My Weekly Reading Progress Report

4511

vaccines

As U.S. measles cases surpass 1,000, study finds that anti-vaxxers’ minds can be changed | MinnPost

1 annotations

disease

www.minnpost.com

4299

According to the National Institute of Mental Health, almost 50 million adults in the U.S. live with a mental illness. These illnesses include many different conditions, such as depression and anxiety, which vary from mild to severe.
Prof. Hampton believes that the problem with previous studies is that they focused on college students and other young people.
The results showed that certain groups of adults were more likely to experience higher levels of psychological distress. These people included women, black or African American people, and Hispanic people. Having less education, family income, or residential stability also increased people's risk, as did being unmarried.

Facebook may actually benefit adult mental health

3 annotations

internet technology

www.medicalnewstoday.com

4294

A federal appeals court on Tuesday will consider the fate of the Affordable Care Act, setting the stage for a major decision later this summer that could impact health care benefits for millions of Americans and supercharge debate over the law in the heat of the 2020 campaign.
Together, the Trump Administration and the Texas-led coalition risk the health of nearly every American -- from the young to the elderly, the sick to the gainfully employed," said California Attorney General Xavier Becerra. "Our coalition of states stands ready to defend the law and every person whose life may be on the line."
Industry groups and independent health care analysts say wiping out Obamacare without an alternative would mean a highly disruptive shift in the health care of millions of Americans.

Obamacare faces major court test with health benefits on the line - ABC News

3 annotations

government

abcnews.go.com

4266

The Health & Medical Collection is a comprehensive medical information resource for researchers, students, faculty, and healthcare professionals. Inside users will find biomedical content from MEDLINE®, built on a core of premier scholarly journals in full text such as The New England Journal of Medicine, The Lancet, and The BMJ.

Products - Health & Medical Collection

1 annotations

medicine

www.proquest.com

4282

Chime reports big user growth, but rival Varo questions numbers

Chime reports big user growth, but rival Varo questions numbers | American Banker

1 annotations

bank

www.americanbanker.com

4371

The rainbow monsoon is here: June is LGBTQ+ Pride Month, and my feeds are flooded with colorful brand campaigns and slogans.

The LGBTQ+ Community Has $3.7 Trillion In Purchasing Power; Here's How We Want You to Sell to Us.

1 annotations

gay life

4636

When starting out on my real estate investing journey, I often found myself in exactly that situation. Either I would be incapable of reaching a decision or by the time I did, it was already too late. My hesitation resulted in losing out on what would have been amazing investments.
How To Analyze Potential Investments Without Getting Stuck
I always say that investors should strive to become more data-driven

Council Post: How To Perform Investment Analysis That Avoids Paralysis

3 annotations

4269

those who want to buck the trends might want to consider searching for real estate outside the U.S.
Those looking for the absolute best bargain should head to low-key Mafra, 15 minutes from the surf-centric beaches of Ericeira. The charming town is home to white-washed homes and cobbled streets, as well as a small but lively downtown filled with cafes, bars, and one of the country’s largest national palaces.

5 Countries Where You Can Retire by the Beach for Less Than $1,500 a Month | Travel + Leisure

2 annotations

advertising and marketing

www.travelandleisure.com

4250

But the carbon economy remains dominant. Oil tycoons, industrialists, and car titans make up more than a quarter of the world’s 500 richest people
Privately held Enercon is one of the world's largest wind turbine companies with a 6% share of the global market for new onshore installations in 2018, according to its website. Wobben developed his first wind turbine in the 1970s and set up Enercon in 1984. The firm installed 54% of Germany's new onshore turbines in 2018
Net worth figures are as of Dec. 31, 2019 and are based on calculations by the Bloomberg Billionaires Index
Both firms have created a market for a meat replacement that doesn’t come with the environmental cost of livestock, which accounts for 14.5% of global greenhouse gas emissions.
Beyond Meat founder Ethan Brown and Impossible Foods CEO Patrick Brown (no relation) both own stakes worth hundreds of millions of dollars in their respective companies.
An Australian businessman has created a $7 billion net worth from recycling
A ten-figure stake in a hydrogen fuel cell trucking company has minted an American billionaire.
These are among the 10 largest fortunes derived primarily from the growing business of climate solutions
American startup Nikola Motor is developing hydrogen-powered trucks whose fuel costs will be 20% to 30% cheaper than diesel.

These Billionaires Made Their Fortunes by Trying to Stop Climate Change

9 annotations

The brain consumes half of a child's energy -- and that could matter for weight gain: New paper proposes that variation in brain energy expenditure during childhood could be linked to obesity risk -- ScienceDaily

4219

erns of energy expenditure and weight gain. "We all know that how much energy our bodies burn is an important influence on weight gain," said Kuzawa, professor of anthropology in the Weinberg College of Arts and Sciences and a faculty fellow with the Institute for Policy Research at Northwestern. "When kids are 5, their brains use almost half of their bodies' energy. And yet, we have no idea how much the brain's energy expenditure varies between kids. This is a huge hole in our understanding of energy expenditure."
This finding helped confirm a long-standing hypothesis in anthropology that human children evolved a much slower rate of childhood growth compared to other mammals and primates in part because their brains required more energy to develop," Kuzawa said.

2 annotations

homework and study tips

www.sciencedaily.com

4290

Many teenagers actually want their parents to get more involved in their online worlds
After Victoria Beckham made a TikTok video with her son, Romeo, the clip went viral.
in their kitchen in November went viral and got more than 200,000 likes.
Laughing and being goofy with each other has helped our family bond, but these exchanges are meant solely for the five of us, and we're mindful not to screenshot or forward content to anyone outside of our family, which might embarrass one of us.
When Romeo joined the free social media app, which allows users to watch, create and share short videos, he wanted to stand out from the rest of TikTok's more than 1 billion users. He figured dancing with his famous mom would do it.
"Parents can get involved in their child's online life in ways that align with their family' core values," said Jordan Shapiro, author of the book, "The New Childhood; Raising Kids in a Connected World."
As I read more about TikTok, I learned that Beckham's hardly the only celebrity parent using the popular app to bond with her children. Courteney Cox, Kourtney Kardashian, Britney Spears, and Mark Cuban also all use TikTok with their kids.
Interestingly, many kids feel their parents don't care enough about their online lives, which is a missed opportunity, Graber said.
We hear so much about the dangers and problems online, but social media isn't all bad," Graber told Insider. "It's supposed to be social. Watching these videos of Victoria Beckham dancing and laughing with her son reminds us of the positives."

Victoria Beckham's TikTok video got me and my teen into the app - Insider

9 annotations

www.insider.com

4323

台杉將結合政府與民間資源，對初創期、種子期的創新企業提供資金、技術及經營輔導等協助，為國內投資添柴火。
亞洲矽谷、智慧機械、綠能科技、生技醫藥、國防及新農業、循環經濟
台杉投資管理公司
台杉投資標的將以「五加二」創新產業為主
目前我們設定「內部投資報酬率（Internal Rate of Return）」大概十五％至二十％，折算平均每年投資報酬率大概六％、七％

《星期專訪》吳榮義︰投資有缺口台杉添柴火 - 財經 - 自由時報電子報

5 annotations

m.ltn.com.tw

5389

A former senior banker at HSBC was found guilty by a jury in New York of defrauding a client in a $3.5bn currency trade.
General Motors reported a $3bn loss for the third quarter, mostly because of a $5.4bn charge it booked related to the sale of its Opel and Vauxhall brands in Europe.
The welcome news of better-than-expected growth figures in Britain was tempered by the increased likelihood of a rise in interest rates.
Following revelations that Russian provocateurs had placed divisive ads on American social media during last year’s election, Twitter announced changes to make such ads more transparent, and to allow users to see which ones are targeting them.
General Electric’s share price sank to a near five-year low
The Indian government announced a $32bn plan to recapitalise state-controlled banks

Business this week

6 annotations

business and industrial

4853

Financial expert and New York Times best-selling author Suze Orman's "The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Spot Worrying" explains how people's relationships with money are influenced by their emotions.
save more money
In this book, Orman offers tips for paying off debt,
retirement accounts, and more. 2/11 2. 'The Total Money Makeover: A Proven Plan for Financial Fitness' by Dave Ramsey A simple, straightforward game plan for fixing your money habits. Amazon "The Total Money Makeover: A Proven Plan for Financial Fitness" is financial expert, radio host, and New York Times best-selling author Dave Ramsey's most popular book. In this revised and updated version, Ramsey distills his two decades of financial counseling experience into a seven-step plan for gaining total control over your money. 3/11 'Rich Dad Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not!' by Robert Kiyosaki Kiyosaki outlines important money lessons he learned from important figures in his life. Amazon This may sound like a book solely for dads, but it's not. Robert Kiyosaki's New York Times best-seller "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" is about two "dads" who taught the Kiyosaki different perspectives about money: his actual father and his best friend's father. Kiyosaki uses the lessons he learned from his father figures to offers practical yet slightly counterintuitive financial advice, arguing that you don't need a high income to become wealthy and that a house isn't an asset, among other things. 4/11 4. 'Think and Grow Rich: The Landmark Bestseller - Now Revised and Updated for the 21st Century' by Napoleon Hill and Arthur Pell A revised version of the 1937 "Think and Grow Rich" original. Amazon Although "Think and Grow Rich" was originally published in 1937, its wisdom has stood the test of time. In the book, author Napoleon Hill presents his laws of financial success, which are drawn from his analysis of the lives of millionaires like Andrew Carnegie and Henry Ford. The updated version also features contemporary successful figures, like Bill Gates and Mary Kay Ash. 5/11 5. 'Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life' by Barbara Stanny Stanny interviewed 150 women who made between $100,000 and $7 million. Amazon After conducting extensive research and interviewing hundreds of women who earn six-figure salaries, Barbara Stanny boiled down their insights to seven key strategies for achieving wealth. The journalist, motivational speaker, and financial educator discusses these methods in detail in "Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life." For many people, saving more means earning more, and this book is a great place to start. 6/11 6. 'Unshakeable: Your Financial Freedom Playbook' by Tony Robbins Robbins is a life and business strategist who has coached more than 50 million people from 100 countries. Amazon New York Times best-selling author and motivational guru Tony Robbins collaborated with financial advisor Peter Mallouk for "Unshakeable: Your Financial Freedom Playbook." The book outlines how you can achieve financial peace of mind, boost your retirement savings, and make smart investments. 7/11 7. 'Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want' by Rachel Cruze Cruze shows you how to reframe your mentality about money. Amazon "Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want" is based on the concept that comparing yourself to others is a damaging habit — not only mentally, but also financially. New York Times best-selling author Rachel Cruze discusses how you can live the life you want by following seven core financial habits, like reframing the way you think about money, living on a plan, and avoiding debt. 8/11 8. 'The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich' by David Bach Find out Bach's secret to becoming a millionaire. Amazon New York Times best-selling author David Bach wrote "The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich" to address a question he had been asked repeatedly over the years: What's the secret to becoming a millionaire? His answer begins with an illustrative story of a couple making $55,000 a year who, through smart money management, put their kids through college, own two homes debt-free, and retired early with $1 million in the bank. He goes on to detail a practical system, complete with resources like websites and apps, that you can immediately put to work to help secure your finances. 9/11 9. 'The Financial Diet: A Total Beginner's Guide to Getting Good with Money' by Chelsea Fagan This personal finance book offers tips for making a budget, understanding investments, and dealing with credit. Amazon For younger readers looking to grasp basic financial principles, like creating a budget and managing credit, "The Financial Diet: A Total Beginner's Guide to Getting Good with Money" by Chelsea Fagan is a great choice. The author draws on expert advice to offer readers the tools they need to reach financial stability. It was named Best Book of 2018 by Refinery29 and was chosen as one of Real Simple's Most Inspiring Books for Graduates. 10/11 10. 'Broke Millennial: Stop Scraping By and Get Your Financial Life Together' by Erin Lowry Lowry shows readers, step-by-step, how to go from broke to financially savvy. Amazon A Washington Post "Color of Money" book club pick, "Broke Millennial: Stop Scraping By and Get Your Financial Life Together" uses humor, simple advice, and true stories to help young adults establish financial stability. Financial expert Erin Lowry addresses general money concepts, such as your relationship with money, as well as specific scenarios, like what to do when friends want to split a check evenly and you can only afford to cover the cost of your individual order. 11/11 11. 'You Are a Badass at Making Money: Master the Mindset of Wealth' by Jen Sincero Uncover what's holding you back from making money with Sincero's tips. Amazon New York Times best-selling author Jen Sincero urges readers to get past the stumbling blocks and fears that are keeping them from reaching financial success in "You Are a Badass at Making Money: Master the Mindset of Wealth." As someone who went through a positive financial transformation herself — going from living in a converted garage to jet-setting around the globe — Sincero has plenty of personal insights to share. In the book, she instructs readers how to tap into their natural money-making abilities, stop being victims to circumstances, and relate to money in a new way. Previous 1/11 Next SEE ALSO: 12 clever ways to save money every day, according to financial experts More: Features BI-freelancer Money Books Personal Finance financial advice BIStrategy by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links Recommended from the WebBabbelLanguage expert shares the secret to learning a language in 20 mins a dayBabbelUndoDrone 720XSelfie Quadcopter Shocks $country capitalized$. The Idea Is IncredibleDrone 720XUndoBlinkistThis Woman Reads 100 Books A MonthBlinkistUndoSave70.comHotels In Taiwan At Ridiculously Low PricesSave70.comUndoCruise-Compare.comIf you live in Tainan City you're eligible for these incredible cruise offersCruise-Compare.comUndoDelta WarsPlay this Game for 1 Minute and see why everyone in Tainan is addictedDelta WarsUndoForge Of Empires - Free Online GameThe Must-Play City Building Game of the YearForge Of Empires - Free Online GameUndowww.therapywithsaba.com4 Common Types of Prescription Drugs with High Addiction Potentialwww.therapywithsaba.comUndowww.bleubloom.com4 Healthy Smoothie Recipes To Make On The Gowww.bleubloom.comUndoTrips ShopPeople from Taiwan cannot believe these flight pricesTrips ShopUndo by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksVideos You May LikeJIM ROGERS: The worst crash in our lifetime is comingUndoThis London-based food truck only sells cheese sandwiches — here’s how they’re madeUndoA hair surgeon explains what's going on with Trump's hairUndoEverything we know about the mysterious SR-72 — Lockheed Martin's successor to the fastest plane everUndo by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links From The WebGrepolis - Online Free GameAre You Ready to Conquer Ancient Greece? Already 35 Million PlayersGrepolis - Online Free GameUndoVikings: Free Online GamePlay this for 1 minute and see why everyone is addictedVikings: Free Online GameUndo
retirement accounts, and more. 2/11 2. 'The Total Money Makeover: A Proven Plan for Financial Fitness' by Dave Ramsey A simple, straightforward game plan for fixing your money habits. Amazon "The Total Money Makeover: A Proven Plan for Financial Fitness" is financial expert, radio host, and New York Times best-selling author Dave Ramsey's most popular book. In this revised and updated version, Ramsey distills his two decades of financial counseling experience into a seven-step plan for gaining total control over your money. 3/11 'Rich Dad Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not!' by Robert Kiyosaki Kiyosaki outlines important money lessons he learned from important figures in his life. Amazon This may sound like a book solely for dads, but it's not. Robert Kiyosaki's New York Times best-seller "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" is about two "dads" who taught the Kiyosaki different perspectives about money: his actual father and his best friend's father. Kiyosaki uses the lessons he learned from his father figures to offers practical yet slightly counterintuitive financial advice, arguing that you don't need a high income to become wealthy and that a house isn't an asset, among other things. 4/11 4. 'Think and Grow Rich: The Landmark Bestseller - Now Revised and Updated for the 21st Century' by Napoleon Hill and Arthur Pell A revised version of the 1937 "Think and Grow Rich" original. Amazon Although "Think and Grow Rich" was originally published in 1937, its wisdom has stood the test of time. In the book, author Napoleon Hill presents his laws of financial success, which are drawn from his analysis of the lives of millionaires like Andrew Carnegie and Henry Ford. The updated version also features contemporary successful figures, like Bill Gates and Mary Kay Ash. 5/11 5. 'Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life' by Barbara Stanny Stanny interviewed 150 women who made between $100,000 and $7 million. Amazon After conducting extensive research and interviewing hundreds of women who earn six-figure salaries, Barbara Stanny boiled down their insights to seven key strategies for achieving wealth. The journalist, motivational speaker, and financial educator discusses these methods in detail in "Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life." For many people, saving more means earning more, and this book is a great place to start. 6/11 6. 'Unshakeable: Your Financial Freedom Playbook' by Tony Robbins Robbins is a life and business strategist who has coached more than 50 million people from 100 countries. Amazon New York Times best-selling author and motivational guru Tony Robbins collaborated with financial advisor Peter Mallouk for "Unshakeable: Your Financial Freedom Playbook." The book outlines how you can achieve financial peace of mind, boost your retirement savings, and make smart investments. 7/11 7. 'Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want' by Rachel Cruze Cruze shows you how to reframe your mentality about money. Amazon "Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want" is based on the concept that comparing yourself to others is a damaging habit — not only mentally, but also financially. New York Times best-selling author Rachel Cruze discusses how you can live the life you want by following seven core financial habits, like reframing the way you think about money, living on a plan, and avoiding debt. 8/11 8. 'The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich' by David Bach Find out Bach's secret to becoming a millionaire. Amazon New York Times best-selling author David Bach wrote "The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich" to address a question he had been asked repeatedly over the years: What's the secret to becoming a millionaire? His answer begins with an illustrative story of a couple making $55,000 a year who, through smart money management, put their kids through college, own two homes debt-free, and retired early with $1 million in the bank. He goes on to detail a practical system, complete with resources like websites and apps, that you can immediately put to work to help secure your finances. 9/11 9. 'The Financial Diet: A Total Beginner's Guide to Getting Good with Money' by Chelsea Fagan This personal finance book offers tips for making a budget, understanding investments, and dealing with credit. Amazon For younger readers looking to grasp basic financial principles, like creating a budget and managing credit, "The Financial Diet: A Total Beginner's Guide to Getting Good with Money" by Chelsea Fagan is a great choice. The author draws on expert advice to offer readers the tools they need to reach financial stability. It was named Best Book of 2018 by Refinery29 and was chosen as one of Real Simple's Most Inspiring Books for Graduates. 10/11 10. 'Broke Millennial: Stop Scraping By and Get Your Financial Life Together' by Erin Lowry Lowry shows readers, step-by-step, how to go from broke to financially savvy. Amazon A Washington Post "Color of Money" book club pick, "Broke Millennial: Stop Scraping By and Get Your Financial Life Together" uses humor, simple advice, and true stories to help young adults establish financial stability. Financial expert Erin Lowry addresses general money concepts, such as your relationship with money, as well as specific scenarios, like what to do when friends want to split a check evenly and you can only afford to cover the cost of your individual order. 11/11 11. 'You Are a Badass at Making Money: Master the Mindset of Wealth' by Jen Sincero Uncover what's holding you back from making money with Sincero's tips. Amazon New York Times best-selling author Jen Sincero urges readers to get past the stumbling blocks and fears that are keeping them from reaching financial success in "You Are a Badass at Making Money: Master the Mindset of Wealth." As someone who went through a positive financial transformation herself — going from living in a converted garage to jet-setting around the globe — Sincero has plenty of personal insights to share. In the book, she instructs readers how to tap into their natural money-making abilities, stop being victims to circumstances, and relate to money in a new way. Previous 1/11 Next SEE ALSO: 12 clever ways to save money every day, according to financial experts More: Features BI-freelancer Money Books Personal Finance financial advice BIStrategy by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links Recommended from the WebBabbelLanguage expert shares the secret to learning a language in 20 mins a dayBabbelUndoDrone 720XSelfie Quadcopter Shocks $country capitalized$. The Idea Is IncredibleDrone 720XUndoBlinkistThis Woman Reads 100 Books A MonthBlinkistUndoSave70.comHotels In Taiwan At Ridiculously Low PricesSave70.comUndoCruise-Compare.comIf you live in Tainan City you're eligible for these incredible cruise offersCruise-Compare.comUndoDelta WarsPlay this Game for 1 Minute and see why everyone in Tainan is addictedDelta WarsUndoForge Of Empires - Free Online GameThe Must-Play City Building Game of the YearForge Of Empires - Free Online GameUndowww.therapywithsaba.com4 Common Types of Prescription Drugs with High Addiction Potentialwww.therapywithsaba.comUndowww.bleubloom.com4 Healthy Smoothie Recipes To Make On The Gowww.bleubloom.comUndoTrips ShopPeople from Taiwan cannot believe these flight pricesTrips ShopUndo by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksVideos You May LikeJIM ROGERS: The worst crash in our lifetime is comingUndoThis London-based food truck only sells cheese sandwiches — here’s how they’re madeUndoA hair surgeon explains what's going on with Trump's hairUndoEverything we know about the mysterious SR-72 — Lockheed Martin's successor to the fastest plane everUndo by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links From The WebGrepolis - Online Free GameAre You Ready to Conquer Ancient Greece? Already 35 Million PlayersGrepolis - Online Free GameUndoVikings: Free Online GamePlay this for 1 minute and see why everyone is addictedVikings: Free Online GameUndo
n this revised and updated version, Ramsey distills his two decades of financial counseling experience into a seven-step plan

Books that will help you save more money - Business Insider

6 annotations

business and industrial

4213

小額終身壽險自推出以來，日益為民眾所接受，還有 3 大原因，包括限定、CP 值高、投保門檻低
小額終身壽險
投保時民眾仍需就要保書的告知事項誠實告知體況

小額終身壽險　3關鍵吸引跨族群　投保兩事項別忽略

3 annotations

today.line.me

5014

tougher than steel, yet weigh much less
could hold the secret to better health and therapies
Spider venom could kickstart new therapies, while its silk may help researchers design better biomate
reporting that they had found a way of blocking the pain signal in mouse models of IBS
But spider venom is not the only focus in biomedical research. "Spider silks are the toughest biological material," says Jessica Garb, who is an associate professor in the Department of Biological Sciences at the University of Massachusetts Lowell.

Surprising ways in which critters may advance research

5 annotations

disease

www.medicalnewstoday.com

4218

The exchange rate is a price — the price of money.
Recent administrations have focused instead on pressing other nations to stay out of the market.
The value of the dollar has fallen steadily since the beginning of 2017, erasing a sharp rise immediately after President Trump’s election.
The winners are American companies that sell goods and services to foreigners
It is important to put the recent decline into a broader context. Over the last six years, the dollar is still up about 28 percent.
The value of the dollar, relative to other currencies, is supposed to reflect the strength of the American economy, relative to other countries.

What the Decline of the Dollar Means - The New York Times

6 annotations

energy

www.nytimes.com

5248

蘋果執行長庫克將親自來台力挺，除見證台積電在全球半導體締造重大成就，也象徵雙方合作關係緊密
「半導體：下一個十年」高峰論壇
台積電去年營收和獲利創歷史新高，上半年雖面臨客戶庫存調整，營收連兩季下滑，但台積電對今年營收成長5%到10%仍具信心，外資也看好台積電前景，今年以來持續加碼，持股一度突破8成，台積電股價也創下218.5元歷史天價，市值站上5.67兆元，創單一上市公司新紀錄

遠見雜誌 - 前進的動力：台積電30周年慶庫克將來台相挺

3 annotations

www.gvm.com.tw

5101

世界各地的避稅港就是靠這種複雜的資金流向，使外界需要花很大力氣才可以追蹤到錢跑到哪去
避稅與逃稅
避稅港一般都被稱為「離岸稅港」
全球最少有8%資產被藏起來。
你想少繳一點稅嗎？做一份三明治就行了，明確一點說，做一塊「雙重愛爾蘭和荷蘭三明治」。
一般人要少付點稅，只能透過避免付增值稅（Value-added Tax）、做一些以現金支薪的工作而不向稅務部門申報、或是入境時不向海關申報應繳稅的行李，例如香煙。這些屬逃稅，均屬違法。
賬簿上的技巧
解決方法在於透明度：建立一份全球性的記賬簿、禁止秘密銀行服務和用於隱藏公司擁有人身份的空殼公司和信託基金等。
約55%總部設在美國的公司會將自己的利潤轉經一些人們不太關注的地方，如盧森堡和百慕達等，美國國庫因此每年損失約1300億美元稅收。
解決方法是有的：各國政府可以商討跨國公司的營商流程中，每個國家應收取的稅款。

全球究竟有多少資產被隱藏在海外？ - BBC 中文网

10 annotations

www.bbc.com

5090

儘管254億美元的銷售額很大——碾壓去年的180億美元——但最終的銷售額會因退貨的存在而有所減少
光棍節」已成為全球零售業年曆中最重大的日子。在今年的「光棍節」，有逾7.77億件包裹被發運出去。

阿里巴巴「雙十一」成交額達254億美元 - FT中文網

2 annotations

4963

Here are seven expert investing moves for next year
all down between 20 and 40 percent since January 2018.
By paying down that high-interest debt before you start investing, you can save money long term
Anderson reminds investors to stick with low-cost ETFs,
nvestment strategies shouldn't change year to year unless your personal financial situation has changed.
financial experts have tips for navigating uncertain investing waters.

7 Expert Investing Moves to Make in 2019 | Investing 101 | US News

6 annotations

money.usnews.com

3945

The investment industry has made tremendous progress in the past few decades. Through the use of mutual funds, exchange traded funds (ETFs), online investing, and automated investment services, simple investment is now available for the average person.
the real issue is fear! There are a lot lies about investing people actually believe
The 2008 crash lasted for only 17 months. The market is up almost 380% in the nine years since the bottom of the crash.
When you invest money for the long-term – and that’s the only way you should – you’re playing the averages. And those always work in your favor.
, you should never invest in anything you can't explain to your grandmother.
people with lower incomes are less likely to invest. It's probably also a safe assumption people with a lot of debt also avoid it. But what about the rest?
If you simply ignored the crash, and held through it, not only would you not lose any money, but you'd actually be well ahead
If you invest in a diversified portfolio, which is the only way anyone should, there's historically no evidence you'll lose all your money.
You can cut your chances of losing all your money just by avoiding those two mistakes.
That's the bad news about that market. But there are actually two pieces of good news that are even more significant:
By not investing, you’re not preparing for retirement. And when you reach retirement age, you may be dependent on others to take care of you
The Consequences of Not Investing
A well-stocked investment portfolio is one of the best protections against job loss and other financial disasters.
A 2017 Gallup poll showed only 54% of Americans invest in the stock market, down from 62% in 2008

6 Lies About Investing People Actually Believe

14 annotations

investing

6931

「靈活性」
實際的比賽提供了令人激動的90分鐘和更多的內容，但同時皇家馬德里也相信，其他的內容也同樣有趣——比如訓練和幕後觀察。
社交媒體
皇家馬德里
歐洲超級杯
在場外，足球俱樂部還要與其他消閒活動和興趣愛好競爭，在全球範圍內吸引潛在粉絲的注意力——以及讓他們花錢。
「媒體機構」
「除了是一個體育機構之外，皇家馬德里也是一個媒體機構——它提供的不僅僅是體育運動，還有娛樂的素材。它還是一個巨大的社交平台。」
而皇馬俱樂部將由此獲得智能信息，以及與球迷喜好和選擇有關的數據。這令俱樂部能夠量身訂做其商業服務和向支持者提供相應內容
「未來營收」
「我們想要建立、保持聯結，並且從中賺錢。」
這些渠道分成第一方平台（比如完全由皇馬擁有的應用程序）、第二方平台（有俱樂部隊徽但是由其他公司運營）和第三方平台（比如社交媒體）。
「可能還有更多」

不只是足球：皇家馬德里的互聯網全球戰略 - BBC 中文网

13 annotations

www.bbc.com

5020

舊金山——在過去的兩年裡，不同的派系一直在為控制虛擬貨幣比特幣(bitcoin)及其全球計算機和支持網路而激烈競爭。
比特幣現金(Bitcoin Cash)。
Ethereum、Ripple，以及Litecoin
世界上最大的經營比特幣挖掘的商家是一個叫Bitmain的公司，這家公司是ViaBTC的主要投資者。
核心開發人員已經提出了自己的解決方案，他們希望通過被稱為Segregated Witness或SegWit的軟體來增加系統中的交易數量。

比特幣走向分裂，新虛擬貨幣即將誕生 - 紐約時報中文網國際縱覽

5 annotations

books and literature

cn.nytimes.com

5209

South Korea remained the big winner, topping the international charts in R&D intensity
Nordic neighbor Finland jumped two spots in large part because of the rise of high-tech firms
higher education and researcher concentration
biggest loser in this year’s Bloomberg Innovation Index was Russia, plunging 14 spots to No. 26
Sweden owes most of its rise to improvement in the manufacturing value-added metric
The emphasis on research and development — the country stayed at No. 5 for the R&D spending sub-category — has helped Sweden weather the continent’s economic storms of the past several years.
Japan
moving to No. 7 from No. 4 as they lost their best-in-world distinction for patent activit

These Are the World's Most Innovative Economies - Bloomberg

8 annotations

tourist destinations

5207

These are the best cities for first-time homebuyers

0 annotations

buying and selling homes

www.greenentrepreneur.com

5566

Marijuana and reduced workplace fatalities.
Another study found that consumers, led my Millennials, are lowering alcohol use in areas where marijuana is legal.

Study Finds Fewer People Are Dying on the Job Where Marijuana Is Legal

2 annotations

homework and study tips

4606

支撐中國經濟“超預期”表現的，仍然是房地產。房價在2016前三季度同比增幅超過10%，一線城市更是同比暴漲超過30%
去泡沫”的另一個副產品，可能是人民幣貶值
伴隨著房地產的火熱，螺紋鋼、煤炭、鋅、鉛，甚至是玉米和大蒜，都出現了價格暴漲。作為典型的產能過剩行業，螺紋鋼和煤炭的飈漲，似乎可以被認為是去產能出現重大成效。但漲幅以及蔓延速度之快，卻反映出資金的凶猛
再接下來，我們要迎接“滯脹時代”

2017：擠泡沫、熬杠桿、慢改革 - FT中文網

4 annotations

4161

prism design + office coastline's runner camp merges a retail shoe store with a gym facility

0 annotations

bed and bath

www.designboom.com

5086

This is true no matter what challenge you’re facing. Having a mindset that focuses on growth, opportunity, and the possibility of achieving your goals can help guide you to success. Likewise, having a mindset that’s locked in limiting beliefs about wh
A money mindset is a belief that you currently have about money. Usually, money mindsets aren’t conscious. You don’t usually decide what money mindsets we have, or how they impact your financial behaviors.
Money mindsets are developed based on your experiences. In other words, your culture and identity have helped to shape how you view money as an adult.
A client, Danielle*, recently dealt with an unhealthy money mindset that was impacting her long-term ability to succeed. She was a first-generation college graduate, and she started out-earning her parents at age 26
The overwhelming belief that you don’t deserve the money you’re bringing home, even after working hard to earn a degree and to succeed in your career development, can bleed into all areas of your life - and cause you to put yourself in risky financial situations.
Being self-aware as you make financial decisions can help you to hit pause and take the full picture of your culture, background, and mindset into account before making a less-than-savvy money move. Remember: you have the power to acknowledge your background and your current money mindset, and choose to change them so that they serve you.
Think about how you feel about money. How do you use it in your life? How does managing your finances make you feel?How did your community view money growing up? Were they living with a fear that resources would dry up? Did they avoid discussing money with you as a kid?Look at your experience, education, and expertise and realize - you deserve the money you’re making. You deserve to live well, and to enjoy your life. If it helps, write yourself a sticky note and put it on the mirror - there’s nothing wrong with earning money, wanting to earn more money, and wanting to use it in a way that makes you happy and supports your goals.Think twice before giving money to family members, or people in your community. It can help to create a line-item in your budget that’s specifically for giving money away. This will help you to prioritize your other financial goals (like emergency savings, retirement savings, or paying off student loans), while still leaving some wiggle room to support the ones you love and care about. Once you spend everything in the “giving” portion of your budget, you can honestly say that you don’t have anything left to give.Set “fun” money goals for yourself. There’s a temptation among first-generation college grads to only set reasonable, safe financial goals. While it’s important to save for the future, it’s also important to enjoy the wealth you have now. Don’t be afraid to set a goal to save for a special vacation, a big purchase, or other non-essential things. As long as your purchases align with your values, and you’re saving and spending wisely, there’s no reason that you don’t deserve to enjoy the money you’ve earned.

How First-Generation College Graduates Can Approach Their Finances With a Healthy Mindset

7 annotations

children

4524

Tremendous loss to Taiwan
“Director Chi’s works have allowed us to see the beauty of Taiwan, and inspired others to join the efforts to conserve our land. His passing is a tremendous loss to Taiwan,” Tsai said.

'Tremendous loss to Taiwan': Acclaimed director believed killed in helicopter crash on assignment | Hong Kong Free Press HKFP

2 annotations

ecology

www.hongkongfp.com

6041

建議留意以銀行為主的金控股
近期外資對電子股保守，將資金轉進傳產股，其中，股價具低基期優勢的金融股買盤明顯回溫

〈熱門族群〉萬點落後補漲金融股最有潛力 - 財經 - 自由時報電子報

2 annotations

m.ltn.com.tw

5193

But he was testing out the prototype of a high-tech prosthetic arm with fingers that not only can move, they can move with his thoughts.
Keven Walgamott had a good "feeling" about picking up the egg without crushing it. What seems simple for nearly everyone else can b
We changed the way we are sending that information to the brain so that it matches the human body. And by matching the human body, we were able to see improved benefits," George says. "We're making more biologically realistic signal

Motorized prosthetic arm can sense touch, move with your thoughts -- ScienceDaily

3 annotations

body art

www.sciencedaily.com

4568

'Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace...'
During the five years over which the share price declined, Ship Finance International's earnings per share (EPS) dropped by 6.3% each year
What About Dividends?As well as measuring the share price return, investors should also consider the total shareholder return (TSR). The TSR incorporates the value of any spin-offs or discounted capital raisings, along with any dividends, based on the assumption that the dividends are reinvested. It's fair to say that the TSR gives a more complete picture for stocks that pay a dividend. As it happens, Ship Finance International's TSR for the last 5 years was 24%, which exceeds the share price

Investors Who Bought Ship Finance International (NYSE:SFL) Shares Five Years Ago Are Now Down 28%

3 annotations

investing

4658

「超級食物」、「奇蹟之藥」或維他命之類的主張，每個月都在變，讓大眾不再相信它們。這個過程暗中破壞了我們視科學為專業的信心。它讓科學變成偽科學。
文摘自《改變未來的祕密交易》，大是文化出版
1903年，20世紀首位媒體大亨諾思克利夫子爵（Lord Northcliffe）發現了他旗下的報紙蘊藏著權力：「每次投票權擴大，都會讓報紙權力更大、政客權力更小。
科學成為假新聞事業的一部分，與新聞攜手漠視事實，只為了更精彩的報導：「殺手級咖啡」、「殺手茶」、「奇蹟咖啡」、「奇蹟茶」，以及「喝咖啡或喝茶，就可以緩和香菸的有害作用」。

超級食物傷身、奇蹟之藥救命？BBC最敢爆料記者揭露科學界騙局｜數位時代

4 annotations

www.bnext.com.tw

4681

This year’s index also includes a new, higher benchmark. It requires employers to offer their employees at least one health insurance plan that includes transgender-inclusive coverage.
This is the ninth consecutive year that the educational arm of nation’s largest civil rights organization working to achieve equality for lesbian, gay, bisexual, transgender and queer (LGBTQ) people has recognized the medical center for advancing LGBTQ equity among its patients and employees.
cal Center and our entire health system are dedicated to inclusion because it benefits the health and well-being of patients and employees alike,” said Chao-Yin Chen, professor of pharmacology and chair of the health system’s LGBTQ+ advisory council. “Everything we’re doing is aimed at reducing the long-standing health disparities that the LGBTQ community
centered philosophy of care,” said Adrienne S. Lawson, director of Institutional Culture, Climate & Community Engagement. “We’re driven now more than ever to make sure patients, families, visitors and care team members are treated with t

UC Davis Medical Center earns national LGBTQ health care honors – Daily Democrat

4 annotations

gay life

www.dailydemocrat.com

4672

Total sales of $359.3 million was relatively in-line with analyst projections.
offerings. The company also benefited from price increases taken by franchisees, which helped to counteract persistent traffic weakness.
Dunkin’ Brands CEO David Hoffmann said in an interview with Yahoo Finance
The company lifted its full year earnings outlook to $3.02 to $3.05 a share from $2.94 to $2.99 a share previously.

Dunkin' CEO: Investments in the 70-year-old brand are 'starting to pay off'

4 annotations

company

4380

往前推算6個交易日。
「填權息」
觀察它過往填權息的速度，避免賺了股利，卻賠了價差。
「除權息基準日」
「除權息交易日」
「除權息行情」
公司配發的股利有兩種方式：「股票股利」與「現金股利」。
交易日的重要之處，在於想獲得除權息資格的話，必須在除權息交易日之前（不含交易日當天）買進。

學會這樣買股票，每年多領一筆「年中獎金」！｜經理人

8 annotations

5077

The Deals That Made The World: Reckless Ambition, Backroom Negotiations, and the Hidden Truths of Business, by Jacques Peretti
Meltdown: Why Our Systems Fail and What We Can Do About It, by Chris Clearfield and András Tilcsik.
identify and analyse a selection of deals that changed the way the world works
Alive at Work: The Neuroscience of Helping Your People Love What They Do, by Daniel Cable
Analysis of why things go wrong is always more exciting to read than praise for everything working out
In this lively book, the organisational behavioural expert suggests small changes and interventions by leaders to encourage employees to experiment and gain a sense of purpose
Our seeking systems create the natural impulse to explore our worlds, learn about our environments and extract meaning from our circumstances.”

FT business books of the month: March edition

7 annotations

radio

www.ft.com

4638

CVS Health and its Aetna health insurance unit say they will collaborate with a “social care coordination platform” called Unite Us as part of a coming series of initiatives the healthcare giant is rolling out to address social determinants of health.
ough the health plans run by Aetna and CVS have networks of doctors and hospitals they don’t generally have the access to “so
“Out of about 6,000 waking hours in a year, most people only spend a handful in a doctor’s office or hospital,
Initially, selected Aetna Medicaid health members in Louisville, Kentucky, will be able to access these new programs later this year. Meanwhile, such programs and services will be available to Aetna’s “Dual-Eligible Special Needs Plan members” who are eligible for both Medicaid and Medicare in Tampa, Fla. and southeastern Louisiana.
Research has shown that providing safe and secure housing options can help improve health outcomes, particularly for individuals with chronic health conditions,” Dr. Garth Graham, vice president of community health & impact at CVS Health and president of the Aetna Foundation.

CVS Health Launches Social Determinants Provider Network

5 annotations

men's health

4209

Brandon Copeland is paying attention to numbers on and off the field.
But the 28-year-old wasn’t there to take down notes and earn a grade — instead, Copeland was teaching a class financial literacy with Dr. Brian Peterson, the director of Penn’s Makuu Black Cultural Center, according to ESPN.
“I don’t care if you’re an engineering student, a nursing student, if you’re going to build rockets when you grow up or if you’re going to sweep floors,” Copeland, a native of Baltimore, told the outlet. “You’re going to have to use something in this class,” Copeland said. “And you can’t say that for every class at Penn. Every student. Every major.”
I was kind of shocked how good of a professor he was,” Jackson said. “I didn’t go in with any expectations, but he’s a very, very smart guy, and you can just tell it by listening to him. He knows what he’s talking about, and he’s obviously willing to learn.”

Brandon Copeland Saved 90 Percent of His Income, Teaches Finance Class | PEOPLE.com

4 annotations

investing

people.com

4411

Your patients want to schedule appointments when it is convenient for them. Unfortunately, this is not always at a time convenient for you. In the health and personal care industry, approximately 70% of online appointments are made between the hours of 8 PM and 3 AM. In the past, your only choice was to make yourself available after hours or risk losing business.
Your customers are busy. Obligations may come up and prevent them from keeping their appointments with you. With an event in their calendar and with email and SMS reminders, your patients will be less likely to miss an appointment.
With OnceHub, more appointments can be made and no-shows can be reduced, helping you operate your practice at optimal efficiency.

OnceHub | Scheduling solutions for health and medical

3 annotations

health and fitness

www.oncehub.com

4099

beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.60 per share a year ago. These figures are adjusted for non-recurring items.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $0.68 on $22.20 million in revenues for the coming quarter and $2.56 on $87.05 million in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well.

MutualFirst Financial (MFSF) Beats Q2 Earnings and Revenue Estimates

4 annotations

investing

4618

children are already able to grasp basic money concepts at age three, and by age seven, their money habits are already set.)
Let’s Go Shopping” was a game we played when they were in preschool.
One of the biggest mistakes I see parents making is offering unlimited funds to their children for non-essentials.
My wife and I make it a point to donate to charity or a nonprofit organization every once in a while. It sets a good example for our kids and discourages behaviors of selfishness and greed.

How this financial expert teaches his kids about money

4 annotations

children

Health And Medical Simulation Products Market 2019: Global Industry Share, Size, Share, Demand, Key Findings, Regional Analysis, Key Players Profiles, Future Prospects and Forecasts to 2026 - The Atlas Newspaper

4764

entrepreneur, Jeff closed down his lawn business after getting what turned out to be a life-changing tip from a customer about options trading
After 6 months, Jeff and the troops decided they wanted to live in New Hampshire—and there they’ve been ever since.

Dallas Man Turns $2,000 Investment Into $4.3 Million Company With Options Trading Gemini - RagingBull

2 annotations

investing

ragingbull.com

4379

Global “Health And Medical Simulation Products Market” Research Report 2019 provides the main players of Health And Medical Simulation Products industry, their share of the overall industry, product portfolio, organization profiles are canvassed in this report.
2019 Global Industry report is a significant resource for industry administrators, marketing, sales and product managers, specialists, experts and stakeholders searching for key industry information with clearly presented tables and graphs. covers the latest market statistics, industry growth driving factors, size, share, trends, as well as Forecast till 2026
North AmericaEuropeChinaJapanMiddle East & AfricaIndiaSouth America
market To deliberately profile the key players and completely break down their development methodologies.

4 annotations

business operations

atlasnewspaper.com

4434

A high diastolic number "really should not be ignored," he added. "We should not declare victory just because one number is under control. We need to pay attention to both."
Recognizing that the diastolic blood pressure also has to be controlled because it can increase risk for stroke is a good step forward in our management for blood pressure," said Dr. Nieca Goldberg, a cardiologist at NYU Langone Medical Center and medical director of the Joan H. Tisch Center for Women's Health, who was not involved with the research.
systolic and diastolic hypertension can be treated with the same kinds of medications, but some doctors may need to switch the medicines or doses to get patients below that 130/80 mmHg mark.

For healthy blood pressure, both numbers matter

3 annotations

disease

www.nbcnews.com

4632

One of the existential questions of the debate has been how to compensate health care providers if balance billing — which is what happens when patients are responsible for the costs not covered by their insurer — is prohibited.
This approach has been favored by groups representing employers and insurance plans but draws disdain from medical specialty provider groups. Those doctor organizations, which include specialists like emergency physicians and anesthesiologists, prefer arbitration, sometimes called “independent dispute resolution.
The House is taking a step in the right direction,” Cassidy said in an email. “We need to end up in a place that gives patients security while having a level playing field for providers, hospitals and insurers.”

Surprise Medical Bill Legislation Takes A Step Forward, But Will It Lead To A Step Back? | Kaiser Health News

3 annotations

government

khn.org

4659

health. If members had called any major medical association to testify, they would have heard how pot commercialization is not in the public’s interest.
disadvantaged communities. Let’s press pause and listen to the medical and scientific experts. A policy of legal pot is too far, too fast.

Committee hearing on marijuana policy overlooks science and medical experts | TheHill

2 annotations

health and fitness

thehill.com

4409

Biden would also empower Medicare to directly negotiate drug prices, allow the importation of prescription drugs from abroad and extend tax credits to help tens of millions of Americans buy lower-priced health insurance.

Biden unveils health care plan: Affordable Care Act 2.0 - POLITICO

1 annotations

drugs

www.politico.com

4315

區塊鏈技術是一套複雜的算法，讓所謂的加密貨幣（包括比特幣）無需中央賬本即可通過計算機網絡進行電子交易和驗證。
巴克萊(Barclays)、瑞信(Credit Suisse)、加拿大帝國商業銀行(CIBC)、滙豐(HSBC)、三菱日聯金融集團(MUFG)和道富(State Street)已聯手進一步研發“多功能結算幣”(utility settlement coin)，這種貨幣由瑞士的瑞銀(UBS)創建，旨在讓金融市場更有效率。

全球六大銀行擬聯手推出數字貨幣 - FT中文網

2 annotations

4928

I think what you need to remember about Nike is that they're an international brand. They're huge. They're all over the place. So even though part of their supply chain is going to be bought in China, that doesn't necessarily mean that the Chinese goods are going to have to be imported from the U.S. And I think that's kind of what has helped them mitigate the tariffs so far because say, you know, they could, they could have production out in Vietnam and that gets important to the U.S., but all the Chinese supply chain, that part of their supply chain can get distributed all across the rest of the world
Analysts expect Nike to report earnings per share of 66 cents on revenue of $10.15 billion.

Just Don't Worry About Trade? What China Means for Nike Earnings - TheStreet

2 annotations

company

www.thestreet.com

4455

New research reinforces the idea that the absence of certain bacteria in the gut can cause food allergy, a condition that affects millions of people. The study also suggests that replenishing key gut bacteria could offer a way to treat food allergy.

Could certain gut bacteria protect against food allergy?

1 annotations

food allergies

www.medicalnewstoday.com

4272

FedEx’s (FDX) top executive assailed current U.S. trade policy as more protectionist measures threaten to upend the courier company’s business plans and take a bite out of its bottom line.
“So clearly, we’ve been very disappointed over the last few years with the assumptions that we made on the growth in international trade, particularly with the Trump administration.”

FedEx CEO says trade war surprised him like a 'Mike Tyson' punch in the face

2 annotations

company

4342

A former senator and expert on retirement security noted that "we've sort of fallen into" a retirement system built around 401(k) plans but you would "run into tremendous resistance politically" if you tried to change it.
The senator advocates a series of measures, from improving access to retirement plans at work to modernizing Social Security that he says "would dramatically increase retirement income." Conrad added "the estimates are it would increase the retirement income in this country over the next 40 years by 50%."
In the months ahead, a number of partners of the Funding our Future campaign from across the political and business communities will appear on Yahoo Finance to discuss some of the challenges facing the U.S. retirement system

Former Sen. Kent Conrad: 401(k) plans were "never designed to be the retirement plan for America"

3 annotations

work

4744

預計在明年啟用的這種大型自動販賣機，將成為中國的消費主義、乃至全球崇尚即時滿足的時代精神的新象徵。
阿里巴巴計劃將自動販賣機插入其生態系統，這個系統包含融資和有關買家信用狀況的數據。
芝麻信用(Sesame Credit)
“買車跟買飲料一樣方便”
天貓(Tmall)電子商務平台
這種業務模式有助於降低成本，包括儲存以及保持汽車清潔和光鮮所需的人力。

天貓將在自動販賣機上賣汽車 - FT中文網

6 annotations

8126

Gold is another potential hedge that gives you a sound store of value just in case.
Make sure you don’t have too much invested in big technology stocks
Picking specific sectors to invest in is very tough right now.
Look instead for stocks with more attractive price-to-earnings ratios.
I disagree with those who say now is a good time to rotate out of the U.S. and into overseas markets. I say, not just yet.

The Best Move You Can Make with Your Investments in 2019 | Money

5 annotations

advertising and marketing

time.com

6952

, generally, the action of the leading stocks, which have been large growth names for some time, remains in good shape.
: Watch the major averages and the leading stocks. That’s it. Those two indicators have withstood the test of time,
But the averages and leaders do serve to keep one on the right side of the market.
Meanwhile, Apple AAPL, +0.40% Facebook FB, +1.21% Tesla, Paypal PYPL, -0.15% Alibaba BABA, +0.29% Salesforce.com CRM, +0.66% Baidu BIDU, +1.86% and Tencent Holdings TCEHY, +0.95% trade close to their highs.
. In most cases, a position should not be entered when price is extended, i.e. more than 5% past the top of its base for breakout buys.)
Tesla gives a good account of itself as it repairs its chart pattern following the June-July slide from $386 to $303. Price sits at $345. There has not been any high-volume selling in weeks. The $370 swing high of Aug. 9 offers a convenient way of entering the stock without taking the risk of it rolling over from here.
To sum, our two primary indicators, the price-volume behavior of the averages and the action of the leading stocks, point to the market’s direction being up.

These 2 simple indicators say stocks are headed up - MarketWatch

7 annotations

investing

8117

Multiple economists have lowered their forecasts for third-quarter GDP,
As far as hurricanes Harvey and Irma, there certainly have been consequential effects on people's lives
the product rollout Apple has scheduled for Thursday could well be the biggest event.
Apple shares could take a hit. In fact, venture capitalist and former Apple analyst Gene Munster last week predicted the stock could be teed up for a drop of 10 percent or more following its massive rise over the past year
In the most recent American Association of Individual Investors survey, just 29.3 percent are bullish, or of the belief that the market will be higher in six months.
Neutral impact. Most things will remain unchanged in the economy." "An opportunity for energy companies to raise prices. Financial/insurance industry will take a hit."

Stocks this week: Three things to watch as Irma rips through Florida

6 annotations

investing

8179

Peter Garnry said two weeks ago that global stocks were headed for a correction in the second half of the first quarter. While the head of equity strategy at Saxo Bank didn’t get the timing exactly, his alarm bells on the run-up in equity markets were on point.
, Garnry says the declines are likely to be short-lived
The S&P 500 Index fell 6.2 percent in two days, its biggest such decline since August 2015, after yields on 10-year Treasuries climbed to a four-year high of 2.84 percent
Still, Garnry says it’s too early to predict a bear market.

Strategist Who Called Stock Slump Says It Will Be Short-Lived - Bloomberg

4 annotations

investing

6791

許多人頻頻陷入財務困窘的根本原因在於：他們錯把債務當成資產買進。例如，賭上全部身家所買的房子，可能導致生活拮据；而再昂貴的跑車、再高檔的西裝，只要一離開店家，立刻就貶值。
要你扭轉用錢的習慣：先把收入用來建立自己的資產，像是投資股票、基金，再將股金、利息這些「多餘」的現金繼續用來投資，等到資本累積到一定程度之後，再來置產。
上進的上班族多半是這樣想的：只要把專業能力磨練得更強、努力工作，一定可以獲得升遷、提高收入，結果反而沒時間去搞懂理財知識和工具。這就是《富爸爸，窮爸爸》裡面提到的，「只有窮人和中產階級才會為了錢而工作，富人想的是如何讓錢為自己工作。」

窮人存錢消費，富人賺錢投資！一張圖看出金錢觀大不同｜經理人

3 annotations

6809

But along with some of the more unsavoury anecdotes - unwashed blankets and filthy drinking water, for example - emerged some interesting and even useful insights about air travel.
clinical study conducted by Lufthansa found that 'fluctuating air pressure of aircraft cabins makes passengers crave acidity and saltiness, which tomato juice satisfies'.
Some pilots get distracted by their laptops and cellphones during flight,' she wrote, adding: 'Pilots make mistakes all the time about airspeed, altitude, landing, etc. But they're corrected on time and therefore they never tell anyone about it.'
Your coffee is made of the same water coming out of the bathroom sinks. And most of them have a hundred times bacteria over the govt limits.'
Do not ever drink water on an aircraft that did not come from a packaged bottle.
Middle seats are the seats that fill up last on flights, so if you’re travelling in a pair, select window and aisle and have a good chance of having an empty middle seat if the flight is not full

Airline insiders reveal the industry's best-kept secrets on Quora | Daily Mail Online

6 annotations

transports

www.dailymail.co.uk

5767

I see a lot of peers, young people, that say, 'I have got to buy a house because I have got to get into the real estate market because it is a great investment.' And then they take all of their money and they put it in a house, and then they put all of their income and they put it towards their mortgage,"
Katchen says new homeowners end up having to limit the amount that they go out with friends or visit their families because they are cramped by making payments toward their house.
There are better investments than real estate, Katchen says:
For me, that is a terrible investment, because you are buying this thing but sacrificing your life to do it,
After a couple years working at the consulting company McKinsey, Katchen joined his two friends in 2011 to grow their Y Combinator-backed start-up 1000memories, which turned smart phones into photo scanners.
Katchen is not alone in suggesting that young people think twice about home ownership. "Why is the goal in America always to buy a house?" asks Ramit Sethi, personal finance guru and author of The New York Times best-selling book "I Will Teach You To Be Rich," in a blog post.

CEO who manages $1 billion: Buying a home can be a terrible investment

6 annotations

buying and selling homes

8223

台灣動物權保障有著2大難題：寵物棄養的數量及可繁殖的流浪動物數量。
「毛孩送行者」
The vet in Taiwan who 'euthanised' herself https://t.co/CToKYOCz2o pic.twitter.com/fdjN5dqPQH— BBC News Asia (@BBCNewsAsia) 2017年2月2日
但人們還是會棄養狗兒，他們有各式各樣的理由：狗太兇、狗不夠兇，狗太會吠、或是狗吠得不夠
人們也開始質疑，為何台灣對抗棄養動物的前線工作者會受到如此龐大的壓力。
執行安樂死的工作人員並沒有獲得心理諮商協助。事實上，為這些行業及其他領域提供心理治療，在台灣是聞所未聞。
4日起，動保法修正案正式實施，其規定包含，動物安樂死為非法、動保預算將增加40％至新台幣5億元、嚴格審查棄養案件，並對棄養飼主處高達新台幣約3880元的罰則。

台女獸醫死諫近1年　BBC細述台灣動保困境

7 annotations

today.line.me

8051

If you don’t change, you won’t survive the ever-changing business world. That doesn’t just include new technology or a new advertising model, but also the business model, which has always been the core of failures in businesses.
Cash flow is king.
Embrace change.
Buy and hold.
Mentally divide your financial strategy into two parts: positive cash flow and owning long-term wealth-creating assets. Don’t mix them together like many people do
Turnover is vanity. Profit is sanity. Cash flow is reality.

12 Life-Altering Financial Secrets From Top Wealth Creators

6 annotations

business and industrial

7571

, shopping for a school should be the last step after fully understanding all financial resources available for college, such as savings accounts, 529 plans, each parent’s cash flow and savings, etc.
there are thousands more private scholarship and grant opportunities, and you should spend as much time as possible hunting them down
Picking or sticking with the wrong degree.
In fact, a study conducted by Finder revealed that nearly 2 in 5 Americans don’t think their college degree was worth the money.
ensure you evaluate all options and talk to career counselors,” McDermott said. “If you realize mid-study that you’ve made the wrong choice, remember it’s not too late to make a change.”

7 Biggest Money Mistakes Every College Student Should Avoid | HuffPost

5 annotations

personal finance

www.huffingtonpost.com

7747

whose weekly earnings exceed those of 90 percent of all full-time wage and salary workers, made at least $2,095 in a typical week last year, according to the report released Jan. 24. Those in the bottom 10 percent earned less than $415
Top wage earners last year made 5.05 times what their lowest-income counterparts took home, the widest gap in data going back to 1979,
The 2016 figures were reported by the Labor Department this week along with its fourth-quarter data from a survey of U.S. households.
While the economy has grown at a historically modest 2.1 percent rate on average in the current expansion that began in mid-2009
Whether paychecks also reflect less inequality in coming years is anyone’s guess.

U.S. Wage Disparity Took Another Turn for the Worse Last Year - Bloomberg

5 annotations

work

10381

low-income families are underrepresented on the programme,
The areas with the biggest “class gap” included Yorkshire and the Humber, the North East and the South West.
Youngsters from poor families took up only 10 per cent of apprenticeships,
Young people from better-off families are taking up most of the new apprenticeships
their training would not necessarily boost their job prospects. The commission found some evidence that apprenticeships were not “open to all”, with employers setting a minimum level of qualifications such as five good GCSEs in order to hire the best candidates. That risked excluding candidates who needed vital qualifications to progress in the workplace.
apprenticeships are open to those aged 16 and over, the majority of recent ones have been taken up by people aged 24

Government's £2bn-a-year apprentice scheme is disproportionately used by young people from wealthier families | The Independent

6 annotations

government

6623

wealthiest individuals are on a roll with billionaires in Asia
Led by China, the number of the region’s billionaires surpassed the U.S. for the first time.
In fact, the emergence of great wealth is bolstering art and sports more than ever before
A combination of geopolitical stability in Greater China, rising Chinese real estate prices, infrastructure spending, the growing middle class and buoyant commodity prices all joined together to boost wealth
self-made billionaires seeing their wealth rise faster than those who became rich through family ties
art prices have skyrocketed since early 2000s, more billionaires have turned to art both as a status symbol and an asset
American billionaires still control the most wealth

Asia Now Has More Billionaires Than the U.S. - Bloomberg

7 annotations

tourist destinations

7261

Default options like brokerage sweep accounts can have notoriously low yields, says Benz.
Don’t over look cash
the best available rates, according to MONEY’s annual Best Banks survey:
Another good option is putting money into CDs, especially if you’re looking for a low-risk cash account for retirement.
. Among the best available rates, according to MONEY’s annual Best Banks survey: Accoun

Streamline Your Portfolio And Earn More, In Three Easy Steps | Money

5 annotations

investing

money.com

7578

比特币中国突然宣布9月底停止所有交易业务后，比特币连续第七天下跌，至3426.92美元，为一年来持续最久的跌势
成为其一年来持续最久的跌势
比特币价格今年大幅飙升，报价曾高达5000美元，相比2016年底上涨五倍。这引起了散户和机构投资者的关注。最近对资金管理人进行的一项调查似乎表明，这是世界上最“拥挤”的交易。
基金经理杰弗里•冈拉克(Jeffrey Gundlach)表示他会躲得远远的

比特币下跌11% - FT中文网

4 annotations

7935

Working hours were shortened to 6 for the 68 nurses at the Svartedalen old people’s home, who got to keep the same salary level.
To cover for the reduction, the city had to hire 17 extra staff at a cost of about 12 million kronor
employees at Svartedalen residential home felt healthier, which reduced sick-leave absence
It’s far too expensive to carry out a general shortening of working hours within a reasonable time frame
It’s associated with higher costs
While historical data shows that the length of average working days has fallen in Sweden over the past century, there are currently no plans to establish six-hour working days at a national level.

Swedish Six-Hour Workday Runs Into Trouble: It’s Too Costly - Bloomberg

6 annotations

government

15599

41 percent of U.S. counties suffer from high levels of combined poverty and income inequality, up from just 29 percent back in 1989.
more than 70 percent of counties have either high levels of inequality, high levels of poverty, or both.
chart below shows the level of inequality by various types of counties
The combination of inequality and poverty increased from 22 percent to 46 percent of small and mid-sized counties and expanded from 35 percent to 44 percent of rural and non-metropolitan counties over that same time period.

Inequality and Poverty Overlap In More U.S. Counties - CityLab

4 annotations

society

www.citylab.com

8900

"I really want to clear my life to make it so that I have to make as few decisions as possible about anything except how to best serve this community," Zuckerberg said.
"My life couldn't be happier. In fact, it'd be worse if I had six or eight houses. So, I have everything I need to have, and I don't need any more because it doesn't make a difference after a point."
Premji also flies economy, drives secondhand cars, and always reminds employees to turn off the lights at the office.
The self-made billionaire packs a lunch of a sandwich and Gatorade before work every day and, until recently, he shared hotel rooms with colleagues during travel.
Like fellow billionaire Mark Zuckerberg, the Spanish fashion magnate maintains a simple uniform. His consists of a blue blazer, white shirt, and gray pants that he wears every day.

Habits of billionaires who choose to live frugally - Business Insider

5 annotations

business and industrial

8293

Iruma, north of Tokyo, launched a free service to help find residents who have strayed. A local company developed one-inch waterproof QR code stickers that can be affixed to a person’s fingernails or toenails. The stickers last about two weeks before deteriorating
In 2015, a record 12,208 Japanese people with dementia were reported missing
Related products, such as shoes equipped with a GPS device that send a family member a message if the wearer leaves a set area, are used in Japan and elsewhere.
With dementia sufferers a growing segment of this aging population, Prime Minister Shinzo Abe’s administration issued a plan in early 2015 that provides a framework for the country to cope with the condition. The “New Orange Plan” set aside increased funding and called for such measures as better early detection methods,
companies have marketed wristbands with GPS tracking for people with dementia.
Japan is already the world’s oldest society, and by 2035, one in three of its citizens will be 65 or over.

In Japan, Using Tech to Track Residents with Dementia - CityLab

6 annotations

tourist destinations

www.citylab.com

6369

在金融政策領域，沒有什麼問題比區塊鏈的影響更有爭議了
另一個時常出現的說法是區塊鏈會消滅現存的基礎設施。
更普遍地說，服務共享可能成為今後10年銀行業的核心關鍵。監管將扮演支持這一轉型的關鍵角色。
區塊鏈也許會帶來戲劇性的改革。一旦它做到這一點，將會出現輸家——就像證券交易所在經歷技術劇變時，場內交易員發現自己變得多餘那樣。不過，這並不意味着所有中介的末日。相反，它將振作贏家，
摩根士丹利(Morgan Stanley)近期一份報告列出了銀行業採用區塊鏈技術的十個潛在障礙。這些障礙中有半數需要政府當局合作才能克服。區塊鏈技術的普及有賴於法規，而大部分法規尚未出台。

區塊鏈革命一旦發生 - FT中文網

5 annotations

8354

If your tax rate is decreasing, consider changing your withholdings
“Tax-planning moves should be part of a larger financial plan
The professionals’ advice: Start the new year looking at your taxes not one deduction at a time, but from a comprehensive perspective.
If you’ve been putting off an expensive medical procedure, you may want to schedule some appointments in the coming year. For the 2017 and 2018 tax year, you can deduct out-of-pocket medical expenses that exceed 7.5 percent of your adjusted gross income

Start 2018 with a new strategy for your taxes - The Washington Post

4 annotations

business operations

www.washingtonpost.com

7385

11. Netherlands
This country boasts one of the highest literacy rates in the world

Countries with the best quality of life in the world

2 annotations

mathematics

uk.businessinsider.com

7191

法國員工重視個人自由，不太願意受約束，造成迪士尼服務規範在巴黎很難推動，服務更無法做到美國的要求
2016，東京迪士尼來客是3000萬人次；同年，巴黎園區遊客為1340萬人次。巴黎迪士尼更是一路走來坎坷，在1994年瀕臨破產。2002～2003年，雖然增設了迪士尼影城，票房也欠佳。2004年12月，巴黎迪士尼二度宣告破產，直到2016年損失約10億美元。
導入創新需符合在地文化，東京迪士尼成功轉移3脈絡
文化相近，為什麼當美國創新移到法國後卻格格不入？為什麼迪士尼在巴黎受到排斥，卻在東京大受歡迎呢？我們可以從3個脈絡分析其中的文化意涵。
法國人比較沒有伴手禮文化，法國父母也覺得紀念品不環保又浪費錢。日本人就算不玩遊樂設施，也喜歡到園區裡遊逛，法國人正好相反：他們不喜歡進入園區只能吃速食，還只能坐在被鐵釘固定住的長板凳，好像被美國人教訓該吃什麼，該如何生活。

為何迪士尼在巴黎瀕臨破產，在東京卻大受歡迎？｜經理人

5 annotations

7265

According to consultant Kathy Ruffing, the two wars account for about $2 trillion of the debt, including interest.
The U.S. spent heavily on the wars in Afghanistan
The U.S. is approaching $20 trillion in national debt
, it’s that both parties share responsibility for boosting the debt. Fighting wars, big tax cuts and economic stimulus packages have all added to the burden over the years.
debt held by the public would rise to 150% of the total economy in 2047 from the 77% it’s at now

Here’s how the U.S. got to $20 trillion in debt - MarketWatch

5 annotations

investing

11055

Career website Glassdoor Inc. has released its annual report on the best places to work based on employees who elected to anonymously submit a company review on its website over a 12-month time frame
Bain & Company Inc., has been in the top five since the list's inception in 2009 and has been No. 1 three times.
Airbnb has definitely dropped amongst the most ever,"
Airbnb continues to grow, and employees say it's now harder to find work-life balance, opportunities for advancement, and transparency from the top
Clorox Co., Forrester Research Inc., Keller Williams Realty Inc., Microsoft Corp., and Lululemon Athletica Inc. all made the list for the first time this year.
One SpaceX employee cited a sense of fulfillment and the ability to work on "exciting, fast paced projects" at Elon Musk's aerospace manufacturing company,

The 50 Best Places to Work, According to Glassdoor - Bloomberg

6 annotations

financial news

10408

At some point the economy is going to slow. We will have higher interest rates to go along with that, and that’s going to hurt valuations.”
“Right now I feel like everyone is so pessimistic and just so ‘glass is half empty’ that I would expect you could see the yield spread get a lot wider before we hit a bottom,” Chris Zaccarelli, chief investment officer at the Independent Advisor Alliance, said by phone. “On the other hand, I already think the sell-off has gone too far, so who’s to say?”
So where’s the floor? Below are four views that tackle the question from the perspective of valuation,
we believe there is short-term upside to the S&P 500.”
Growth will decelerate next year, but still far above zero as implied by the equity market, according to Goldman strategists led by David Kostin. The firm’s economists forecast a 2.5 percent increase in next year’s gross domestic product.

Where's the Bottom? Valuation Cases for an Unstable Stock Market - Bloomberg

5 annotations

programming languages

7093

新移民和老一代亞裔美國人在理念上的嚴重分歧
題目是：《關於新移民——給美國亞裔活動家的一封私信》。
新移民對已融入美國社會的亞裔美國人感到很憤怒。
我非常理解吳先生提到的國人常見的通病。比如，一些中國人開車惡習多多，夜間開車打遠光燈，開長途長時間占據快車道，霸著路不讓別人超車等。多數美國人開車比較禮讓，在超車後會自覺換到慢車道，以方便其他車通過，開遠光燈的很少。再比如很多中國的暴發戶，喜歡炫耀名牌和財富。凡此種種，就連很多中國人都不喜歡的行為，美國長大的吳先生覺得難以接受，完全可以理解。
新移民在許多問題上和本土亞裔美國人的理念截然不同：“從高等教育多元化，到‘非法’移民、同性戀權利、警察暴力、體罰、死刑等問題，不管你在組織什麽抗議活動，他們毫無例外地站在你的對立面。即使在環境問題上，他們也擔心對魚翅或某種瀕危物種的保護會影響到自己對山珍海味的熱愛

美國華裔教授一封信引發的軒然大波 - FT中文網

5 annotations

8255

投資的基本原則
《巴菲特的投資原則》
我們絕不對合夥人保證一定會有多少投資報酬。
道瓊工業指數（Dow-Jones Industry Average，簡稱道瓊指數）
的結果。
我們講年度投資損益時，是以資產的市值為準，也就是年底的資產市值與年初時比較的結果。
安全邊際（marginof safety）以及分散投資
反向分散投資策略（contrarian diversification strategy
要評斷投資績效，我認為最好是看5年的數字，不然至少也要看3年的數字。
複利作用
巴菲特三種主要「操作方法」，包括低估型投資、套利型投資和控制型投資

態度比智商更重要！巴菲特不變的投資基本原則｜財經時事｜投資理財｜2017-05-10｜天下雜誌出版｜天下雜誌

11 annotations

www.cw.com.tw

8129

平台應用正把商品和服務（單車、閑置卧室甚至太陽能）的所有者與大量潛在用戶連接在一起。傳統上關注於銷售商品的公司（包括服裝零售商和汽車製造商）現在正探索會員制和租賃選項。
，我們正進入一個新時代：消費者更重視使用而非擁有，更重視體驗而非資產。
當
科技集團正鼓勵消費者重新思考他們對一切事物的態度
每一個都代表着擁有的喜悅

共享經濟時代的贏家和輸家 - FT中文網

5 annotations

7430

Never let anyone own your schedule.”
Start by blocking times for specific activities,
You can then convert your calendar into a series of blocks
Schedule your calendar like a to-do-list.
your routine will probably change throughout the year. But, it’s better to have a plan that changes than no plan at all
You'll see how much time is actually spent producing results and how much time is wasted on unproductive thoughts, conversations and actions.”
blocking out time for working out, eating, walks and other important activities in my life. If I don't make time for them, other things will always get in the way.
Much like a meeting, they have a set and scheduled time for this task to be accomplished.
In my early days of freelancing I multitasked like it was going out of style. I eventually realized that doing more than one thing at a time is ineffective and stressful.
research now shows, the human brain isn’t capable of multitasking.
Batching is basically where you find similar tasks and then lump them all together to make a task-batch
To be honest, 30-minute meetings and 10-minute calls are ideal. A 10-minute phone call with a prospective client is more than enough for me to know what their needs ar
Still, just remember that it's impossible to get everything done. “Also remember that odds are good that 20 percent of your thoughts, conversations and activities produce 80 percent of your results,

Managing Your Schedule Like a Boss: Tips the Experts Never Tell You

13 annotations

children

7410

對失業工人提供新技能培訓的常見政策解決方案並不總是像政策制定者所想的那麼有效。戈爾茨坦寫道：「事實證明，在簡斯維爾及其周邊地區，職業再培訓並不是一條通往更多工作機會或更好薪資待遇的路。
其他入圍圖書——題材從硅谷的性別歧視到iPhone的歷史——的作者們每人都獲得了1萬英鎊獎金。這些圖書是：戴維•恩里奇(David Enrich)所著的《蛛網
這部作品考察了2008年通用汽車(General Motors)決定關閉威斯康星州簡斯維爾的一家裝配廠造成的影響，追蹤了工廠工人及其家人、當地政治人士、地區工會和企業的命運。
羅聞全(Andrew Lo)所著的《適應性市場》
今年的英國《金融時報》/麥肯錫年度最佳商業圖書獎(Financial Times and McKinsey Business Book of the Year Award)，頒給了一部講述美國一家工廠關閉給當地社區造成的影響的著作

2017年度FT/麥肯錫最佳商業圖書獎公布 - FT中文網

5 annotations

《旅行青蛙》紅什麼》開發團隊透露4個特點　和一般遊戲大不同 - Smart自學網|財經好讀 - 好生活 - 居家休閒(旅行青蛙,旅かえる,幸運草,HIT-POINT)

7868

中國的用戶占了95%
，日本手遊《旅行青蛙》（旅かえる）真的稱得上洗版了
青蛙就會動不動出去旅行（或是選擇待在家），出去多久不明，最長可到4天，偶爾會寄照片回來，更好一點的，還會記得帶個伴手禮回家
遊戲設置很特別，玩家與青蛙不用對話，只需要每天種植和採集「幸運草」，用來購買青蛙的食物
4.只需要零碎時間就能玩，幫用戶排解無聊感
1.玩家角色轉為被動，等待青蛙給驚喜
3.目標客群明確，針對10歲～30歲女性製作易被分享的Q版設計

7 annotations

smart.businessweekly.com.tw

7512

將過去十年中國房地產調控歸納之為中國式的「房價-收入螺旋式上漲」的化解泡沫模式。在筆者看來，造成這種局面的因素眾多，其中，中國獨特的制度因素是難以忽視的重要原因
中國房地產市場走勢與政策的短期化態勢是十分明顯的
這樣的預期存在巨大風險的。筆者在另一本專欄文章《房地產國家牛市存八大風險》中提到的，一旦缺乏收入改善預期等基本面支撐，短期內過快過大房價上漲可能超出可承受範圍，增加經濟脆弱性與金融風險；而樓市香港化趨勢明顯，
中國社會已普遍堅信中國房價只漲不跌的神話，以及其背後獨特的制度因素如政府已為房地產背書，這種房地產螺旋式上漲是過去十幾年中國房地產市場的常態。
中國房地產市場與政策正處於十字路口。關於中國房地產未來，當下有兩種截然不同預期。一種認為，中國樓市正處在巨變的前夜，房產稅、租售同權、土地供給改革等將使得中國房地產市場告別短期波動劇烈，
究竟未來中國房地產政策與市場會如何演變？是巨變的前夜還是難逃屢控屢漲？

2018：巨變前夜的中國房地產？ - FT中文網

6 annotations

6771

it is starting to look like a bubble, and that should be making investors everywhere feel nervous. Why? Because it tells us that financial crazes are back. Because it will lead to overinvestment and wild speculation
An investment of $1,000 in bitcoin in 2010 would be worth more than $38 million today,
On another level, however, the bubble could matter a lot. Here are three reasons why it should be making investors, whether they have any cryptocurrencies in their portfolio or not, feel anxious.
It may well start to break out of a small techno world, and become a mainstream asset, like the dollar, or equities, gold or bonds.
Finally, if bitcoin crashes, it might not do that much damage. $30 billion can disappear without leaving much of a trace in the capital markets.
First, like any mania, it will lead to overinvestment, and that will lead to a misallocation of capital.

Three reasons to fear the coming crash in bitcoins - MarketWatch

6 annotations

investing

8513

受到這些不確定因素打擊。英鎊上週創下1.26美元的4個月新低。
以下是下週最重要的5件財經大事
除了基層勞工　3萬多外國人在台灣都做些什麼？（6/26 內政部公佈5月底合法居留外僑人數）
一共是69萬3千人。扣除近58萬的基層外勞和未工作的眷屬、小孩，真正在台灣工作的外籍人士只有3萬多人
連3個月走低　台灣景氣讓人憂心。（關鍵事件:6/27 國發會公佈5月景氣燈號）
台灣的景氣對策分數，從去年9月一路攀升到今年一月達到29分，眼看再多兩分就可以達到突破綠燈的臨界點，沒想到2 月開始連續3 個月走低
#4「雙梅」過招　英國脫歐內外煎熬。（關鍵事件:英國國會辯論脫歐及新政府組成）

財經週報：外國人都在台灣做些什麼？｜財經時事｜財經週報｜2017-06-25｜即時｜天下雜誌

7 annotations

www.cw.com.tw

8217

最重要的是一定要有自己的計畫，哪怕一個月只存個幾千塊也好，都一定要落實執行，直到養成了存錢的習慣，再加上一些投資技巧，存款的速度就會越來越快
從第一份薪水入帳後，他不管每個月拿到多少錢，都只留5000元不動，剩下的錢全部轉到別的帳戶，到了月底不夠用再自我調整
沒花完就累積到下個月轉出

1桶金不是夢！月薪4萬作業員 5年速存200萬「靠這招」

3 annotations

today.line.me

8207

2017年以来，中国对外贸易一改2015-2016长期同比负增长的状况，
2017年初中国出口的回暖主要得益于外需的增强，这主要表现为中国对“东盟10+6”成员国、美国、欧盟出口的增加
中国对“东盟10+6”成员国出口的增加，可能也间接反映了中国在全球产业链地位的逐步提升；

中国对外贸易为何回暖？ - FT中文网

3 annotations

6541

整合了施羅德投資團隊的集體智慧，整理出以下幾個主題：
我們看到的主要風險在於通貨膨脹的上揚
我們在多元資產投資組合中仍相對偏好股票
假設政策的制定者可以通過控制通貨膨脹來保持經濟復甦力道，我們不應該太過擔心全球債券的下方風險。當然，通貨膨脹的動向是重點。
事實證明，市場並沒有受到這些因素的影響，利率和市場波動都仍接近歷史低點，而股市則不斷創下新高。
在中國方面，評價面看起來並不便宜，房地產市場的去槓桿、以及原物料成本的上揚對企業利潤都是不利因素
抱持著謹慎樂觀的態度

施羅德投資集團執行長：2018年依舊適合投資 - 全球財經關鍵現場

7 annotations

schroders.cw.com.tw

7158

So what comes next? Is it a gentle slowdown or something more severe
, higher-yielding dividend-paying stocks have outperformed the market and have offered an attractive source of return.
Typically bull markets don’t die from old age. But they will die from either a recession or speculative excess. And right now we really don’t see either, although you start to see warning signs in both
We do expect growth to fade a bit as tariffs bite, and the impact of the tax cuts from this year won’t be as strong next year
Is the IPO market also overpriced
We don’t follow Tesla. But part of the reason is, their debt’s junk rated. We wouldn’t look at it until it becomes investment grade
Our turnover is about 20% a year. And when we make an investment, we are really thinking about a five-year investment time horizon
. But there’s another, super-fast-growing part of the business, which is driven by APIs [application programming interfaces, platforms for building new software].
Many people are very pessimistic about trade and tariffs—they’re worried about contagion. All you need is some good news there, and you see probably a very rapid rebound and a much better price performance
There’s been a lot of concern of late about a slowdown in China’s economy. Kate, how does China shape your thinking right now
Many people are looking at places like Argentina or Turkey and saying, “Oh, all emerging markets are this way.” Well, no, emerging markets have really shifted to be more China-focused,

Best Stocks 2019: Investing Tips and Advice from Experts | Fortune

11 annotations

investing

fortune.com

7146

He refers to psychology and behavior as it relates to greed versus fear
, I'll include a book that comes out in the first week of 2019
Mastering the Market Cycle: Getting the Odds on Your Side by Howard Marks
In Mastering the Market Cycle, Marks expounds on one of his "most important things" — studying market cycles and learning how to spot the next trend
, his commentary can be esoteric so I would recommend this book for a more advanced investor
Financial Independence (Getting to Point X): A Comprehensive Tax-Smart Wealth Management Guide 2nd Edition by John J. Vento
Vento walks you through all you need to achieve financial independence, or what he calls "getting to Point X." He covers every financial topic you can think of
Swedroe and Grogan's newest book Your Complete Guide to a Successful & Secure Retirement,

The 7 Best Money And Investing Books Of 2018

8 annotations

investing

6948

Online shoe startup Taft actually launched one during dinner
The old city center in Almansa, Spain, near the shoe factory.
Sewing is done manually, as shown here. The upper is then attached to the outsole using a process called Blake-stitch construction
Taft's traffic started spiking because of a favorable Reddit mention. "I realized if we missed that moment, we might not get it again," Kory says.

How a Viral Reddit Post Helped This Sock Entrepreneur Launch a $5.7 Million Shoe Business in a Day | Inc.com

4 annotations

running and jogging

www.inc.com

7351

我不認為有優劣之分，兩國的教育制度都適合各自的國情。當然，各有千秋。
，英國中小學教育基本寓學習於娛樂之中，對基礎知識的學習不像中國學校抓得那麼緊。
這樣的成績意味著，學生有可能考上一流大學。另外一個數字顯示，85％中學畢業的華裔學生都升入大學繼續學習，而其他族裔學生只有三分之二中學後進入大學。
那麼，除了這些明顯的原因，為什麼在英國華裔孩子的表現竟超過了英國本土孩子呢？是他們格外聰明刻苦，還是教育制度的原因？
不少來自發展中國家的家庭和孩子，特別是家境貧困的孩子，或許更珍惜他們在英國所享受的教育，他們希望充分利用優良的而且是免費的英式教育，從而進入大學，獲得高等教育文憑，

為何英國的華裔中小學生成績獨佔鰲頭 - BBC 中文网

5 annotations

www.bbc.com

7038

. The fourth biggest drop came on September 17, 2001, the first day of trading after the 9/11 terror attacks.
The Dow fell 1,175.21 points, the largest one-day point drop in history.
The previous holder of that dubious honor was September 29, 2008, when the Dow dropped 777.68 points after the first version of the TARP bailout program failed in Congress.
The drop extends losses from last Friday, when the index fell 665.75 points, the seventh largest one-day drop ever.
It's worth noting that these are point drops and not percentage drops. As the Dow has gotten steadily higher over the last several decades, larger point drops translate into smaller percentage drops.

Largest stock market drops in history - Business Insider

5 annotations

investing

7492

最後一個億萬富翁吸收資訊的秘訣，就是他們願意花大錢及時間以閱讀更優質、更大量的內容。洛裴滋指出，當要為買書、買內容而花錢，億萬富翁的眼睛連眨都不會眨一下，而這和財富多寡無關，一般人也不該畏懼在這件事上投資。「世上有兩種行為不會讓你破產，一是從事慈善，二是投資知識，」洛裴滋說，學得越多、得到的也越多，因此不妨像億萬富翁一樣、大筆投資知識。
每天閱讀一本書、並在線上讀書會中推薦值得閱讀的書，練就一身功夫
許多億萬富翁都把閱讀視為他們致勝的優勢。巴菲特（Warren Buffett）就曾透露自己每天閱讀500頁，知識才會如利息一般累積
總結自己一生所學的《美國製造》（Made in America），就是一本值得閱讀的書。
你絕不會在他們的書架上找到「格雷的五十道陰影」或八卦雜誌

巴菲特每天看500頁的書！向億萬富翁學4個閱讀好習慣｜經理人

5 annotations

7385

Mixpanel, an analytics startup valued at nearly $1 billion, measures user engagement for mobile and Web apps.
Influencer marketing is indeed one of the hottest industries for launching a business in 2018,
5. Power to the People
We knew that this is part of a bigger problem, which is the inequality that black people face,
6 Hottest Industries for Millennial Entrepreneurs
Entrepreneurs under 30 are increasingly creating products and services for social-media influencers, from email marketing to user engagement metrics and other software.
Take Derrius Quarles, the co-founder and CTO of the Chicago and Brooklyn-based personal finance platform Breaux Capital. Since launching in 2016, his business has connected more than 1,000 men of color to its social network
ake Derri
The conceit is similar to that of TONL, a stock photography company born from the Black Lives Matter movement, which expects to book $188,000 in revenue this year serving up imagery that represents black and brown people

6 Hottest Industries for Millennial Entrepreneurs | Inc.com

9 annotations

society

www.inc.com

6769

They are not like AT&T, GM, or Exxon Mobil, requiring lots of capital to produce earnings. We have become an asset-light economy.
As a professional money manager and a Berkshire shareholder myself, it struck me: Had anyone heard their guru suggesting that they look forward rather than behind?
The next day, Buffett repeated his view in a CNBC interview and noted the lack of attention they had received.
A New Era of Value Investing
Buffett's comments received only passing mention in the press.

Buffett and 'Asset-Light' Investing | Seeking Alpha

5 annotations

investing

seekingalpha.com

7066

This book details the lives of three generations of extremely powerful women living in a rapidly changing China
Wild Swans: Three Daughters of China,' by Jung Chang
fascinating, moving, and filled with lessons of resilience and bravery."
Goldman Sachs just published its fourth-annual fall reading list.
'The Unbanking of America: How the New Middle Class Survives,' by Lisa Servon
Well-researched book about the population that is underserved in today's banking system and what we can do to change it

Goldman Sachs fall reading list 2018: The books you should be reading - Business Insider

6 annotations

religion and spirituality

7268

, trust me when I say that the right shifts to your mental routines will eventually have an impact.
the wealthy avoid making financial decisions when they're emotionally charged
"If you cannot control your emotions, you cannot control your money." --Warren Buffett
Spend at least an hour each day learning something random outside your job description.
Whether it's avoiding binge-shopping online or staying invested in your 401(k), realize that harnessing your emotions will reap big returns
on a busy day, most of us are guilty of jumping right into our emails, instead of prioritizing and figuring out which tasks will most grow our business or career.
Richard Branson used a specific decision-making tool, known as a decision stream,

Elle Kaplan: 7 mental hacks will make you wealthy and successful

7 annotations

business and industrial

8159

While benchmark Brent crude has fallen more than 9 percent over the past week, the Stoxx Europe 600 Oil & Gas index has retreated just 3.9 percent
p
investors they can now easily withstand such crude-price corrections.
. “The resilience is mainly linked to the fact that oil companies have an oil cash breakeven as low as $50 per barrel and their budget and share-buyback plans are based on $60
Oil stocks are decoupling from oil owing to the strong free cash flow,” said Christyan Malek,
Oil companies’ discipline during the 2014-2016 crash proved to investors they can now easily withstand such crude-price corrections

Why Investors in Oil Companies Don't Care About Crude's Drop - Bloomberg

6 annotations

energy

6769

周四，全球股市連續第三天觸及歷史高點。2018年的首個交易周在去年上漲的基礎上進一步攀升
但青睞新興市場股票的格蘭瑟姆表示，融漲可能會在今年告終——「很可能在未來6個月到2年之間
周四華爾街開盤後，道瓊斯工業平均指數(Dow Jones Industrial Average)攀升至25000點上方，而標普500指數(S&P 500)以0.4%的漲幅在創紀錄區間進一步推進
「我們預計，2018年全球同步增長將延續2017年後三個季度高於趨勢線的增速。」
格蘭瑟姆(Jeremy Grantham)曾正確預測網絡股泡沫和房地產泡沫，他表示：「作為一個見證過股市巨大泡沫的歷史學家，我也認識到目前有跡象顯示，我們正進入這一持續已經很久的牛市的沖頂回落或融漲階段。

全球股市以創紀錄高度迎來2018年 - FT中文網

5 annotations

6866

home prices rose 5.9 percent year-over-year in the mont
US home price gains reached a 31-month high in January, according to the S&P/Case-Shiller U.S. National Home Price Index.
20 largest cities, three reached their all-time highs in January: Seattle, Portland, and Denver
Housing and home prices continue on a generally positive upward trend
small increase in interest rates isn't expected to dampen home buying

US home prices rise 5.9 percent to 31-month high in Jan: S&P CoreLogic Case-Shiller

5 annotations

energy

4833

Codementor 皮爾愛迪
一年半內就投了 5 億，阿里巴巴公佈首批在台 9 家投資企業！
涵蓋醫療科技、人工智慧、電子商務、AR/VR 等領域
首批投資的 9 間企業，
中華開發資本與中經合集團
Health2Sync 慧康生活科技
基金的董事會成員除執行總監李治平外，還包括 AAMA 台北搖籃計劃共同發起人顏漏有、國泰世華銀行副董事長蔡宗翰、鴻霖全球運輸董事長暨執行長邱垂元、及阿里巴巴集團執行副主席蔡崇信。
Amwise 安智生醫
Appier 沛星互動科技
Bitmark
Codementor 皮爾愛迪亞
iStaging 數位宅妝
Jollywiz 樂利數位
NextDrive 聯齊科技
Viscovery 創意引睛

一年半內就投了 5 億，阿里巴巴公佈首批在台 9 家投資企業！ - INSIDE 硬塞的網路趨勢觀察

15 annotations

www.inside.com.tw

6693

Japan is the world's most heavily indebted rich country, with government debt more than twice as big as the national economy.
But Japan isn't facing an imminent financial reckoning. Most of its debt is held by the Bank of Japan and other parts of the government. Not much is in the hands of foreign lenders.
Since Abe took power, Japan has fallen from 14th to 26th among Organization for Economic Cooperation and Development members in the World Bank's Ease of Doing Business report
The country has been plagued by a series of huge corporate scandals in the past few years.
it also needs more cash to spend on social care for its already aging population.
Japan's unemployment rate is enviably low compared with those of some other major developed economies like France. But not all is well below the surface.

Japan election: Shinzo Abe's economy faces huge challenges - Oct. 20, 2017

6 annotations

tourist destinations

5146

In 2004, George W. Bush was in the White House, Beyoncé was in Destiny’s Child and more than 100,000 American troops were in Iraq.
Directed by Ang Lee and adapted from Ben Fountain’s novel, a National Book Award finalist in 2012,
Billy Lynn’s Long Halftime Walk” is about the gulf that separates modern soldiers from their noncombatant fellow citizens, a rift that is the subject of books like Phil Klay’s “Redeployment” and Sebastian Junger’s “Tribe.” The film is also, like Mr. Lee’s “Brokeback Mountain,” about love among men.
He is an elegant, contemplative filmmaker, observing strong emotions with a careful balance of sympathy and detachment. And even the chaos of combat and the circus inside the stadium have a choreographed, almost serene quality. You are not immersed in Billy’s world or his consciousness, but floating through them
The movie is being released in two forms: a 3-D, super-high-definition version with an accelerated frame rate in a couple of theaters and a more conventional version everywhere else

Review: Oscar-Winner Ang Lee’s Super-High-Definition Take on the Iraq War - The New York Times

5 annotations

movies and tv

www.nytimes.com

625

The transaction included 15 properties, including JW Marriot Essex House in New York and the Four Seasons in Washington
Chinese companies invested a total of $51.09 billion into the U.S. via 65 deals in 2016. That's a 360% surge from 2015
here's a look back at the five largest deals by Chinese companies in the U.S. in 2016.
3. Tianjin Tianhai Buys Ingram Micro for $6.07 Billion
The acquisition of Strategic had been on track to become the second largest U.S. acquisition by a Chinese buyer after Smithfield Foods's $7 billion sale to Shuanghui International in 2013.
The deal between Tianjin Tianhai and Irvine, California-based Ingram Micro marked the largest Chinese takeover of a U.S. information technology company.
Approval was thrown into question amid recent capital restrictions in China. In efforts to clamp down on capital flight, China's State Council issued restrictions on Chinese companies buying assets outside of their "core" area of business.
1. Anbang Insurance's $6.5 Billion Deal For Strategic Hotels And Resorts

The 5 Biggest Chinese Investments In The U.S. In 2016

8 annotations

business travel

1067

在高收入的经合组织(OECD)国家，自然资本仅占总体财富的3%，而人力和生产资本则成为财富增长的主要动力。报告指出，在贫穷国家，自然资本占到财富的47%。
如果一个国家将来自自然资源的收入挥霍在消费上，即使GDP增长看起来健康，人均财富也可能会下降
财富数据提供了一个前瞻性的指标，可以帮助政府更好地管理发展战略，
根据迄今最全面的尝试编制国家财富“资产负债表”的方法，在1995年至2014年的20年里，20多个国家的人均财富出现了下降。
GDP显示一段时期内收入和生产的流动，但没有提供关于人力、物力、自然和金融资产的信息，这些资本支撑了收入的增长。
尼日利亚的GDP在2014年油价大幅下跌之前蒸蒸日上，但由于历届政府都未能使用石油收入来改善基础设施，因此该国人均财富出现下降。他补充称，财富数据如果早些公布，就可能“揭发失败的政策”。

世行新经济指标：揭示各国人均财富的变化 - FT中文网

6 annotations

4793

He has access to different types of investments (preferred stock, venture capital) that are often unavailable to non-wealthy people.
More than half of the company’s value is tied up in its stakes of Kraft, Coca-Cola, Wells Fargo, and IBM. Nearly 40% of Berkshire’s portfolio stems from the consumer staples sector, while another 30% is tied up in financials.
Buffett has said he hasn’t invested in tech because he doesn’t understand it. While it’s wise to avoid investing in something you don’t understand, it also means he’s missed out on some big gains over the years.
You’re Better Off With Mutual Funds and ETFs
Berkshire Hathaway’s investment motives, however, are far more complex. While it is focused on building wealth over the long-term, it also makes decisions to please its shareholders in the short-term. It makes acquisitions that don’t make sense immediately, but have a broader strategic valu
investing like Warren Buffett isn’t easy, and an examination of Berkshire’s holdings indicates that average investors might not necessarily benefit by following his every move.
He Sometimes Invests With His Heart, Not His Head
He’s Missed Out on Technology
When tech took off in the 1990s, Warren Buffett was not on board. No big investments in Microsoft, Apple, or Cisco.
Warren Buffett is a great stock picker
But for most people, it’s foolish to try to invest in individual companies and expect to beat the broader stock market.
Mutual funds and exchange-traded funds offer the ability to invest in the broader stock market

7 Reasons You Shouldn’t Invest Like Warren Buffett | MONEY

12 annotations

investing

time.com

5833

Buffett believes simple low-cost index funds are the smartest investment most people can make
Burlington Northern Santa Fe (BNSF) Railroad was Berkshire's largest-ever acquisition. Berkshire already owned nearly one-fourth of the company,
In the aftermath of the financial crisis, Buffett decided to invest $5 billion into investment banking giant Goldman Sachs. a move that Buffett referred to as a "bet on brains."
Buffett bought shares of Coca-Cola for Berkshire Hathaway in 1988, and just under 30 years later, the stock is up by approximately 1,350% from Buffett's cost basis
In 2011, Buffett decided to purchase $5 billion worth of Bank of America preferred stock with a 6% dividend,

Warren Buffett's 8 most profitable deals ever - Business Insider

5 annotations

investing

5004

for the past several months, other factors have lifted stocks to all-time highs.
But just to make sure, Business Insider spoke with the managers of three multibillion-dollar funds, and they all say the so-called Trump bump has faded. While they think any tax plan that Congress passes could renew the president's influence on stocks, they credit the records to factors outside the president's control.
a great deal is going right for the US market outside Trump. In fact, things are going so well — and investors are willing to ignore Trump to such a degree — that even escalating tensions over possible nuclear warfare can't stop stocks.
Here are the three factors to which the three are attributing the record-breaking stock market:
underlying economy has performed better than a lot of people expected.
There's not as much concern about the Fed aggressively raising rates.

Why the stock market keeps rising as Trump policies stall - Business Insider

6 annotations

investing

5124

For comparison, nearly half of the population lives under the poverty line. The wealth gap has widened in recent years
photographer Johnny Miller set out to capture Mexico City's inequality from above. The images, taken by a consumer drone
Mexico's capital city is one of the most unequal cities in the world.
Economic and political power are concentrated among the extremely rich. In fact, the wealthiest 1% of the Mexican population earns 21% of the nation's total income
the world's fourth richest person, calls Mexico City home. His telecommunications company, Telcel, controlled 70% of Mexico's wireless market in 2014
Here, a low-income neighborhood sits adjacent to private school grounds. "I think it's very clear, looking at that dirt soccer pitch, which side is the more affluent side," Miller says
Iztapalapa, Mexico City
Santa Fe, Mexico City

Drone photos of inequality in Mexico City - Business Insider

8 annotations

tourist destinations

11861

中国物流业规模达2.2万亿美元左右（全球物流业规模为9万亿美元）
在中国，每单配送费平均为13元人民币（合1.9美元），而美国是5至10美元
由于人们对效率低下的国家邮政系统感到失望，这才诞生了菜鸟
部分物流公司自称为科技公司，这意味着它们在IT系统、大数据、自动化和最后一英里配送——比如说使用无人机和无人驾驶车辆送货——方面投入大量资金。
菜鸟首席技术官王文斌表示，即使IT系统得到了改善，中国快递公司也仍落后于美国的联合包裹服务公司(UPS)和联邦快递(FedEx)等同行
快递业务——基本上就是电商配送——的规模去年达到435亿美元，是物流业中增长最快的细分市场

菜鸟网络引领中国快递业跨越式发展 - FT中文网

6 annotations

8621

That’s why I’ve compiled a few tips I wish I knew when I was in my 20s.
There’s a big notion that only those with a lot of money should invest in stocks or mutual funds. In fact, a recent study by Bankrate showed that just one in three millennials are investing.
it’s never a bad idea to use investments as a way of saving. Some good sources to check out are Acorns and Stash.
While most people would consider themselves pretty financially savvy, I'd say that can be attributed to the fact that no wants to admit they're bad with money.
, 72 percent of millennials have less than $1,000 in savings.
even if you can afford that, it’s still not your best investment. First, cars are depreciating assets, meaning as soon as you drive off the lot, it’s automatically worth less than what you paid.

10 Pieces of Financial Advice I Wish I Knew in My 20s

6 annotations

school

6433

管理金錢的第一步是列出財務數字，包括平日收支狀況、投資成果等等，重新校正自己對於資金運用的認知
擬定一套財務計畫
先掌握具體的財務狀況
當你透過訂定計畫思考自己「想要」什麼樣的生活，你對於財富的想像，就不會只限制在滿足基本生存條件的範圍裡，而會想盡一切努力，達成你真正渴望的目標
財務成功和失敗的最大差別，就在於管理金錢的能力。
最基本的做法是先設定一個明確的用錢標準，不符合標準的投資，連一塊錢也不要拿出來

別等「有錢」才開始理財！5 個薪水支配技巧，月入 30K 也能輕鬆存錢｜經理人

6 annotations

2788

ICO是一種獨特的眾籌融資方式，是以特別方式、通過特殊的媒介、對特定的項目的眾籌融資
代幣擁有者可以選擇行使使用權即消費代幣，或者通過現有的虛擬幣交易所，轉讓項目代幣，期望獲得差價盈利。而代幣天生具有虛擬貨幣屬性，交易流通性和便利性遠大於股票
致力於預測市場的項目Gnosis開始ICO
Gnosis從啟動到ICO用了18個月，而量子鏈項目啟動到ICO, 僅用了1年，這讓苦等多年還在IPO門前排隊等上市的中國企業淚流滿面。
與IPO相比，ICO創新地把使用權和貨幣功能合二為一
ICO體系里，沒有證監會，不需要IPO上市審批排隊，沒有傳統的種子天使ABCD輪，發行後沒有持有禁售期，不需要律師、會計師和投行。 ICO從開始到結束，所有發行環節一步到位，因而能如此高效便捷。

ICO融資讓IPO望塵莫及？ - FT中文網

6 annotations

5865

韩国新任总统
萨德的部署还引发了中国的报复，中国担心其强大雷达将被用来监视中国的军事动态。自萨德部署的消息宣布以来的几个月里，中国针对在华开展业务或向中国进口商品的韩国公司加大了压力，其中很多公司（包括现代(Hyundai)和乐天(Lotte)）都感受到了痛苦。
从朝鲜核危机，到已惹怒北京的美国导弹防御系统部署，文在寅面临着重新确立韩国影响力的压力
他将寻求找到改善韩半岛南北关系，与平壤和睦共处的方法。”
文在寅对英国《金融时报》表示：“除了更强的制裁和施压以外，如果我们全面推进积极接触，包括与北韩对话
文在寅的态度只是与他的前任相比显得更站在中国一方。但从美方的视角看，此举将被视为他的政府正转向中国，

韩国新任总统面对棘手外交选择 - FT中文网

6 annotations

5970

Iran, which had been reluctant to reduce output so soon after returning to international markets, agreed to a token increase. The deal will reduce global production by almost 2%. Oil prices jumped in response. See article.
The Bank of England’s latest stress tests for British banks found that Barclays, Royal Bank of Scotland and Standard Chartered had “some capital inadequacies
The OECD gave the thumbs up to Donald Trump’s plan to boost infrastructure spending, saying it would boost America’s economy, which is projected to grow by 2.3% next year
But the organisation also warned that “an increase in protectionism could risk impairing already weak growth
America’s economic growth rate in the third quarter was revised to an annualised 3.2%, up from an initial estimate of 2.9%

Business this week | The Economist

5 annotations

1139

Business Insider went to the bottom of the list to find the 12 most unsafe cities in Europe:
T=7. Rome
5. Budapest, Hungary
1. Kiev, Ukraine
, one of the world's largest HR consultancy firms, releases its Quality of Living Index each year, part of which ranks the safest cities to live and work in.
Mercer looked at 450 cities and then made a list of 230 cities that are the safest for workers.
10. Bucharest, Romania
4. Sofia, Bulgaria
2. Belgrade, Serbia

The 12 most unsafe cities in Europe | The Independent

9 annotations

tourist destinations

1110

如果一個國家或城市沒有了自己的電影，我覺得是十分可悲的
擦鞋工業
士多

【博評影像】撐起半個香港的街頭小舖｜來稿｜香港01｜博評

3 annotations

www.hk01.com

1071

Remapping the 123 largest global cities
Competitiveness profile: Global Giants by the numbers
Asian Anchors include five Pacific-oriented metro areas—Beijing, Hong Kong, Seoul-Incheon, Shanghai, and Singapore

Redefining Global Cities | Brookings Institution

3 annotations

politics

www.brookings.edu

1058

Mistake #3: Buying into Wall Street's 'investing is complicated' mantra.
When it comes to investments, the easiest way to rein in expenses is to stick as much as possible to low-cost index funds and ETFs.
You're much better off with a less-is-more approach: build a basic portfolio of broadly diversified stock and bond funds that matches the level of risk you're willing to take
stick with that portfolio regardless of what the market is doing

Millennials: Avoid these 5 financial mistakes

4 annotations

careers

819

When you look at the data of what keeps employees satisfied long term, it is always the core, traditional benefits," says Chamberlain. Those include retirement benefits, great health insurance and a paid time off policy.
Automation and data analysis will expand further into the U.S. job market in 2017,
The big change that we are going to see from automation is not mass unemployment. What we are going to see is that people need to up-skill regularly.
By contrast, Silicon Valley futurists predict that automation is going to lead to widespread unemployment
The pace of growth in the gig economy is going to slow, he says. "There has been a lot of growth in recent years because there has been low-hanging fruit for gig work,

The robot revolution revs up, the gig economy slows down and 3 other job trends to expect in 2017

5 annotations

business operations

1160

設計師不二良設計的台北燈節主燈小奇雞於今天正式亮燈

微博

1 annotations

m.weibo.cn

895

Royal Bank of Scotland set aside $3.8bn to cover a potential penalty from regulators in America for mis-selling mortgage securities before the financial crisis.
China’s economy grew by 6.7% last year (and by 6.8% in the fourth quarter), in line with the government’s target range for growth of 6.5-7%. But the veracity of official data has been questioned once again after the current governor of Liaoning province, in China’s industrial heartland, admitted that his region’s fiscal numbers had been fabricated between 2011 and 2014.
The Dow Jones Industrial Average stockmarket index passed the 20,000 mark for the first time,
Prosecutors in Italy opened an investigation into accounting irregularities at BT’s subsidiary in the country. The British telecoms company now thinks the scandal will cost it £530m ($670m),

Business this week | The Economist

4 annotations

1450

中國仍然在以驚人的速度增加信用，專家紛紛對此發出警告。在這種情況下，中國有可能重蹈2008年金融危機的覆轍
一部分問題在於「影子融資」的快速增長，比如理財產品或其他形式的非傳統貸款，這已經成為了一系列重大欺詐案件的焦點
中國債務高企、消費無力、缺乏為解決經濟問題做出艱難選擇的政治意願，導致經濟學家越來越愛拿它與另一個亞洲大國日本進行類比。
中國不是日本，它向上流動的龐大人口，也和日本更富裕但老齡化日漸嚴重的社會形成了鮮明的對比。但依然有越來越多的經濟學家看到了類似的可能性。

預測：中國經濟困境的3種結局 - 紐約時報中文網國際縱覽

4 annotations

tourist destinations

m.cn.nytimes.com

1072

The U.S. economy, as measured by gross domestic product, is by far the largest in the world at $18.04 trillion
. The region, denoted in yellow in the chart, contributed 33.84% to the global GDP.
. China, the closest thing the U.S. has for a competitor, is No. 2 with a GDP of $11 trillion, while Japan is a distant third with $4.38 trillion.
the U.S. accounts for about a quarter of the global economy,
The chart also highlights the chasm between wealthy and poor countries. South America’s four largest economies — Brazil, Argentina, Venezuela and Colombia — only add up to 4% of the global GDP, while Africa’s three biggest — South Africa, Egypt and Nigeria — account for around 1.5%.
“Asia’s economic center of gravity is in the east, with China, Japan and South Korea together generating almost as much GDP as the U.S

The absolute dominance of the U.S. economy, in one chart - MarketWatch

6 annotations

work

1797

The response from progressives was immediate and outraged. What is Simon & Schuster — reputable, legitimate book publisher Simon & Schuster — doing giving money to the guy who declared his birthday World Patriarchy Day? (
one that's flourished in the last decade especially. And as alt-right discourse becomes increasingly normalized within the conservative political sphere,

Milo Yiannopoulos’s book deal with Simon & Schuster, explained - Vox

2 annotations

books and literature

www.vox.com

842

大批支持者自拍與她合照。攝：Barbara Kinney/Hillary Clinton campaign
這種對「領袖」的認同儀式，最終也是為了自我認同，「到此一遊」的方式最終是不是幻象？

從希拉莉的自拍群像說起：是影像的民主還是迷失？ | 端傳媒 Initium Media

2 annotations

theinitium.com

1076

Nov. 8, Modi blindsided citizens by announcing on national television that their 500 rupee and 1,000 rupee ($15) notes would be worthless come midnight
The decision rattled the world’s second-most populous nation, where cash dominates day-to-day life
Most of India, data show, is unfamiliar with the available options.
One reason for the lack of technological options is that the availability of third-generation mobile spectrum and broadband is limited. Of India’s 1.3 billion population, less than 300 million use the Internet. Of the total number of Indians who own a mobile phone, only about 26 percent have smartphones, which are essential to run payment apps.
This is by far the most sweeping change in currency policy that has occurred anywhere in the world in decades."

How India's Cash Chaos Is Shaking Everyone From Families to Banks - Bloomberg

5 annotations

family and parenting

1010

target markets are people looking to replace an AC unit,
Ice Storage in First Quarter 2017
A form of storage that uses ice.
Some hot storage options exist for the household market, but no firm had attempted that for ice storage until recently.
would save $500 a year on its electricity bill by optimally using the Ice Cub.
the smaller offspring of the C&I-scale Ice Bear -- could blow open a whole new market for residential thermal storage.
It can fill the tank with ice in four hours. Then, on command, the system can switch from conventional AC to using the ice to cool the house for at least three hours
That’s a big deal for anyone who pays time-of-use rates or residential demand charges:
In markets where compensation for excess solar generation is dropping, this offers an efficient way to consume more of what the panels produce.

Ice Energy Will Launch Residential Ice Storage in First Quarter 2017 | Greentech Media

9 annotations

energy

www.greentechmedia.com

847

As the newly released 2016 Empathy Index demonstrates, empathy, which is about understanding our emotional impact on others and making change as a result, is more important to a successful business than it has ever been
The index focuses on global companies, with an emphasis on UK and U.S. companies and 10 Indian companies. It was not possible to analyze Chinese countries as we hoped, due to a lack of publicly available information.
We break down empathy into categories: ethics, leadership, company culture, brand perception, and public messaging through social media. Our publicly available metrics including CEO approval ratings from staff, ratio of women on boards, and number of accounting infractions and scandals
Empathy, we found, is correlated with ethics, and any ethical failure can prove costly. This is evidenced by the drop in Deutsche Bank from 40th in 2015 to 110th this year and by Wells Fargo plummeting from 20th to 130th.
Ryanair did this with its “Always Getting Better” program in 2014, scrapping unallocated seating and many hidden charges and reducing carry-on luggage restrictions. C
The result was a rise of 13 places in this year’s index and a net profit increase from €867 million the previous year to €1.24 billion ($1.39 billion) in the year to end-March 2016.
Which companies are successfully creating empathetic cultures

The Most (and Least) Empathetic Companies, 2016

7 annotations

family and parenting

hbr.org

949

Lyft was downloaded more times over a day than Uber on the Apple app store for the first time
Facing a marked slowing of sales in America and forecasting a loss for this year, Fitbit decided to cut 6% of its workforce.
Fitbit struggles to compete in a saturated market for wearable devices.
Mr Trump attacked alleged currency manipulators, taking aim at China, Germany and Japan for what he claimed were deliberate attempts to keep their currencies low in order to gain a trade advantage.
Apple cheered investors when it reported a rise in revenue for the last three months of 2016, dispelling worries about a wobble in sales.
Lyft is planning to expand to another 100 American cities this year.

Business this week | The Economist

6 annotations

business and industrial

1555

中国浙江已经诞生了72位亿万级超级富豪，在全世界仅次于美国加州的92人
浙商有一个非常大的优点就是团结，走到哪儿都喜欢抱团。无论是在省内还是省外、国内还是国外，抱团经营，合作发展，是浙商最大的特色之一
浙商是近代才崛起的一个地域性商帮。但自古以来，浙江就有经商传统。
2016年中国民企500强中，浙江企业占了134家，总数连续18年蝉联第一。
最典型的例子当属汽车业的李书福，网络行业的马云。在中国各省市，没有一个地方有像浙江这样拥有这么多自有品牌
值得一提的是，2016胡润IT富豪榜有8位浙商上榜，位列全国第一。有7位IT富豪居住在杭州，仅次于北京和深圳，成为IT富豪第三多的城市
浙商诚信也曾陷入危机之中。温州5000多双劣质皮鞋被烧毁、用敌敌畏浸泡火腿的秘密被媒体曝光后，浙商诚信陷入重重危机之中。但后来,痛定思痛的浙商采取一系列措施重塑品牌形象，用质量再次挽回了消费者
在《2016胡润品牌榜》榜单中，共有16家总部位于浙江的企业上榜。上榜品牌数量仅次于北京、广东和上海，在全国各个省市区中，名列第四。其中，阿里巴巴和蚂蚁金服旗下的品牌淘宝、天猫和支付宝位列浙江上榜企业的前三位。

财经网_新浪博客

8 annotations

m.blog.sina.com.cn

933

For 27-year-old SAP consultant Rohit Madhav, it’s recent attacks on people of Indian ethnicity in America that made his parents cautious about his higher-education plans.
Such concerns are driving a decline in applications at some U.S. universities as Indians reconsider what has long been their first choice for overseas study
safety and doubts about a path to employment are being weighed instead
A path to employment is crucial for the many Indians who count on a mix of loans, scholarships and family savings to fund their overseas degrees
the greater impact to date has been on applications from India to undergraduate programs. Twenty-six percent of institutions in a recent poll reported a decline from India
Canada seems the preferred alternative,
U.K. saw Indian student numbers drop by about half to 19,485 in 2014-15 from 2010-11, according to data compiled on IIE’s website, after tightening its post-study visa norms

In Trump's Visa Crackdown, Indian Students Weigh Canada, Ireland - Bloomberg

7 annotations

immigration

1408

最明显的当属今年国庆档，《湄公河行动》《从你的全世界路过》《爵迹》《王牌逗王牌》4强领跑整个国庆，《爵迹》先发制人，《全世界》迎头赶上，但是7天下来，票房最终成绩变成《湄公河》逆袭拿下冠军。而这4部的票房跟口碑有了鲜明的正比关系，用豆瓣评分比对如下：
神奇动物在哪里
编剧: J·K·罗琳主演: 埃迪·雷德梅恩 / 凯瑟琳·沃特斯顿 / 科林·法瑞尔 / 朗·普尔曼类型: 奇幻 / 冒险
海洋奇缘
导演: 罗恩·克莱蒙兹 / 约翰·马斯克配音: 道恩·强森 / 艾伦·图代克 / 杰梅奈·克莱门特类型: 动画 / 喜剧 / 奇幻 / 冒险上映日期: 2016-11-25(中国大陆) / 11-23(美国)

史上最强11月内地档期，你最期待哪部？_不散_传送门

5 annotations

chuansong.me

363

It wouldn’t seem out of place imagining a conceptual boat design powered by Tesla Motors innovation, now would it? The E-Vision Granturismo Boat concept runs on Tesla’s Lithium Ion batteries

Look! It’s a Tesla Boat! | Yanko Design

1 annotations

visual art and design

www.yankodesign.com

850

The Mexican peso fell to a new low against the dollar after Fiat Chrysler warned it might have to shut factories
share prices of drug companies plunged following Donald Trump’s comment that they “are getting away with murder” in what they charge the government for medicine.
Volkswagen pleaded guilty to criminal charges in America related to its cheating in emissions tests on diesel cars and a subsequent cover-up,
the vice-chairman of Samsung Electronics and heir apparent for the top job, was questioned
Investigators are looking at ties between Korea’s chaebol and politicians, and at claims that the president ordered the state’s pension fund to vote for the merger of two Samsung businesses
Publishers can legally use software to detect if an online reader is using an adblocker and can ask them to switch it off,
Privacy groups have argued that the detection software is illegal and requires readers’ consent before being enabled.

Business this week | The Economist

7 annotations

business and industrial

1541

online banking
20,000 Tesco Bank customers have had money stolen from their accounts
The root cause of the attack is still to be disclose
This predominately occurs by phishing, where emails and text messages are sent to users pretending to be from official sources but in fact come from hackers.
either tricking users into following a link and entering them into a fake website
avoid clicking on any links within them.

Tesco Bank hack Q&A: Should you be worried about online banking? - Mirror Online

6 annotations

bank

www.mirror.co.uk

1305

Spain is about to pass 300 days without a government.
There’s no sense of panic, however. A CIS survey this month showed Spaniards’ chief worry — by far — is the country’s 20 per cent unemployment rate.
It’s true that a country can maintain itself without a government. The problem is if it goes on for too long,’’ said Pin
Meanwhile, Spain is one of the European Union’s fastest-growing economies. The International Monetary Fund says Spain will grow 3.1 per cent this yea
There are clouds on the horizon, however.
The problem will be in 2017, because there’s no budget yet and public investments,
the main issue is investor confidenc

Spain Hasn't Had A Government In 300 Days And Economy Is Booming | Huffington Post

7 annotations

government

m.huffpost.com

1082

Luxottica, an Italian maker of fashionable eyeware, agreed to merge with Essilor, a French company that produces lenses. The €46bn ($49bn) transaction is one of the biggest cross-border deals in the EU to date.
A surge in trading after the election of Donald Trump helped America’s big banks reap big profits in the fourth quarter
Rolls-Royce settled claims dating from 1989 to 2013 that it had bribed officials in various countries in order to win contracts. The engineering company will pay penalties totalling £671m ($809m) to regulators in America, Brazil and Britain.
America’s Federal Trade Commission lodged an antitrust lawsuit against Qualcomm, accusing it of abusing its commanding position in the semiconductor market to impose stringent licensing terms on patents for chips in mobile phones.
Fiat Chrysler Automobiles’ share price was left bruised by an allegation from America’s Environmental Protection Agency that it had used software in 104,000 diesel cars to let them exceed legal limits
, Saudi Arabia said it would soon start accepting tenders for an expansion of solar and wind power in the country that will cost up to $50bn. The collapse of the oil price two years ago tore a hole in the kingdom’s finances. It now hopes to get 30% of its power from renewables by 2030.

Business this week | The Economist

6 annotations

business and industrial

1346

Buffett said he understands why Trump won. Many Americans are resentful about the wealth gap in the country. Can Trump fix that? Buffett said he was skeptical of some of Trump's claims about how fast he can grow the economy.
Nobody can grow the economy 4% in real terms over time,
Buffett said he's not worried about Trump trying to enact some of the more controversial things that he talked about in his campaign,
He thought concerns the market would tank due to Trump were "silly."
Buffett said he was buying stocks a few weeks ago when he thought Clinton would win -- and that he continued to do so this week after she lost. He said stocks will be higher 10, 20 and 30 years from now and that would have been the case if Clinton won.
There are a lot of things said in campaigns that don't happen after the election,"

Warren Buffett on President-elect Trump: 'He deserves everybody's respect'

6 annotations

investing

905

1. Rising Income and wealth disparity 2. Changing climate 3. Increasing polarization of societies 4. Rising cyber dependency 5. Ageing population
WEF surveyed 750 risk experts and found that rising income and wealth disparity were cited as the most important trends in determining global developments
Social polarisation and climate change were cited as second and third most
It found that of the 12 emerging technologies examined in the report, artificial intelligence and robotics had the greatest potential benefits
We live in disruptive times where technological progress also creates challenges.
Without proper governance and re-skilling of workers, technology will eliminate jobs faster than it creates them. “
The top 5 trends that will determine the future of the global economy

Rising inequality behind Brexit and Donald Trump victory is top global threat for the next decade, says WEF | The Independent

7 annotations

society

1554

I like the job. But financially, it’s not doing it for me.”This according to Steve Rogers, a 61-year-old driver who told BuzzFeed News that he’s been on the platform about a year. His experience jibes roughly with the data Uber gathered on Detroit, where the typical full-time driver barely earned more than Michigan’s current minimum wage of $8.50 per hour.
In early 2015, a study commissioned by Uber found that drivers in 20 cities, including New York, Los Angeles, San Francisco, and Boston, were grossing around $17 an hour
Based on these calculations, it’s possible to estimate that Uber drivers in late 2015 earned approximately $13.17 per hour after expenses in the Denver market (which includes all of Colorado), $10.75 per hour after expenses in the Houston area, and $8.77 per hour after expenses in the Detroit market, less than any earnings figure previously released by the company.
But the $17-an-hour figure was based on data from 2014, when Uber rates in most cities were higher than they were in late 2015. It was also based on gross earnings and did not account for driver expenses

Uber Data And Leaked Docs Provide A Look At How Much Uber Drivers Make - BuzzFeed News

4 annotations

energy

www.buzzfeed.com

798

Identify, document and plan for risks as part of developing strategic alternatives.
Think about the difference between being assertive and being aggressive.
The trick to being assertive is to share your views, but not to force them. Assertive leaders are effective because they look for win-win solutions and show respect for others
Learn to see advantages in changing situations and new developments.
Remember that you do not need to undertake opportunities alone. Make it a collaborative effort by asking valued employees to help you out.
In Conference Board’s 2015 CEO Challenge study, 943 CEOs ranked “human capital” and “innovation” as their top two long-term challenges to driving business growth.
XBInsight has collected competency data on nearly 5,000 leaders across a wide range of industries
most innovative CEOs don’t ignore risks – they manage them
Set a time limit for analyzing a particular situation to avoid overthinking decisions.
Create a learning environment or community to encourage the free flow of new knowledge and perspectives
Stimulate new thinking by examining mistakes and setbacks as opportunities to learn
On the other hand, “supporting” and “contemplative” individuals tend not to be innovative leaders. They need more organizational encouragement and structure to help them bring their out-of-the-box ideas to the table.

The 5 Skills That Innovative Leaders Have in Common

12 annotations

business and industrial

hbr.org

1492

kicked off
Riddance
shred
from scratch
literally, in the new year.
controversial

Public says 'Good Riddance' to 2016 with 10th annual event in Times Square | abc7ny.com

6 annotations

art and entertainment

abc7ny.com

867

Toxic Sales
a toxic high-pressure sales culture at the bank drove some workers to deceive customers and open unauthorized accounts
As far as what happened to Erik — the big athletic former Wells Fargo banker said after working for the bank for a little more than a year he was having physical reactions to the amount of stress he was under, "upset stomach, nerves, eye-twitching." So his quit his job. "It just got to a point where it was like, I just can't handle this man."
Bulls***," says one former employee who we'll call Worker #1. She doesn't want to use her name for fear that talking to NPR will prevent her from getting a job at another bank.
checking account many other types of products too — credit cards, home loans, lines of credit, etc. Of course, there's nothing wrong with that in principle. But Worker #1 says in practice Wells Fargo pushed it beyond reason.
During a sales push called "Jump into January" former employees say they were expected to sell 20 products a day. That just seemed impossible to Worker #1, and she says the pressure on her and her co-workers to sell was disturbingly intense. "We were all miserable, and it was just soul crushing to walk in every day."
If you don't meet your solutions you're not a team player. If you're bringing down the team then you will be fired and it will be on your permanent record."

Former Wells Fargo Employees Describe Toxic Sales Culture, Even At HQ : NPR

7 annotations

business and industrial

www.npr.org

885

The short answer: yes
They’ve shifted focus to acquiring the brands and technology China needs to transition to an economy driven by domestic consumption more than exports, labeled here as the new economy.
Before 2013, China’s overseas dealmaking was dominated by state-owned companies
Now private entrepreneurs are snapping up marquee assets like Italian football teams, American film studios and French fashion houses
how China’s targets have changed, let’s look at annual deal volumes by industry.
Can China keep buying at this speed?

China’s Global M&A Spree Shifts to Technology, Fashion and Sports

6 annotations

sports

1003

Four men were charged in America with hacking 500m Yahoo accounts in 2014, one of the biggest breaches of internet security to date. Two of the men are agents of Russia’s intelligence service.
the Federal Reserve lifted the range for its benchmark interest rate by a quarter of a percentage point to between 0.75% and 1%, and said there would be more rises to come this year
Oil prices fell by 10% over a week,
offered
Elon Musk offered to solve an energy crisis in South Australia that has led to blackouts
, Intel accelerated its drive into the market for autonomous cars by agreeing to pay $15.3bn for Mobileye, an Israeli company

Business this week | The Economist

6 annotations

business and industrial

1268

15 jobs offer the best work-life balance
recruiting site Glassdoor recently analyzed — and ranked — the professions best for employees who don't want to let their jobs completely own their free time and life,
One thing we've noticed is work-life balance is on the decline,"
One of the big problems is technology, and the 24/7 nature of email, she added: "People don't feel like they can unplug from their job."

Stressed out? These 15 jobs offer the best work-life balance.

4 annotations

health and fitness

mic.com

993

U.S. job growth slowed sharply in March amid continued layoffs in the embattled retail sector, but a drop in the unemployment rate to a near 10-year low
In March, temperatures dropped and a storm lashed the Northeast and Midwest. Economists said bad weather accounted for the stepdown in hiring.
The economy needs to create 75,000 to 100,000 jobs per month to keep up with growth in the working-age population
A broad measure of unemployment, which includes people who want to work but have given up searching and those working part-time because they cannot find full-time employment, fell three-tenths of a percentage point to 8.9 percent, the lowest level since December 2007.

Weather dampens U.S. job growth; unemployment rate drops to 4.5 percent | Reuters

4 annotations

work

mobile.reuters.com

1255

it could prove a troublesome dynamic for them if ultra-deep discounts end up being needed all season long to get people shopping.
Average spending per person was down to $289.19 from $299.60 in 2015.
Adobe, which analyzed 22.6 billion visits to retail websites, reports that a record $3.34 billion was spent online on Black Friday, up 21.6 percent from the previous year
This year, about 108.5 million people shopped online over the holiday season, compared with 103 million last year.
Experts say that in a presidential campaign year, we typically see that the election serves as a temporary distraction, with shoppers getting their gift-buying started a little later

More people shopped over Thanksgiving weekend than last year — but they spent less - The Washington Post

5 annotations

food and grocery retailers

www.washingtonpost.com

1098

The resulting low mortgage rates have helped encourage home purchases and boosted housing prices. However, home prices have risen about twice as fast as incomes over the past 12 months.
One measure of the economy, the unemployment rate, appears to be tied to home prices

America’s fastest growing (and shrinking) housing markets

2 annotations

work

www.usatoday.com

765

an independent ad-fraud researcher, said the recent changes are unlikely to force fake-news sites out of business. Because ad-tech firms make money when ads are shown
Well-known brands' appearance on fake-news sites reflects the complexity of online advertising, where computers can place a different ad each time a user clicks on a webpage
Ads from companies such as Choice Hotels, SoundCloud and Bose Corp. appear on sites with false or misleading news. Those companies are among thousands of brands that could appear on such sites based on a user's browsing history or demographics.
Last month, AppNexus pulled its ads from the right-wing news site Breitbart because of what it said was hate speech on the site. Some big brands, including food company Kellog Co. and insurer Allstate Corp., have blocked their ads from appearing on Breitbart. Breitbart didn't respond to a request for comment.
SoundCloud said it hasn't tried to block its ads from "fake or parody news sites" but is now exploring whether it should. Choice Hotels and Bose didn't respond to requests for comment.

Fake-News Sites Inadvertently Funded by Big Brands - NASDAQ.com

5 annotations

www.nasdaq.com

868

77% -- made money this year, according to data shared first with CNNMoney by Openfolio,
The average investor made just over 5% in 2016, according to Openfolio.
People who lost money tended to be holding some popular stocks that tanked this year, including Twitter (TWTR, Tech30) (down 30%), GoPro (GPRO, Tech30) (down 52%), FitBit (FIT) (down 75%) and Under Armour (UA) (down 30%).
So where's the market headed for 2017? The Wall Street "experts" still predict it will go higher, though for a smaller gain than 2016.
Openfolio found that people who made a lot of money in the markets this year invested in hot tech stocks like Apple (AAPL, Tech30), Facebook (FB, Tech30) and Tesla (TSLA) and financial stocks, which made a huge upswing after Donald Trump won the election.
investors who are ending the year smiling had money in low-cost index funds (Warren Buffett's recommended investment vehicle for regular folks) such as Vanguard FTSE Emerging Markets ETF (VWO) (up 9.3%) and Vanguard Total Stock Market ETF (VTI) (up 10.6%).
Other popular stocks this year were Facebook (also up 10%), Bank of America (BAC) (up 31%), Goldman Sachs (GS)(up 33%), Advanced Micro Devices (AMD)(up 300%), Amazon (AMZN, Tech30) (up 11%) and Netflix (NFLX, Tech30) (up 8%).

77% of investors made money in 2016 -- and women beat men again - Dec. 30, 2016

7 annotations

1367

Britain was the prime choice for Amazon to mark its achievement as regulators there have imposed fewer restrictions on drone tests than in America
In the first multibillion commercial contract since 1979 between Iran and an American company, Boeing signed an agreement to deliver 80 aircraft to Iran Air for $17bn. Airbus is close to securing a similar contract
European Central Bank decided to extend quantitative easing for a further nine months to December 2017, but also to reduce the monthly pace of bond-buying from €80bn ($85bn) to €60bn beginning in April.
Speaking the Trump language, Boeing plugged the benefits of its deal for “tens of thousands” of American workers.
Rupert Murdoch launched another bid to buy Sky, Britain’s biggest pay-TV network.
Yahoo discovered another breach of its security systems. A cyber-attack in 2013 accessed the passwords and other information of more than 1bn users, twice the number of a similar hack of Yahoo’s systems that took place in 2014.
Amazon made its first commercial delivery of goods to a customer by drone,

Business this week | The Economist

7 annotations

939

a recent slowdown in consumer spending, which has hurt growth, is likely temporary.
U.S. consumer confidence surged to a more than 16-year high in March
It looks likely that the recent spending data were held down by some temporary factors related to unusually mild weather and a delay in tax refund issuance
Recovery is what the survey indicates and, more to the point, the answers on jobs and income are rooted in current experience not expectations for what Trump will or won't do," said Steven Blitz, chief U.S. economist at TS Lombard.

Consumer confidence hits 16-year high in boost to economy | Reuters

4 annotations

work

www.reuters.com

1470

the highway will now undergo a two-year testing phase.
The road, called Wattway, was inaugurated by ecology minister Ségolène Royal, who said earlier this year that she wanted to build 1000 km of solar panel roads in France.
A number of countries are experimenting with solar panels on roads. The Netherlands have 70 metres of solar road in operation since 2014 in the form of a bike path.
that cost and durability were the two main factors impeding the development of solar panel roads
The electricity generated should be able to power the street lighting in the village of 3,400 inhabitants.

World’s first solar highway opens in France | The Independent

5 annotations

tourist destinations

1034

It assesses, from the perspective of central banks, where we are and where we are going, as well as the outlook for the global economy and markets
Bernanke’s book reflects the elusive quest for higher and more inclusive growth in the global economy.
and the need for an appropriate, more comprehensive policy response -- run through Martin Ford’s analysis in “Rise of the Robots.”
John Kay pushes us to question how the industry has approached and performed its basic function of intermediating savings and other loanable funds to productive activities.

Books to Get You Through the Age of Uncertainty - Bloomberg View

4 annotations

books and literature

903

Is the hot new camera app hiding something? That was the question bubbling up this week
The IMEI numbers are still collected in the Android version, which is legitimately bad news, as they could be used to spoof phones and hijack accounts
Meitu was full of unusual code, potentially exposing sensitive information to strange third-party servers in China.
The concerns boil down to a number of specific activities, spotted among a mess of borrowed and overlapping code.
The app attempts to pull a number of identifiers for a phone, including IMEI and MAC address, and even though no ads are shown within the app itself, it ties in with a number of third-party analytics systems that could be used for ad targeting.
the underlying code is part of a larger suite of iOS tools lifted from a Facebook developer toolkit, and there’s no indication hidden frameworks are being used more broadly by the app.

Meitu has a tracking problem, not a spying problem - The Verge

6 annotations

movies and tv

www.theverge.com

1344

What Is Maximum Wage And How Does It Work?

What Is Maximum Wage And How Does It Work? - YouTube

1 annotations

www.youtube.com

1307

battle between gangs at a prison in the Brazilian state of Amazonas left 56 inmates dead.
Barack Obama expelled 35 Russian diplomats and imposed new economic sanctions
Relations between Israel and America became strained
a Brazilian construction company, and Braskem, a petrochemical firm in which it owns a stake, pleaded guilty to bribing officials and political parties to win contracts in Latin American and African countries
The S&P 500 rose by 10% over the 12 months and the Dow Jones by 13%
Russia’s RTS index soared after the election of Mr Trump to finish 52% higher;
China’s Shanghai Composite never fully recovered from its turbulent start to 2016,
Deutsche Bank agreed to pay $7.2bn to settle with America’s Department of Justice for mis-selling subprime mortgage securities,
Ford made a U-turn when it scrapped plans for a new factory in Mexico
Japan’s prime minister, Shinzo Abe, paid his first visit to the American naval base at Pearl Harbour.

The world this week | The Economist

10 annotations

818

Mexico conducted the first auction of rights to drill for oil and gas in its deepwater reserves in the Gulf of Mexico
The political uncertainty following the referendum raises particular questions about the ability of Monte dei Paschi di Siena, the most troubled of Italy’s banks, to complete its capital-raising plan
Oil prices surged following the deal announced by OPEC members to cut production, pushing Brent crude above $55 a barrel for the first time in more than a year.
India’s central bank unexpectedly left its main interest rate on hold at 6.25%.
The sta
A consortium of investors led by Macquarie, an Australian investment firm, Allianz, a German one, and including the sovereign-wealth funds of China and Qatar, agreed to buy a 61% stake in the gas-distribution network run by National Grid in Britain. The deal values the business at £13.8bn ($17.5bn).

Business this week | The Economist

6 annotations

business and industrial

1119

每次蒸年糕也好像是最後一次，其實他們心底還想繼續，但是帶福佬說，明年若他健康、三叔婆又健康、阿肥又健康，也未必可以繼續蒸，「如果沒有柴燒，也沒得蒸
糯米磨過才會滑口，做好的年糕沒那麼黏牙。22斤米大概需要磨3小時，磨好的米一包包掛起來隔一晚粉水，帶福佬和三叔婆同時準備21斤糖煲糖膠，煲好的糖膠要逐點加入隔好的粉水中攪
三叔婆把柴火透好後，帶福佬一兜一兜疊高落鍋，每兜用兩至三枝竹枝相隔，8大兜穩穩陣陣疊高不傾斜不倒塌，簡直是一門力學
年糕一蒸最少8小時，必須有一個人顧柴火爐，起鍋後需要每兜年糕倒進錫紙盒。7個步驟需時14小時以上

水上人最後的柴火年糕　長洲西灣漁民：冇地盤冇柴燒｜香港01｜社區｜

4 annotations

www.hk01.com

878

The best cities for job seekers
In terms of technology jobs, Austin, Seattle, Durham and Raleigh boast many opportunities. The latter two are near the 7,000-acre Research Triangle Park, which employs more than 46,000 high-tech workers
Durham is a health care hub, too, with Duke University and Health System employing tens of thousands. Nashville and Atlanta also are home to many health care companies.
The population in Minneapolis is particularly young, with nearly 22 percent of residents ages 20 to 29.

Here are the 10 best cities for job seekers in 2017

4 annotations

job search

mashable.com

1292

There's one particular nugget of advice that Sallie Krawcheck, a former Wall Street executive and founder and CEO of Ellevest, sees constantly - and doesn't advise anyone to follow.
what if something comes up before you've paid it all off? If you happen to run into a true emergency in the interim, you can always put that on a credit card,
If you're taking the advice to build up your emergency fund before paying off credit card debt - that's bad
If you take some of the advice out there, and split the use of that $5,000 (half to establish an emergency fund, half to pay down credit card debt
The $2,500 of credit card debt at an 18% interest rate costs you $450 a year. The emergency fund earns almost nothing in interest. So you're out $450.
But otherwise, work on getting rid of outstanding credit card debt off as quickly as possible.

Sallie Krawcheck bad money advice money mistake

6 annotations

personal finance

1068

原來這與韓國企業在印度的投資腳步有關。韓國企業看準中印度低廉生產成本以及廣大市場，雙管齊下經營出口與內需市場。韓國現代汽車在印度有17%的市佔率，僅落後市佔率將近5成的馬魯帝鈴木。現代不僅是第二大汽車製造商，更是印度最大的轎車出口商，每年出口超過10萬輛。
台北駐德里經濟組官員估計，在印度約有100多位台灣人，中國籍的有8000多人，但韓國人卻多達3萬多人，就是投資帶來的移動潮

為什麼愈來愈多韓國人在印度念中文系？｜國際｜2016-09-21｜即時｜天下雜誌

2 annotations

www.cw.com.tw

803

Black Edge:
It’s easy to compare any exposé about finance to Michael Lewis, but this is an apt one. Though Black Edge doesn’t possess the language of The Big Short or Flash Boys, like Lewis, Kolhatkar’s best feat is showcasing her incredible depth of reporting
best moments of Black Edge have to do with the technical details
Kolhatkar worked as a risk arbitrage analyst at two hedge funds before writing the book.)

These Are the Best Books of February | GQ

4 annotations

books and literature

www.gq.com

1515

Visa winners are chosen by a computer-generated lottery.
Eighty-five thousand slots are availabl
Overwhelmingly, India has been the biggest recipient of H1-B visas
H1-Bs allow employers – mostly high-tech firms – to hire skilled foreign workers for jobs in the United States for three years
71 percent of H1-Bs went to Indians in 2015
China was a distant second with 10 percent of the visas.
Outsourcing firms, which supply services to other companies, are controversial because they are not subject to a federal requirement

Thousands of Non-US Job Seekers Apply for H1-B Visas

7 annotations

immigration

www.voanews.com

1364

Uber hired a former engineer at NASA, Mark Moore, to help develop its flying-taxi division,
China’s reserves of foreign exchange dropped to under $3trn in January, the lowest level in nearly six years.
Market jitters about the future of the euro zone helped push the spread on yields of French, Greek and Italian bonds over that of German bunds to recent highs.
A federal court blocked the $48bn merger of Anthem and Cigna, two giant health insurers, on antitrust grounds.
BP said it needed the price of a barrel of oil to rise to $60 by the end of the year in order for it to break even (Brent crude has not traded at $60 since mid-2015). The oil company reported a headline loss of almost $1bn for last year
In any case, the arrival of Uber in a city can have a more profound effect than just making everyday life easier or increasing productivity, as people spend less time searching for a ride.
recent paper by Carl Benedikt Frey of Oxford University found that when Uber sets up shop in an American town, taxi drivers’ earnings fall by 10%,
the number of self-employed drivers rose by an estimated 50%.

Business this week | The Economist

8 annotations

1437

最近的一項調查結果顯示，中國將很難招到這麽多醫生。台灣國立陽明大學(National Yang-Ming University)的Angela Fan編制的數據顯示，在截止2015年的10年時間里，中國大學培養了470萬名醫學專業畢業生，而醫生總數只增加了75萬，增幅為16%
隨著醫學專業畢業生因薪資低和工作強度大而選擇其他職業，該計劃面臨嚴峻考驗。
網民在健康界(Cn-healthcare)網站上評論道：“我們每月拿回家的薪水少得可憐……我覺得我們被逼成為賣藥的
工資低還是中國醫院普遍存在回扣現象的根源
中國國家電視臺中央電視台(CCTV)上月曝光上海有醫生每月從醫藥代表那裡拿1800元人民幣回扣，

中國五年健康規劃受制於醫生短缺 - FT中文網

5 annotations

1476

what few of us realize is how the misguided financial practices and philosophies that nearly toppled the global financial system have come to infiltrate ALL American businesses, putting us on a collision course for another
annual survey of book recommendations compiled by Bloomberg.
Makers and Takers: The Rise of Finance and the Fall of American Business by Rana Foroohar
only about 15 % of all the money in our market system actually ends up in the real economy – the rest stays within the closed loop of finance itself.
analysis of a culture in crisis—that of white working-class Americans. The decline of this group, a demographic of our country that has been slowly disintegrating over forty years,
Hillbilly Elegy: A Memoir of a Family and Culture in Crisis by J.D
The Pope of Physics: Enrico Fermi and the Birth of the Atomic Age by Gino Segrè and Bettina Hoerlin

The Best Books Of 2016 Recommended By Famous Investors

7 annotations

www.valuewalk.com

923

Americans work longer hours because their additional effort is more likely to pay off. People earn a wider range of incomes in the U.S., so “workers have an incentive to try harder to move up the job
Swiss work habits are most similar to Americans
The average person in Europe works 19 percent less than the average person in the U.S. That’s about 258 fewer hours per year,
The study was designed to make it easier to compare countries to each other, by capturing the overall hours per person, not just for people with jobs. That incorporates not just the length of the typical workweek but also retirement, vacation, unemployment, and other time spent out of the workforce.
The data strongly suggest that labor regulation and unionization appear to be the dominant factors explaining the differences between the United States and Europe,”
said Dora Gicheva, an economist at the University of North Carolina-Greensboro,
Taxes are an issue. Despite what Donald Trump has said, taxes in the U.S. are substantially lower than in Europe
Generous pensions in Europe are also a strong factor in discouraging older people from working,

Americans Work 25% More Than Europeans, Study Finds - Bloomberg

8 annotations

tourist destinations

893

Ma is a true rags-to-riches story
He received more than a dozen rejections — including from KFC — before being hired as an English teacher.
Jack Ma revealed he has even been rejected from Harvard — 10 times!
Though his first two ventures failed, four years later he gathered 17 of his friends in his apartment and convinced them to invest in his vision for an online marketplace he called "Alibaba
By October 1999, the company had raised $5 million from Goldman Sachs and $20 million from SoftBank, a Japanese telecom company that also invests in technology companies. The team remained close-knit and scrappy
The company's $150-billion IPO was the largest offering for a US-listed company in the history of the New York Stock Exchange.
The biggest day in the calendar for Alibaba is China's "Singles' Day," a retaliation to Valentine's Day which supposedly celebrates the country's singletons
He likes reading and writing kung fu fiction, playing poker, meditating, and practising tai chi.

How Alibaba founder Jack Ma became one of the richest people in China - Business Insider

8 annotations

business and industrial

uk.businessinsider.com

1557

中国互联网的“烧钱之战”（作者为英国《金融时报》查尔斯•克洛弗）
楼市之惑”系列报道（作者为中国独立房地产研究人士沈晓杰）
“拆分北京”系列报道（作者为资深媒体人黎岩）

FT中文网年度好文推荐：投资与财富管理 - FT中文网

3 annotations

848

The only time you can visit Antarctica is during its short summer (the coldest part of our winter). Unless you're part of a sanctioned scientific group on a research base, the only way to get there is by an ice-piercing ship, which means braving the two-day (each way) roller-coaster journey across the typically raging Drake Passage.
Peru's Sacred Valley
El Chaltén, Patagonia, Argentina
Antarctica
For an easier day hike, try the Laguna Torre trail, which puts you at the base of a crystal-clear glacier pool overlooking Cerro Torre, the highest peak in the Fitz Roys.

Best Places to Visit in the World for Vacation or Weekend Trips 2017 - Thrillist

5 annotations

vacation rentals

www.thrillist.com

1242

We already know that the more lit up an area is at night, the richer and more developed it is. Researchers use this method to estimate poverty in places where we don’t have exact data
Building the algorithm took a two-step process called “transfer learning.” First, researchers showed a neural network daytime and nighttime images of five African countries: Uganda, Tanzania, Nigeria, Malawi, and Rwanda. Using deep learning techniques, they taught it to predict where night lights would be by looking at the daytime images and searching for correlations.

Satellite images of Earth help us predict poverty better than ever - The Verge

2 annotations

cats

www.theverge.com

944

Focus on training remote employees
6. Products that track nutrition
In 2017, this trend will continue and the boom in fitness apps and software will grow the health and fitness market.
E-commerce will continue to rise
Businesses will focus on connecting customers
Uber is the largest taxi company, yet it has no physical assets and can still deliver rides easily to its customers. We should see more businesses like Uber on the rise.
Products becoming green

10 Business Trends That Will Grow in 2017 | Inc.com

7 annotations

business and industrial

www.inc.com

1163

密探》是華納兄弟首部投資的韓國電影，耗資 140 億韓幣（約合台幣 4.15 億），除了諜戰場面浩大外，華麗古典的布景包裝及飽和度極強的視覺，更加強這部電影的高度可看性，在爛番茄上新鮮度高達 100%。
密探
而以 1920 年日治時期朝鮮為背景的《密探》，更成為代表韓國參加奧斯卡最佳外語片競賽的影片，成為口碑與票房雙贏的佳片，到底這部電影有何過人之處呢？
導演金知雲將《密探》定義為諜戰片，也是他一直很想拍攝的題材，認真思考後，才決定將故事背景設定在日據時期。
在《密探》中，依然隨處可見金知雲強烈的個人色彩。擅長打破空間、時間的概念營造恐怖氣氛的他，一連串的事件清楚交代時序，以急迫的緊張感在觀眾內心創造了驚恐情緒；諜報槍戰、火花四射，嚴刑逼供、爛肉殘肢，這些看來血淋淋又詭異的殘酷場面，卻搭配著不協調的古典優雅樂音，讓一切看來荒繆又感傷。

年度壓軸韓影《密探》，是賣座與口碑的最大值？ - Punchline 娛樂重擊

5 annotations

punchline.asia

893

早在2008年，中国官媒中央电视台就曾连续两天曝光过百度竞价排名的黑幕，对其赚钱的方式进行过挖掘
人们对魏则西事件的关注很快就转到对百度公司的声讨上
因为魏最后就诊的医院，正是通过花钱买到搜索结果第一的位置的。
碰瓷”应是近年中国流行速度最快的词汇之一，某些地方甚至出现“碰瓷”专业团伙
各地治霾措施五花八门，各出奇招。先是西安被曝防霾禁卖炒菜

回首2016：雾霾里的中国 - FT中文网

5 annotations

1594

韩国表示，萨德系统可使韩免受具备核能力的朝鲜的打击。但中国认为，该系统削弱了中国自身的防卫能力
去年最后四个月中国赴韩游人次却同比增长27%至380万。
游客人数的上升也在网上引发了一些反思。在问答网站“知乎”的一个名为“为什么韩国部署萨德系统了，中国去韩国旅游的人数这两天反而变多了？”的话题中，一个用户开玩笑地答道：“可能他们比较信任萨德的拦截和攻击能力吧。 ”
与执政的中共关系密切的《环球时报》(Global Times)去年8月报道称，随着反韩情绪不断增长，韩国旅游业必将遭遇强劲的顶头风。该报还警告称，如果中国游客走开，没有哪个国家能填补这个空缺。然而，跟踪研究中国游客的《精旅传媒》(Jing Travel)的丹尼尔•米萨克(Daniel Meesak)表示，尽管“中国媒体一直在推进（游客人次会减少）这个议题，数据却指向了另一个方向”。
首尔方面去年7月决定允许美国在韩部署末段高空区域防御系统（THAAD，中文简称：萨德）之后的4个月里，赴韩旅游的中国游客超过380万人次，同比增长27%。中国官媒曾表示，游客人数或大幅下滑
饮食和购物的吸引力压过了政治，去年中国赴韩游客人数创下纪录

中国游客无视萨德争端赴韩游人次不降反升 - FT中文网

6 annotations