans. The decline of this group, a demographic of our country that has been slowly disintegrating over forty years,
Hillbilly Elegy: A Memoir of a Family and Culture in Crisis by J.D
The Pope of Physics: Enrico Fermi and the Birth of the Atomic Age by Gino Segrè and Bettina Hoerlin

The Best Books Of 2016 Recommended By Famous Investors

7 annotations

www.valuewalk.com

768

Americans work longer hours because their additional effort is more likely to pay off. People earn a wider range of incomes in the U.S., so “workers have an incentive to try harder to move up the job
Swiss work habits are most similar to Americans
The average person in Europe works 19 percent less than the average person in the U.S. That’s about 258 fewer hours per year,
The study was designed to make it easier to compare countries to each other, by capturing the overall hours per person, not just for people with jobs. That incorporates not just the length of the typical workweek but also retirement, vacation, unemployment, and other time spent out of the workforce.
The data strongly suggest that labor regulation and unionization appear to be the dominant factors explaining the differences between the United States and Europe,”
said Dora Gicheva, an economist at the University of North Carolina-Greensboro,
Taxes are an issue. Despite what Donald Trump has said, taxes in the U.S. are substantially lower than in Europe
Generous pensions in Europe are also a strong factor in discouraging older people from working,

Americans Work 25% More Than Europeans, Study Finds - Bloomberg

8 annotations

tourist destinations

770

Ma is a true rags-to-riches story
He received more than a dozen rejections — including from KFC — before being hired as an English teacher.
Jack Ma revealed he has even been rejected from Harvard — 10 times!
Though his first two ventures failed, four years later he gathered 17 of his friends in his apartment and convinced them to invest in his vision for an online marketplace he called "Alibaba
By October 1999, the company had raised $5 million from Goldman Sachs and $20 million from SoftBank, a Japanese telecom company that also invests in technology companies. The team remained close-knit and scrappy
The company's $150-billion IPO was the largest offering for a US-listed company in the history of the New York Stock Exchange.
The biggest day in the calendar for Alibaba is China's "Singles' Day," a retaliation to Valentine's Day which supposedly celebrates the country's singletons
He likes reading and writing kung fu fiction, playing poker, meditating, and practising tai chi.

How Alibaba founder Jack Ma became one of the richest people in China - Business Insider

8 annotations

business and industrial

uk.businessinsider.com

1418

中国互联网的“烧钱之战”（作者为英国《金融时报》查尔斯•克洛弗）
楼市之惑”系列报道（作者为中国独立房地产研究人士沈晓杰）
“拆分北京”系列报道（作者为资深媒体人黎岩）

FT中文网年度好文推荐：投资与财富管理 - FT中文网

3 annotations